2 bedroom Villa at 1512 Laurel Brook Lane, Cove/West Port Ph 2 & 3, Port Charlotte — photo 1
20 days on market (MLS) Villa
$299,375
2-Bedroom Villa in COVE/WEST PORT PH 2 & 3

1512 Laurel Brook Lane, Port Charlotte, FL 33953

Listed by
Kelly Pankiw
Momentum Realty
Villa in COVE/WEST PORT PH 2 & 3, PORT CHARLOTTE · No CDD on record · Built 2024
COVE/WEST PORT PH 2 & 3 · Port Charlotte, FL 33953 · Charlotte County
Listing data updated October 1, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,543Sq Ft
2024Year Built
$194Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% below
$/sq ft vs community
$194 here vs $230 median sold (12 mo)
Buyer leverage
Buyer advantage
20 days on market
5812.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 1512 Laurel Brook Lane in Cove/West Port Ph 2 & 3, Port Charlotte is listed at $299,375 (1,543 sq ft, about $194 per sq ft). That is 35% below Cove/West Port Ph 2 & 3's median closed sale of $458,950 over the last 12 months (830 recorded sales). Per square foot it is below the community's recent $230/sq ft by about 16%. It has been 20 days on market, well inside the community's typical 55 days. Listing facts: built in 2024, HOA dues of $258/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 1,543 sq ft of living area
  • 2-car garage
  • 20 days on market
  • HOA $258/mo (per listing)
Listing description

About this home

IMPACT WINDOWS, STORMSMART HURRICANE SHADES ON LANAI, PRESERVE VIEWS, NO REAR NEIGHBORS! MAINTENANCE-FREE LIVING with UPGRADES FLORIDA BUYERS WANT. Additional features That make this home different from the others: EXTENDED 15' x 18' LARGE LANAI WITH LIGHTING, STORMSMART HURRICANE SHADES ON LANAI, DOUBLE-OVEN, LARGE LAUNDRY ROOM, PRIVATE BACK YARD AND MUCH MORE!

This beautifully maintained Carrington Villa in The Cove at West Port offers 2 bedrooms, 2 baths, a spacious den/flex room, and 1,543 square feet of thoughtfully designed living space. Built in 2024, this home combines the ease of newer construction with an impressive list of valuable improvements you won't have to add after closing—and a PREMIUM LOT SETTING with the privacy of NO homes directly behind you. The open-concept floor plan creates an easy flow between the kitchen, dining, and great room, while the split-bedroom design provides privacy for owners and guests.

The kitchen offers QUARTZ COUNTERTOPS, a breakfast bar with seating for four, TWO LARGE PANTRIES, UNDER-CABINET LIGHTING, and a DOUBLE OVEN with the upgraded appliance package. Generous workspace and storage make this spacious kitchen as functional for everyday living as it is for entertaining. A spacious separate laundry room—not offered in the newer Carrington design—provides additional storage and helps keep everyday essentials organized.

The private primary suite features a walk-in closet and ensuite bath with DUAL SINK, a WALK-IN SHOWER with an UPGRADED GLASS ENCLOSURE, and a SEPARATE PRIVATE WATER CLOSET. One of the home's standout features is the EXTENDED 15' x 18' SCREENED LANAI, finished with UPGRADED PAVERS and overlooking a peaceful preserve, creating a generous and private outdoor living space for relaxing, dining, and entertaining. The owners have also invested in IMPACT WINDOWS throughout the home, STORMSMART hurricane roll-down protection for the lanai, an electric metal hurricane shutter at the front entry, WHOLE-HOUSE SURGE PROTECTION, an epoxy-finished garage floor, upgraded designer smart lighting, and ceiling fans inside and on the lanai.

Enjoy the convenience of MAINTENANCE-FREE LIVING, with lawn care included through the HOA. The gated Cove at West Port offers residents a resort-style pool, clubhouse and fitness center, pickleball and bocce courts, activity lawn, and dog park. The lifestyle extends well beyond the gates.

West Port puts recreation, shopping, dining and some of Southwest Florida's favorite outdoor destinations within easy reach. With Centennial Park and its Recreation & Aquatic Center right within West Port, outdoor recreation is close to home. Shopping, dining, and Charlotte Sports Park are nearby, while boating, fishing, and the beautiful Gulf beaches of Manasota Key are just a short drive away.

