2 bedroom Condominium at 15462 GULF BOULEVARD #406, SURFSIDE TOWER CONDO, MADEIRA BEACH — photo 1Front elevation
2 bedroom Condominium at 15462 GULF BOULEVARD #406, SURFSIDE TOWER CONDO, MADEIRA BEACH — photo 2Living space
2 bedroom Condominium at 15462 GULF BOULEVARD #406, SURFSIDE TOWER CONDO, MADEIRA BEACH — photo 3Kitchen
2 bedroom Condominium at 15462 GULF BOULEVARD #406, SURFSIDE TOWER CONDO, MADEIRA BEACH — photo 4Owner's suite
2 bedroom Condominium at 15462 GULF BOULEVARD #406, SURFSIDE TOWER CONDO, MADEIRA BEACH — photo 5Exterior / yardView all 6 photos →
161 days on market Condominium ▼ Price cut: $25,000 (8/20)
$750,000
2-Bedroom Condo in SURFSIDE TOWER CONDO

15462 GULF BOULEVARD #406, MADEIRA BEACH, FL 33708

Condominium in SURFSIDE TOWER CONDO, MADEIRA BEACH · No CDD
SURFSIDE TOWER CONDO · MADEIRA BEACH, FL 33708 · Pinellas
Listing data updated September 6, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,100Sq Ft
1978Year Built
$682Per Sq Ft
Waterfront1-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$682 here vs $682 median sold (12 mo)
Buyer leverage
Buyer advantage
161 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~9 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 15462 Gulf Boulevard #406 in Surfside Tower Condo, Madeira Beach is listed at $750,000 (1,100 sq ft, about $682 per sq ft). That sits within a few percent of Surfside Tower Condo's median closed sale of $750,000 over the last 12 months (1 recorded sales). It has been 161 days on market. Listing facts: built in 1978, waterfront. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1978 · 48 yrs
  • 1,100 sq ft of living area
  • 1-car garage
  • 161 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1978BuiltPer public record
  • Jul 10, 2026First trackedObserved at $799,000
  • Aug 4, 2026Price cut$775,000
  • Aug 20, 2026Price cut$750,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,989/mo
  • Principal & interest $3,876/mo 78%
  • Taxes $656/mo 13%
  • Insurance $407/mo 8%
  • HOA $50/mo 1%

$4,989/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

45/100
Strongest on: Renovation upside (56), Price vs area (50)
0 limited50100 exceptional

45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $682/sq ft vs the community 12-month median $682/sq ft.
Affordability50
List price $750,000 vs the community median $750,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost18
From FEMA Zone AE and a 1978 build. Obtain a property-specific quote.
Renovation upside56
From a 1978 build and $682/sq ft vs the community median $682/sq ft. Not a condition assessment.
Buyer competition50
50% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $682 per square foot, about in line with the community’s $682 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $682. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

46% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 54% are non-owner-occupied, including 20% held in a company or trust and 22% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 583 homes matched. Community-level context.

What’s unique here: one of only 5292 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Wake up to the beauty of the Gulf in this stunning direct beachfront 2-bedroom, 2-bath condominium offering approximately 1,100 square feet of coastal comfort, breathtaking views, and the soothing sound of waves just beyond your balcony. Perfectly positioned directly on the shores of Madeira Beach, this Gulf-front residence delivers the kind of lifestyle buyers dream about — where the beach feels like your backyard and every day ends with a spectacular sunset. Inside, the condo is bright, welcoming, and thoughtfully designed to maximize the view.

The living space flows seamlessly to a spacious screened balcony that extends across both the living room and the primary bedroom, creating an effortless indoor-outdoor connection and a front-row seat to the Gulf and horizon. Premium luxury vinyl flooring adds a stylish, upscale touch, while the in-unit washer and dryer provide everyday convenience. Both bedrooms feature their own en-suite bathrooms, offering comfort and privacy, and the primary suite is especially inviting with direct balcony access and beautiful Gulf views from the moment you wake up.

Beyond the residence itself, the community enhances the beachfront lifestyle with desirable amenities including a pool, hot tub, clubhouse, and fitness center — all designed to make everyday living feel more like a getaway. The condo fees also include several valuable essentials, such as cable TV, internet, water, flood insurance, and more, adding convenience and helping to simplify ownership. Whether you are searching for a full-time beachfront residence, a seasonal retreat, or a property with income-producing potential, this condo offers exceptional flexibility.

Enjoy it for part of the year and rent it during the months you are away to help offset ownership costs. Ideally located near the dining, shopping, and entertainment of John’s Pass, while still offering the peace and beauty of true beachfront living, this is more than a condo — it is your opportunity to own your own piece of paradise on Madeira Beach.

Description provided by BHHS FLORIDA PROPERTIES GROUP and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$750,000
Bed / bath2 / 2
Living area1,100 sq ft
Year built1978
Property typeCondominium
Garage1-car
MLS #TB8489165
Listing status161 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~9 ft
Windstorm exposureLow
CountyPinellas
Area listings5292 active · 1411 under contract
Estimated first-year tax~$7,875/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$682
Estimated monthly payment$4,989
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$750,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Listing agent: Michael Williams · 813-643-9977Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$660,000the mess$840,400

Actual list price: $750,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1978 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 4937 active listings competing, 1221 under contract

For reference, this home is listed at $750,000 ($682/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,100 sq ft × $600–$764/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near SURFSIDE TOWER CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $750,000Momentum Realty · on market 161 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,875/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~9 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 15462 GULF BOULEVARD #406?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by BHHS FLORIDA PROPERTIES GROUP · MLS # TB8489165

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in SURFSIDE TOWER CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SURFSIDE TOWER CONDO neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$750,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$682

Canonical 12-month median $/sq ft. Reference only.

Go deeper on SURFSIDE TOWER CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Orange Grove Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Seminole Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
Seminole High-PNAssigned high school · Pinellas County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,438 – $5,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,652 – −$247At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 15462 Gulf Boulevard #406, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1978 (48 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,100 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,875/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 15462 Gulf Boulevard #406 and when was it built?

Per the listing record, 15462 Gulf Boulevard #406 was built in 1978 and has 1,100 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 15462 Gulf Boulevard #406 in?

15462 Gulf Boulevard #406 is in Surfside Tower Condo in Madeira Beach, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Surfside Tower Condo from the same MLS data.

Why might property taxes on 15462 Gulf Boulevard #406 differ from the current owner's?

The estimate on this page (about $7,875 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 15462 Gulf Boulevard #406 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 15462 GULF BOULEVARD #406 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.