2 bedroom Villa at 1513 16TH CIRCLE #43, NEW HAVEN CONDO, LARGO — photo 1Front elevation
2 bedroom Villa at 1513 16TH CIRCLE #43, NEW HAVEN CONDO, LARGO — photo 2Living space
2 bedroom Villa at 1513 16TH CIRCLE #43, NEW HAVEN CONDO, LARGO — photo 3Kitchen
2 bedroom Villa at 1513 16TH CIRCLE #43, NEW HAVEN CONDO, LARGO — photo 4Owner's suite
2 bedroom Villa at 1513 16TH CIRCLE #43, NEW HAVEN CONDO, LARGO — photo 5Exterior / yardView all 6 photos →
98 days on market Villa ▼ Price cut: $20,000 (8/4)
$207,000
2-Bedroom Villa in NEW HAVEN CONDO

1513 16TH CIRCLE #43, LARGO, FL 33771

Villa in NEW HAVEN CONDO, LARGO · No CDD
NEW HAVEN CONDO · LARGO, FL 33771 · Pinellas
Listing data updated September 12, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,110Sq Ft
1974Year Built
$186Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
38% above
$/sq ft vs community
$186 here vs $135 median sold (12 mo)
Buyer leverage
Strong buyer advantage
98 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~8 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $207k tops 11 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 1513 16Th Circle #43 in New Haven Condo, Largo is listed at $207,000 (1,110 sq ft, about $186 per sq ft). That is 59% above New Haven Condo's median closed sale of $130,000 over the last 12 months (9 recorded sales). Per square foot it is above the community's recent $135/sq ft by about 38%. It has been 98 days on market. Listing facts: built in 1974, HOA dues of $646/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1974 · 52 yrs
  • 1,110 sq ft of living area
  • Listed at $207,000 — recent neighborhood median sale price ~$130,000 (nearby sales; deemed reliable, not an appraisal)
  • 98 days on market
  • HOA $646/mo (per listing)
Momentum Research · New Haven Condo

Pricing & the New Haven Condo market

How this home is priced against recent nearby sales, and where New Haven Condo has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1234 11TH CIRCLE1234 11TH CIRCLE: $90/sq ft$901503 12TH COURT #15031503 12TH COURT #1503: $101/sq ft$1011215 16TH CIRCLE1215 16TH CIRCLE: $103/sq ft$1031508 16TH CIRCLE1508 16TH CIRCLE: $108/sq ft$1081503 16TH CIRCLE1503 16TH CIRCLE: $117/sq ft$1171207 11TH CIRCLE #1281207 11TH CIRCLE #128: $158/sq ft$158This homeThis home: $186/sq ft$186Community median $135

Price vs. size in New Haven Condo

Each dot is a closed sale since 2014 (85 total). This home is the gold marker.

$18k$135k$252k5968701,144This home: $207,000, 1,110 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $186/sq ft.

$48$132$2162014: $7620142015: $6420152016: $8220162017: $8520172021: $17520212022: $17020222023: $17820232024: $20020242025: $12220252026: $1352026

Median sale price by year

12-month median closed price, 2014–2026.

$46k$123k$200k2014: $78k20142015: $60k20152016: $76k20162017: $75k20172021: $151k20212022: $179k20222023: $185k20232024: $178k20242025: $115k20252026: $130k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 44 (normal).

450952015: 2020152016: 7820162017: 4820172022: 8620222023: 6420232024: 2920242025: 1320252026: 442026
Property timeline

This home’s history

  • 1974BuiltPer public record
  • Jul 10, 2026First trackedObserved at $227,000
  • Aug 4, 2026Price cut$207,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,015/mo
  • Principal & interest $1,075/mo 53%
  • Taxes $181/mo 9%
  • Insurance $112/mo 6%
  • HOA $646/mo 32%

$2,015/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

35/100
Strongest on: Pricing power (80), Renovation upside (60)
0 limited50100 exceptional

35/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $186/sq ft vs the community 12-month median $135/sq ft.
Affordability0
List price $207,000 vs the community median $130,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~8 ft elevation. Verify the parcel with FEMA.
Insurance cost16
From FEMA Zone AE and a 1974 build. Obtain a property-specific quote.
Market liquidity25
Community median 74 days on market, ~9.0 months of supply (12-month record).
Renovation upside60
From a 1974 build and $186/sq ft vs the community median $135/sq ft. Not a condition assessment.
Pricing power80
Recent sales closed at about 92.0% of original asking (~8.0% below). More room below asking generally favors buyers.
Market timing56
Momentum Market Heat is 44/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 98 days on market for this home, against a 74-day area median.Days on market:this home 98Area median:  74 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 12, 2026.

