Treasure Island
Housing Market

City market report · Pinellas County

Median sale price $910,000, up 14.8% year over year, with homes going under contract in about 84 days, 71 homes on the market.

16 communities reporting132 sales analyzedRefreshed twice dailyMomentum Score 38
Live Market Pulse
38/100
Momentum
Buyer's Opportunity
Prices are up 15% in one year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Treasure Island Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$910K
Median sold · 12 moConfidence: High
up 14.8% vs the prior 12 months
+14.8%
1-yr price change
n = 132 recent sales
$485/sf
Sold $/sqft · 12 mo
Pinellas County: $286 · +4.3% vs prior yr
90.2%
Sale vs ask
Pinellas County: 92.6% · +5.0pp vs prior yr
$374K
Pinellas County home value
Zillow ZHVI, monthly · -2.1% vs a year ago
Tempo
6.5mo
Supply
3 to 6 months is the balanced band
84days
Median DOM · closed
Pinellas County: 51 days · +41.0 days vs prior yr
5%
Under contract
Pinellas County: 25%
71 · 9 ▼17
For sale · pending
live counts, refreshed twice daily
134
Sold · last 12 mo
closed across all tracked communities · -22.8% vs prior yr
Market context
30%
Listings with price cuts
Pinellas County · Zillow · -0.1pp vs prior month
8,572
County for-sale inventory
Zillow, monthly · -3.0% vs prior month
2%
New construction
share of recent sales · +1.7pp vs prior yr
40%
Cash buyers
share of sales · peak 40% · +4.3pp vs prior yr
38/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$70,293
Median household income
U.S. Census ACS, county
960,565
County population
+0.3% since 2018
5.3×
Price to income
county home value vs median income
69%
Owner-occupied
U.S. Census ACS, county
$2,324/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.5 months of supply — heavy by the 3-to-6-month balanced benchmark, and 5% of listed homes are already under contract. Prices are up 14.8% versus the prior year and sellers are still collecting 90.2% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 38
Momentum Score
Buyer leverage62
Seller leverage38

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 5% of inventory sits under contract.
  • Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Treasure Island data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
mo · buyer-tilted · 7 active
$300K–$500K
12.0 mo · buyer-tilted · 23 active
$500K–$750K
4.8 mo · balanced band · 10 active
$750K+
4.6 mo · balanced band · 31 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Treasure Island is hot — and where it isn't

Each dot is a community (16 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Treasure Island

The median sale price across Treasure Island currently stands at $910,000, up 14.8% from a year ago. Buyers are paying a median of $485 per square foot. The typical home goes under contract in about 84 days. Sellers are capturing 90.2% of their original asking price on average.

There are 71 active listings on the market, with 9 more already under contract. At the current sales pace that works out to 6.5 months of supply — a buyer-leaning market by the standard six-month benchmark. 134 homes closed here over the trailing 12 months.

Treasure Island prices sit above the Pinellas County median by roughly 132%. Zillow's home value index for Pinellas County stands at $374,245. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Treasure Island is 38 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Treasure Island since 2012 — and where it’s heading

A median home here sold for $455,285 in 2012 and $799,328 over the last recorded year — 76% appreciation across 14 years of recorded sales. Cash buyers took 40% of recent sales, down from a 40% peak.

Median sale price · 2012–2026 (1,533 recorded sales)

$350K$605K$859K$799K2012: $455K2013: $490K2014: $486K2015: $373K2016: $360K2017: $439K2018: $518K2019: $654K2020: $599K2021: $623K2022: $708K2023: $740K2024: $849K2025: $699K2026: $799K20122015201920232026

Days on market by year

7d58d109d84d2012: 99d2013: 58d2014: 63d2015: 63d2016: 54d2017: 57d2018: 70d2019: 89d2020: 107d2021: 27d2022: 10d2023: 48d2024: 63d2025: 43d2026: 84d20122015201920232026

Home value trend · Pinellas County (Zillow ZHVI)

$371K$377K$383K$374KJul '25: $382KAug '25: $378KSep '25: $375KOct '25: $373KNov '25: $372KDec '25: $372KJan '26: $372KFeb '26: $373KMar '26: $374KApr '26: $374KMay '26: $374KJun '26: $374KJul '26: $374KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

8,5449,2319,9178,572Jul '25: 9,890Aug '25: 9,554Sep '25: 9,179Oct '25: 8,988Nov '25: 8,858Dec '25: 8,671Jan '26: 8,618Feb '26: 8,685Mar '26: 9,007Apr '26: 9,075May '26: 9,047Jun '26: 8,839Jul '26: 8,572Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Pinellas County (MLS)

