4 bedroom Single Family Residence at 14968 Imperial Point Drive, Imperial Point Unit 4B, Largo — photo 1
listed Oct 21, 2026 Single Family Residence
$795,000
4-Bedroom Home in IMPERIAL POINT UNIT 4B

14968 Imperial Point Drive, Largo, FL 33774

Single Family Residence in IMPERIAL POINT UNIT 4B, LARGO · No CDD on record
IMPERIAL POINT UNIT 4B · Largo, FL 33774 · Pinellas County
Listing data updated October 23, 2026 at 2:58 AM ET · checked against the MLS hourly
4Bedrooms
2Bathrooms
2,085Sq Ft
1972Year Built
$381Per Sq Ft
1-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% above
$/sq ft vs community
$381 here vs $328 median sold (12 mo)
Buyer leverage
Seller-leaning
2 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~9 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $795k tops 9 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

14968 Imperial Point Drive in Imperial Point Unit 4B, Largo is listed at $795,000 (2,085 sq ft, about $381 per sq ft). It came to market within the past week. Listing facts: built in 1972, HOA dues of $89/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1972 · 54 yrs
  • 2,085 sq ft of living area
  • 1-car garage
  • Listed at $795,000 — recent neighborhood median sale price ~$684,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $89/mo (per listing)
Listing description

About this home

Welcome to this beautifully remodeled 4-bedroom, 2-bath home offering 2,085 heated square feet of comfortable living space in the desirable Imperial Point community! Completely remodeled in 2024, this home combines modern updates, stylish finishes, and a spacious, open-concept layout designed for everyday living and entertaining. The updated kitchen features gorgeous quartz countertops, under-cabinet lighting, and appliances approximately 3 years new.

Enjoy the inviting living room with an electric fireplace, a separate family room, and a convenient coffee bar area perfect for your morning routine. The split-bedroom floor plan provides added privacy, while the interior laundry room offers everyday convenience with a washer and dryer approximately one year new. The primary bathroom featuring a beautiful newly remodeled walk-in shower, while the second bathroom is conveniently located near two of the additional bedrooms on the opposite side of the home and includes a relaxing jetted Jacuzzi tub.

The 4th bedroom offers many options to consider such as a nursery, office, possibly a large walk in closet to support the current walkin closet in the primary bedroom. Major improvements include a new flat roof in 2024 and new HVAC system system and ductwork in 2025. Hurricane protection includes hurricane shutters and a hurricane-impact garage door.

A storage shed provides additional space for tools, outdoor equipment, and more. Located in the beautiful Imperial Point community, residents enjoy access to an impressive array of amenities, including a community swimming pool, fishing piers, clubhouse, fitness center, boat ramps, tennis courts, pickleball courts, and more! With four bedrooms, two bathrooms, multiple living spaces, extensive updates, and wonderful community amenities, this home offers the perfect blend of comfort, functionality, and Florida living.

Don't forget you are only minutes away from Indian Rocks Beach! Don't miss the opportunity to make this beautifully updated home your own! Call today to schedule your private showing of this beautiful home.

Description provided by RE/MAX ACTION FIRST OF FLORIDA and reproduced from the MLS; not independently verified.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Listing agent: Michelle Cline, PA · 727-531-2006Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$795,000
Bed / bath4 / 2
Living area2,085 sq ft
Year built1972
Property typeSingle Family Residence
Garage1-car
MLS #TB8559439
Listing statuslisted Oct 21, 2026

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~9 ft
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$8,348/yr
CDD assessmentNone on record
HOA$89/mo

Calculated estimates

Price per sq ft$381
Estimated monthly payment$5,619
Insurance (illustrative)$4k–$8k/yr
Messtimate range$619,245 – $700,560
Comparable-sales median$684,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,619/mo
  • Principal & interest $4,404/mo 78%
  • Taxes $696/mo 12%
  • Insurance $431/mo 8%
  • HOA $89/mo 2%

$5,619/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 14968 Imperial Point Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

HOA dues$89/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,500/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1972. An original roof would be about 54 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,348/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$89/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~9 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Pinellas County

Pricing & the Pinellas County market

How this home is priced against recent nearby sales, and where Pinellas County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales11040 141ST WAY11040 141ST WAY: $227/sq ft$22712801 KIMBERLY OAKS CIRC…12801 KIMBERLY OAKS CIRCLE: $297/sq ft$29712312 89TH TERRACE12312 89TH TERRACE: $320/sq ft$32014547 OLIVER STREET14547 OLIVER STREET: $336/sq ft$3369354 119TH WAY9354 119TH WAY: $336/sq ft$336315 ORANGEWOOD LANE315 ORANGEWOOD LANE: $380/sq ft$380This homeThis home: $381/sq ft$381Community median $328
Property timeline

This home’s history

  • 1972BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-21" data-fmt="dom">listed Oct 21, 2026</span>)
  • Oct 21, 2026First seen on movewithmomentum.comObserved at $795,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $795,000Momentum Realty · listed Oct 21, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $684,000 ($328/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$485,000the mess$677,200

Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.

Actual list price: $795,000 ($381/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 40% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1972 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $89/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 1473 active listings competing, 385 under contract
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 23, 2026.

Momentum Scores

Momentum Property Score

23/100
Strongest on: Flood safety (45), Affordability (23)
0 limited50100 exceptional

23/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area10
This home $381/sq ft vs the community 12-month median $328/sq ft.
Affordability23
List price $795,000 vs the community median $684,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1972 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $381 per square foot, about 16% above the community’s $328 median. Pinellas County’s 12-month median sold price per square foot is $328. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in Pinellas County are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in Pinellas County, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RE/MAX ACTION FIRST OF FLORIDA · MLS # TB8559439

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Keep looking

Similar homes for sale near IMPERIAL POINT UNIT 4B

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in IMPERIAL POINT UNIT 4B

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  • 1117 15th Avenue · $499,900 · 3 bd / 2.0 ba · listed October 22, 2026 (courtesy of CHARLES RUTENBERG REALTY INC)
  • 155 Lake Shore Drive · $599,000 · 3 bd / 2.5 ba · listed October 22, 2026 (courtesy of LANTES REAL ESTATE LLC)
  • 11531 Shipwatch Drive #1037 · $350,000 · 3 bd / 2.0 ba · listed October 22, 2026 (courtesy of KELLER WILLIAMS SUBURBAN TAMPA)
  • 1835 Bayou Grande Boulevard · $4,499,812 · 5 bd / 4.5 ba · listed October 22, 2026 (courtesy of RE/MAX ACTION FIRST OF FLORIDA)
  • 4558 25th Avenue · $574,900 · 3 bd / 2.0 ba · listed October 22, 2026 (courtesy of PREFERRED SHORE LLC)

Recently off market in IMPERIAL POINT UNIT 4B

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

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More on Pinellas County

Explore Pinellas County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Oakhurst Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Seminole Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
Seminole High-PNAssigned high school · Pinellas County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 14968 Imperial Point Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1972 (54 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $89/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,085 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,348/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 23, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 14968 Imperial Point Drive and when was it built?

Per the listing record, 14968 Imperial Point Drive was built in 1972 and has 2,085 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 14968 Imperial Point Drive in?

14968 Imperial Point Drive is in Imperial Point Unit 4B in Largo, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 14968 Imperial Point Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $89 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 14968 Imperial Point Drive differ from the current owner's?

The estimate on this page (about $8,348 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 14968 Imperial Point Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.