🟡 Asking $186 per square foot, about 38% above the community’s $135 median. New Haven Condo’s 12-month median sold price per square foot is $135. Median sold price per square foot is up 13.0% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

62% of homes in New Haven Condo are owner-occupied. An estimated 38% are non-owner-occupied, including 8% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 102 homes matched. Community-level context.

Recent New Haven Condo sales closed near 92.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 9 active listings in New Haven Condo, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Live the good life with this 2-BEDROOM, 2-BATH VILLA-STYLE CONDO and features STUNNING BRAND-NEW OPEN KITCHEN with QUARTZ COUNTERTOPS, STAINLESS STEEL APPLIANCES, and sleek cabinets with EUROPEAN SOFT-CLOSE HINGES and located in one of Largo’s most desirable 55+ communities! Centrally located 15 minutes from the beach and 15 minutes from St. Petersburg airport.

Updated from top to bottom, this MOVE-IN READY home with The open-concept layout creates a bright and inviting living space, perfect for both relaxing and entertaining. The SPACIOUS PRIMARY SUITE includes a LARGE WALK-IN CLOSET and a beautifully updated EN-SUITE BATH with a TILED WALK-IN SHOWER. The second bathroom is equally STYLISH AND MODERN.

Additional upgrades include a NEWER AC, ELECTRICAL PANEL, PLUMBING, FRESH PAINT, UPDATED OUTLETS, and an INTERIOR LAUNDRY with a FULL-SIZE WASHER & DRYER. Enjoy peace and privacy with NO REAR NEIGHBORS, a COVERED CARPORT just steps away, and plenty of guest parking. New Haven offers RESORT-STYLE AMENITIES such as a HEATED POOL & SPA, TENNIS COURTS, SHUFFLEBOARD, BILLIARDS, a FITNESS CENTER, and even EXTRA PARKING for BOATS, TRAILERS, and RVs.

The reasonable HOA cost covers CABLE, INTERNET, WATER, SEWER, TRASH, EXTERIOR MAINTENANCE, GROUNDS, and more for WORRY-FREE LIVING. Don’t miss this OPPORTUNITY to own a BEAUTIFUL HOME in a vibrant COMMUNITY.

Description provided by SNOWBIRD RELOCATION REAL ESTATE, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$207,000
Bed / bath2 / 2
Living area1,110 sq ft
Year built1974
Property typeVilla
MLS #TB8511705
Listing status98 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~8 ft
Windstorm exposureLow
CountyPinellas
Area listings9 active · 0 under contract
Estimated first-year tax~$2,174/yr
CDD assessmentNone on record
HOA (per listing)$646/mo

Calculated estimates

Price per sq ft$186
Estimated monthly payment$2,015
Insurance (illustrative)$1k–$2k/yr
Messtimate range$112,110 – $129,870
Comparable-sales median$130,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SNOWBIRD RELOCATION REAL ESTATE, LLC · Listing agent: Martin Vigil · 773-317-4003Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$112,110the mess$129,870

Actual list price: $207,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 16% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1974 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $646/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 98 days on market vs. a 74-day community median
  • 9 active listings competing
  • 9.0 months of supply
  • 12 closed here in the last 12 months

For reference, this home is listed at $207,000 ($186/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,110 sq ft × $101–$117/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near NEW HAVEN CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $207,000Momentum Realty · on market 98 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,174/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$646/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1513 16TH CIRCLE #43?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by SNOWBIRD RELOCATION REAL ESTATE, LLC · MLS # TB8511705

Request a showing

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Market data · public records

Recent sales activity in NEW HAVEN CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the NEW HAVEN CONDO neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$130,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$135

Canonical 12-month median $/sq ft. Reference only.

Go deeper on NEW HAVEN CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $135/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$949 – $1,380/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate0.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,093 – −$705At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1513 16Th Circle #43, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1974 (52 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $646/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,110 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,174/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1513 16Th Circle #43 and when was it built?

Per the listing record, 1513 16Th Circle #43 was built in 1974 and has 1,110 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1513 16Th Circle #43 in?

1513 16Th Circle #43 is in New Haven Condo in Largo, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for New Haven Condo from the same MLS data.

Does 1513 16Th Circle #43 have an HOA, and how much are the dues?

The listing reports HOA dues of $646 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1513 16Th Circle #43 differ from the current owner's?

The estimate on this page (about $2,174 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1513 16Th Circle #43 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1513 16TH CIRCLE #43 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.