Treasure Island
Housing Market
Median sale price $910,000, up 14.8% year over year, with homes going under contract in about 84 days, 71 homes on the market.
Momentum
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 6.5 months of supply — heavy by the 3-to-6-month balanced benchmark, and 5% of listed homes are already under contract. Prices are up 14.8% versus the prior year and sellers are still collecting 90.2% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 5% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Treasure Island data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Treasure Island is hot — and where it isn't
Each dot is a community (16 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Treasure Island
The median sale price across Treasure Island currently stands at $910,000, up 14.8% from a year ago. Buyers are paying a median of $485 per square foot. The typical home goes under contract in about 84 days. Sellers are capturing 90.2% of their original asking price on average.
There are 71 active listings on the market, with 9 more already under contract. At the current sales pace that works out to 6.5 months of supply — a buyer-leaning market by the standard six-month benchmark. 134 homes closed here over the trailing 12 months.
Treasure Island prices sit above the Pinellas County median by roughly 132%. Zillow's home value index for Pinellas County stands at $374,245. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Treasure Island is 38 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Treasure Island since 2012 — and where it’s heading
A median home here sold for $455,285 in 2012 and $799,328 over the last recorded year — 76% appreciation across 14 years of recorded sales. Cash buyers took 40% of recent sales, down from a 40% peak.
Median sale price · 2012–2026 (1,533 recorded sales)
Days on market by year
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
Median price · daily recalculation
What’s driving Treasure Island
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Treasure Island right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Treasure Island ← this page | $910K | 71 | 38 | |
| St. Petersburg | $435K | 1,078 | 52 | Open → |
| Clearwater | $315K | 393 | 49 | Open → |
| Palm Harbor | $366K | 246 | 59 | Open → |
| Largo | $340K | 221 | 53 | Open → |
| Clearwater Beach | $728K | 166 | 37 | Open → |
Neighborhoods on the move
| Isle Of Palms 1St AddTreasure Island | $975K | ▲ 36% |
| Isle Of Palms 2Nd AddTreasure Island | $1.10M | ▲ 29% |
| Capri Isle SubTreasure Island | $980K | ▲ 15% |
| Paradise Island 2Nd AddTreasure Island | $910K | ▲ -1% |
| Sunset Vistas Condo Hotel On The GulfTreasure Island | $635K | ▲ -4% |
| Sunset Vistas Condo Hotel On The GulfTreasure Island | $635K | ▼ 4% |
| Paradise Island 2Nd AddTreasure Island | $910K | ▼ 1% |
| Capri Isle SubTreasure Island | $980K | ▼ 15% |
| Isle Of Palms 2Nd AddTreasure Island | $1.10M | ▼ 29% |
| Isle Of Palms 1St AddTreasure Island | $975K | ▼ 36% |
| Paradise Island 2Nd AddTreasure Island | $910K | 13 |
| Capri Isle SubTreasure Island | $980K | 10 |
| Key Capri CondoTreasure Island | $300K | 9 |
| Paradise Island Towers CondoTreasure Island | $289K | 7 |
| Sunset Vistas Condo Hotel On The GulfTreasure Island | $635K | 6 |
| Key Capri CondoTreasure Island | $300K | 30 days |
| Capri Isle SubTreasure Island | $980K | 70 days |
| Isle Of Palms 2Nd AddTreasure Island | $1.10M | 74 days |
| Paradise Island 2Nd AddTreasure Island | $910K | 96 days |
| Sunset Vistas Condo Hotel On The GulfTreasure Island | $635K | 131 days |
Treasure Island ZIP codes
Most active communities
More on Treasure Island
Put this data to work
The questions people actually ask
Should I buy a house in Treasure Island right now?
The data says conditions currently favor buyers in Treasure Island — the Momentum Score reads 38/100 with 6.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Treasure Island becoming more affordable?
No — the median sale price in Treasure Island is $910,000, up 14.8% versus the prior year, while sellers still capture 90.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Treasure Island?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Sunset Vistas Condo Hotel On The Gulf (-4%); Paradise Island 2Nd Add (-1%); Capri Isle Sub (15%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Treasure Island neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Key Capri Condo (30 days); Capri Isle Sub (70 days); Isle Of Palms 2Nd Add (74 days) — homes there go under contract well ahead of the market-wide pace of 84 days.
How does Treasure Island compare to the rest of Pinellas County?
Treasure Island's median of $910,000 runs 132% above the county-wide median of $393,000, and homes here take 84 days to go under contract versus 51 county-wide.
Treasure Island housing market FAQ
How is the housing market in Treasure Island right now?
As of September 15, 2026, the Treasure Island housing market favors buyers: the median sale price is $910,000 (up 14.8% year over year), 71 homes are for sale against 134 sales in the last 12 months, which is 6.5 months of supply, and the typical home goes under contract in about 84 days.
How much is a house in Treasure Island?
The median home sold for $910,000 in Treasure Island over the last 12 months, about $485 per square foot; asking prices on the 71 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Treasure Island?
By the numbers, sellers in Treasure Island are getting 90.2% of asking price and going under contract in about 84 days with 6.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Treasure Island housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Treasure Island median sale prices are up 14.8% year over year, inventory stands at 6.5 months of supply, and 5% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Treasure Island?
The median sale price in Treasure Island is currently $910,000, up 14.8% from a year ago, based on MLS sales data updated September 15, 2026.
Is Treasure Island a buyer's or seller's market right now?
The data currently favors buyers. Treasure Island scores 38 of 100 on the Momentum Score, with 6.5 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Treasure Island?
The typical home in Treasure Island goes under contract in about 84 days, per current MLS data.
How many homes are for sale in Treasure Island?
There are approximately 71 active listings in Treasure Island as of September 15, 2026.
Are home prices in Treasure Island rising or falling?
Median sale prices are up 14.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Treasure Island. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