1,6124,4007,188Jul 07 · Active: 7,077Aug 03 · Active: 6,921Aug 04 · Active: 6,867Aug 05 · Active: 6,869Aug 06 · Active: 6,845Aug 07 · Active: 6,864Aug 08 · Active: 6,863Aug 09 · Active: 6,858Aug 10 · Active: 6,823Aug 11 · Active: 6,768Aug 12 · Active: 6,764Aug 13 · Active: 6,758Aug 15 · Active: 6,802Aug 17 · Active: 6,730Aug 19 · Active: 6,715Aug 22 · Active: 6,795Aug 23 · Active: 6,803Aug 28 · Active: 6,785Aug 29 · Active: 6,800Aug 30 · Active: 6,785Aug 31 · Active: 6,775Sep 07 · Active: 6,742Sep 09 · Active: 6,726Sep 11 · Active: 6,802Sep 12 · Active: 6,796Sep 13 · Active: 6,778Sep 14 · Active: 6,736Sep 15 · Active: 6,719Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$762K$838K$913K$910KAug 06: $765KAug 08: $765KAug 09: $765KAug 10: $765KAug 11: $765KAug 12: $765KAug 13: $765KAug 15: $765KAug 17: $765KAug 18: $765KAug 19: $765KAug 20: $765KAug 21: $765KAug 22: $765KAug 23: $765KAug 24: $765KAug 26: $765KAug 28: $765KAug 29: $765KAug 30: $765KAug 31: $765KSep 01: $765KSep 04: $765KSep 05: $765KSep 06: $765KSep 07: $765KSep 08: $765KSep 09: $765KSep 10: $765KSep 11: $765KSep 12: $910KSep 13: $910KSep 14: $910KSep 15: $910KAug 06Aug 17Aug 28Sep 07Sep 15
Condo 68%Single-family 32%
Local Economics · county layer

What’s driving Treasure Island

Who’s moving here
-1,182 net residents/yr

Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,911/yr avg premium

20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,198 units permitted +60% YoY

1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Isle Of Palms 1St Add ▲ 36%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 12.0 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Treasure Island right now.

Biggest opportunity
$750K+: 4.6 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Pinellas County

MarketMedianActiveScore
Treasure Island ← this page$910K7138
St. Petersburg$435K1,07852Open →
Clearwater$315K39349Open →
Palm Harbor$366K24659Open →
Largo$340K22153Open →
Clearwater Beach$728K16637Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Isle Of Palms 1St AddTreasure Island$975K▲ 36%
Isle Of Palms 2Nd AddTreasure Island$1.10M▲ 29%
Capri Isle SubTreasure Island$980K▲ 15%
Paradise Island 2Nd AddTreasure Island$910K▲ -1%
Sunset Vistas Condo Hotel On The GulfTreasure Island$635K▲ -4%
Prices cooling fastest
Sunset Vistas Condo Hotel On The GulfTreasure Island$635K▼ 4%
Paradise Island 2Nd AddTreasure Island$910K▼ 1%
Capri Isle SubTreasure Island$980K▼ 15%
Isle Of Palms 2Nd AddTreasure Island$1.10M▼ 29%
Isle Of Palms 1St AddTreasure Island$975K▼ 36%
Most homes for sale
Paradise Island 2Nd AddTreasure Island$910K13
Capri Isle SubTreasure Island$980K10
Key Capri CondoTreasure Island$300K9
Paradise Island Towers CondoTreasure Island$289K7
Sunset Vistas Condo Hotel On The GulfTreasure Island$635K6
Selling fastest
Key Capri CondoTreasure Island$300K30 days
Capri Isle SubTreasure Island$980K70 days
Isle Of Palms 2Nd AddTreasure Island$1.10M74 days
Paradise Island 2Nd AddTreasure Island$910K96 days
Sunset Vistas Condo Hotel On The GulfTreasure Island$635K131 days
Explore Deeper

Treasure Island ZIP codes

Most active communities

More on Treasure Island

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Treasure Island right now?

The data says conditions currently favor buyers in Treasure Island — the Momentum Score reads 38/100 with 6.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Treasure Island becoming more affordable?

No — the median sale price in Treasure Island is $910,000, up 14.8% versus the prior year, while sellers still capture 90.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Treasure Island?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Sunset Vistas Condo Hotel On The Gulf (-4%); Paradise Island 2Nd Add (-1%); Capri Isle Sub (15%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Treasure Island neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Key Capri Condo (30 days); Capri Isle Sub (70 days); Isle Of Palms 2Nd Add (74 days) — homes there go under contract well ahead of the market-wide pace of 84 days.

How does Treasure Island compare to the rest of Pinellas County?

Treasure Island's median of $910,000 runs 132% above the county-wide median of $393,000, and homes here take 84 days to go under contract versus 51 county-wide.

Questions

Treasure Island housing market FAQ

How is the housing market in Treasure Island right now?

As of September 15, 2026, the Treasure Island housing market favors buyers: the median sale price is $910,000 (up 14.8% year over year), 71 homes are for sale against 134 sales in the last 12 months, which is 6.5 months of supply, and the typical home goes under contract in about 84 days.

How much is a house in Treasure Island?

The median home sold for $910,000 in Treasure Island over the last 12 months, about $485 per square foot; asking prices on the 71 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Treasure Island?

By the numbers, sellers in Treasure Island are getting 90.2% of asking price and going under contract in about 84 days with 6.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Treasure Island housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Treasure Island median sale prices are up 14.8% year over year, inventory stands at 6.5 months of supply, and 5% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Treasure Island?

The median sale price in Treasure Island is currently $910,000, up 14.8% from a year ago, based on MLS sales data updated September 15, 2026.

Is Treasure Island a buyer's or seller's market right now?

The data currently favors buyers. Treasure Island scores 38 of 100 on the Momentum Score, with 6.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Treasure Island?

The typical home in Treasure Island goes under contract in about 84 days, per current MLS data.

How many homes are for sale in Treasure Island?

There are approximately 71 active listings in Treasure Island as of September 15, 2026.

Are home prices in Treasure Island rising or falling?

Median sale prices are up 14.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Treasure Island. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.