3 bedroom Townhouse at 152 117TH AVENUE #2, ISLAND TWNHMS TREASURE ISLAND, TREASURE ISLAND — photo 1Front elevation
3 bedroom Townhouse at 152 117TH AVENUE #2, ISLAND TWNHMS TREASURE ISLAND, TREASURE ISLAND — photo 2Living space
3 bedroom Townhouse at 152 117TH AVENUE #2, ISLAND TWNHMS TREASURE ISLAND, TREASURE ISLAND — photo 3Kitchen
3 bedroom Townhouse at 152 117TH AVENUE #2, ISLAND TWNHMS TREASURE ISLAND, TREASURE ISLAND — photo 4Owner's suite
3 bedroom Townhouse at 152 117TH AVENUE #2, ISLAND TWNHMS TREASURE ISLAND, TREASURE ISLAND — photo 5Exterior / yardView all 34 photos →
79 days on market Townhouse
$999,800
3-Bedroom Townhome in ISLAND TWNHMS TREASURE ISLAND

152 117TH AVENUE #2, TREASURE ISLAND, FL 33706

Townhouse in ISLAND TWNHMS TREASURE ISLAND · No CDD
ISLAND TWNHMS TREASURE ISLAND · TREASURE ISLAND, FL 33706 · Pinellas
Listing data updated July 25, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,448Sq Ft
2002Year Built
$408Per Sq Ft
Waterfront3-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$408 here vs $408 median sold (12 mo)
Buyer leverage
Balanced market
79 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2002 · 24 yrs
  • 2,448 sq ft of living area
  • 3-car garage
  • 79 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2002BuiltPer public record
  • Jul 10, 2026First trackedObserved at $999,800
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$6,421/mo
  • Principal & interest $5,066/mo 79%
  • Taxes $875/mo 14%
  • Insurance $430/mo 7%
  • HOA $50/mo 1%

$6,421/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (70)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $408/sq ft vs the community 12-month median $408/sq ft.
Affordability50
List price $999,800 vs the community median $999,800. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2002 build. Obtain a property-specific quote.
Renovation upside27
From a 2002 build and $408/sq ft vs the community median $408/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $408 per square foot, about in line with the community’s $408 median. Island Twnhms Treasure Island’s 12-month median sold price per square foot is $408. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

44% of homes in Island Twnhms Treasure Island are owner-occupied. An estimated 56% are non-owner-occupied, including 33% held in a company or trust and 33% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 9 homes matched. Community-level context.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Large townhome with private boat slip with direct Gulf access in Treasure Island. Make daily beach sunsets part of your every day. Just steps from award-winning white sand beaches, a deeded boat slip with a 10,000-lb lift, and a covered waterfront terrace framed by flowering hibiscus — this is the Florida dream address.

Direct canal access to John’s Pass puts you in the Gulf in under five minutes, and Treasure Island’s celebrated beach is just steps from your door. The ground level sets the tone immediately — a covered terrace and paved patio right on the water, beautifully landscaped with tropical hibiscus, with room for lounges, tables and chairs. Your boat slip with 10,000-lb lift sits on a stunning wide canal alive daily with tiki bar boats, kayakers, paddleboarders, dolphins and manatees.

The oversized deep garage accommodates three vehicles, a workshop and all your water toy storage, and includes a dedicated 220-volt line — ideal for an EV charger or hot tub. A wide paver driveway provides additional parking right at your door. Head upstairs to the main living level and the width and light immediately impress — this is nothing like a typical Florida townhome.

Water views from the living room, dining room and kitchen. Cozy up to the fireplace on those perfect Florida evenings, then step out onto the full-width balcony spanning the entire width of the home — room for lounges, seating and a bistro setting with warm Gulf breezes and shimmering canal views. The kitchen features a large island, wine fridge, bar fridge, abundant granite countertops and generous storage.

Steps from Gulf Boulevard, the beach trolley makes getting to the award-winning beach effortless. The entire third level is dedicated to all three bedrooms including a true primary suite — private balcony with water views, fully remodeled spa bath with gorgeous quartz surfaces, dual showerhead walk-in shower, built-in shelving, soaking tub and custom walk-in closet system. Additional bedrooms are generously sized.

Brand new driftwood-style porcelain tile flooring throughout. Laundry on this level. Hurricane-rated windows throughout; hurricane shutters on large openings.

Your HOA has you covered — roof replacement, exterior paint and grounds maintenance are all included, so you can simply enjoy the lifestyle you came here for. Rosselli Park is walking distance — dog park, pickleball, shuffleboard, basketball, playground and covered pavilion. Publix, pharmacy, liquor store, coffee shops, restaurants and bars all on the island.

Cruise the beachfront walking corridor or hop in your golf cart — Treasure Island is a golf cart friendly town. Famous Downtown St. Pete is 20 minutes away.

Tampa International Airport — consistently ranked one of the best in the country — is 30 to 45 minutes door to gate. Three bridges connect the island to the mainland, keeping beach access remarkably traffic-free. Sunday night drum circles, breathtaking sunsets and some of America’s most celebrated beaches right outside your door.

This is Treasure Island living at its absolute finest — schedule your private showing today before this one is gone.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$999,800
Bed / bath3 / 2.5
Living area2,448 sq ft
Year built2002
Property typeTownhouse
Garage3-car
MLS #TB8499326
Listing status79 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyPinellas
Estimated first-year tax~$10,498/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$408
Estimated monthly payment$6,421
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$999,800

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Maria Mercado Herbert, PA · 727-360-6927Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$878,832the mess$1,118,736

Actual list price: $999,800 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $999,800 ($408/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,448 sq ft × $359–$457/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near ISLAND TWNHMS TREASURE ISLAND

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $999,800Momentum Realty · on market 79 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$10,498/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in ISLAND TWNHMS TREASURE ISLAND

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ISLAND TWNHMS TREASURE ISLAND neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$999,800

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$408

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ISLAND TWNHMS TREASURE ISLAND

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Azalea Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Azalea Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEC
Boca Ciega High-PNAssigned high school · Pinellas County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$4,582 – $6,665/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,981 – −$106At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 152 117TH AVENUE #2 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.