Whether you're looking for a full-time residence or an easy-to-maintain Florida retreat, this upgraded Carrington offers the privacy, amenities, and lifestyle to start enjoying it from day one.

Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$299,375
Bed / bath2 / 2
Living area1,543 sq ft
Year built2024
Property typeVilla
Garage2-car
MLS #N6145181
Listing status20 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyCharlotte
Area listings1423 active · 311 under contract
Estimated first-year tax~$4,225/yr
CDD assessmentNone on record
HOA$258/mo

Calculated estimates

Price per sq ft$194
Estimated monthly payment$2,291
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$458,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,291/mo
  • Principal & interest $1,598/mo 70%
  • Taxes $352/mo 15%
  • Insurance $83/mo 4%
  • HOA $258/mo 11%

$2,291/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$4,225/yr
≈ $352/mo·effective rate ~1.41%
Estimate: asking price less the $50,000 homestead exemption × Charlotte County rate (16.92 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,900/yr ($158/mo) — taxable value $111,717 × 16.92 mills
$2,325 more each year
(+122%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$129,808
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$241,525
Market value
$162,439
Assessed
$111,717
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$258/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Charlotte County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Charlotte County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Low
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · PUNTA GORDA ISLES

Pricing & the PUNTA GORDA ISLES market

How this home is priced against recent nearby sales, and where PUNTA GORDA ISLES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in PUNTA GORDA ISLES

Each dot is a closed sale since 2004 (10700 total). This home is the gold marker.

$0$1.2M$2.4M8003,0415,281This home: $299,375, 1,543 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $194/sq ft.

$76$171$2662012: $9420122013: $1042014: $11520142015: $1382016: $14020162017: $1412018: $17020182019: $1652020: $17120202021: $2162022: $24820222023: $2322024: $24620242025: $2132026: $2302026

Median sale price by year

12-month median closed price, 2012–2026.

$145k$335k$525k2012: $182k20122013: $210k2014: $227k20142015: $280k2016: $280k20162017: $280k2018: $308k20182019: $325k2020: $389k20202021: $431k2022: $488k20222023: $448k2024: $485k20242025: $426k2026: $459k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 49 (normal).

1452902013: 5520132014: 362015: 6820152016: 542017: 4120172018: 322019: 2820192020: 342021: 8120212022: 832023: 5820232024: 602025: 2120252026: 492026
Property timeline

This home’s history

  • 2024BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 1, 2026
  • Sep 12, 2026First seen on movewithmomentum.comObserved at $299,375
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $299,375Momentum Realty · on market 20 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Charlotte County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for COVE/WEST PORT PH 2 & 3. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Charlotte County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,543 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

74/100
Strongest on: Affordability (100), Price vs area (89)
0 limited50100 exceptional

74/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area89
This home $194/sq ft vs the community 12-month median $230/sq ft.
Affordability100
List price $299,375 vs the community median $458,950. Not a measure of personal affordability.
Market liquidity56
Community median 56 days on market (12-month record).
Pricing power75
Recent sales closed at about 93.0% of original asking (~7.0% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 5812.0 months of supply in the surrounding market and 20 days on market for this home, against a 56-day area median.Days on market:this home 20Area median:  56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.

🟡 Asking $194 per square foot, about 16% below the community’s $230 median. PUNTA GORDA ISLES’s 12-month median sold price per square foot is $230. Median sold price per square foot is up 7.8% year over year. Confidence: Very High · 830 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent PUNTA GORDA ISLES sales closed near 93.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1423 active listings in PUNTA GORDA ISLES, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Keep looking

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More on Charlotte County

Explore Charlotte County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Charlotte County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1512 Laurel Brook Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $258/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,543 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,225/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,325 more per year than the current owner’s estimated bill (+122%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Charlotte County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1512 Laurel Brook Lane and when was it built?

Per the listing record, 1512 Laurel Brook Lane was built in 2024 and has 1,543 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1512 Laurel Brook Lane in?

1512 Laurel Brook Lane is in Cove/West Port Ph 2 & 3 in Port Charlotte, Charlotte County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 1512 Laurel Brook Lane have an HOA, and how much are the dues?

The listing reports HOA dues of $258 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1512 Laurel Brook Lane differ from the current owner's?

The estimate on this page (about $4,225 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,325 more per year than the current owner’s estimated bill (+122%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1512 Laurel Brook Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Listed by

Listing agent · Momentum Realty
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Listing courtesy of Momentum Realty.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.