Madeira Beach
Housing Market
Median sale price $587,500, down 2.9% year over year, with homes going under contract in about 82 days, 25 homes on the market.
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Housing Market Analyst
Inventory sits at 10.1 months of supply — heavy by the 3-to-6-month balanced benchmark, and 6% of listed homes are already under contract. Prices are down 2.9% versus the prior year, but sellers are still collecting 89.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 6% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Madeira Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Madeira Beach is hot — and where it isn't
Each dot is a community (22 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Madeira Beach
The median sale price across Madeira Beach currently stands at $587,500, down 2.9% from a year ago. Buyers are paying a median of $508 per square foot. The typical home goes under contract in about 82 days. Sellers are capturing 89.9% of their original asking price on average.
There are 25 active listings on the market, with 7 more already under contract. At the current sales pace that works out to 10.1 months of supply — a buyer-leaning market by the standard six-month benchmark. 34 homes closed here over the trailing 12 months.
Madeira Beach prices sit above the Pinellas County median by roughly 52%. Zillow's home value index for Pinellas County stands at $371,631. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Madeira Beach is 26 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Madeira Beach since 2015 — and where it’s heading
A median home here sold for $300,237 in 2015 and $711,691 over the last recorded year — 137% appreciation across 11 years of recorded sales. Cash buyers took 59% of recent sales, down from a 64% peak.
Median sale price · 2015–2026 (981 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
What’s driving Madeira Beach
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Madeira Beach right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Madeira Beach ← this page | $588K | 25 | 26 | |
| St. Petersburg | $454K | 403 | 53 | Open → |
| Largo | $355K | 119 | 52 | Open → |
| Palm Harbor | $358K | 99 | 57 | Open → |
| Clearwater | $305K | 98 | 48 | Open → |
| Gulfport | $388K | 71 | 49 | Open → |
Neighborhoods on the move
| MADEIRA BEACH YACHT CLUB CONDOMadeira Beach | $332K | ▲ -10% |
| Gulf Shores 1St AddMadeira Beach | $305K | ▲ -15% |
| Gulf Shores 1St AddMadeira Beach | $305K | ▼ 15% |
| MADEIRA BEACH YACHT CLUB CONDOMadeira Beach | $332K | ▼ 10% |
| MADEIRA BEACH YACHT CLUB CONDOMadeira Beach | $332K | 16 |
| CRYSTAL ISLANDMadeira Beach | $770K | 7 |
| MADEIRA BEACH YACHT CLUB CONDOMadeira Beach | $332K | 58 days |
| Gulf Shores 1St AddMadeira Beach | $305K | 64 days |
Madeira Beach ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Madeira Beach right now?
The data says conditions currently favor buyers in Madeira Beach — the Momentum Score reads 26/100 with 10.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Madeira Beach becoming more affordable?
Yes, modestly — the median sale price in Madeira Beach is $587,500, down 2.9% versus the prior year, while sellers still capture 89.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Madeira Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Gulf Shores 1St Add (-15%); MADEIRA BEACH YACHT CLUB CONDO (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Madeira Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are MADEIRA BEACH YACHT CLUB CONDO (58 days); Gulf Shores 1St Add (64 days) — homes there go under contract well ahead of the market-wide pace of 82 days.
How does Madeira Beach compare to the rest of Pinellas County?
Madeira Beach's median of $587,500 runs 52% above the county-wide median of $387,500, and homes here take 82 days to go under contract versus 52 county-wide.
Madeira Beach housing market FAQ
What is the median home price in Madeira Beach?
The median sale price in Madeira Beach is currently $587,500, down 2.9% from a year ago, based on MLS sales data updated August 6, 2026.
Is Madeira Beach a buyer's or seller's market right now?
The data currently favors buyers. Madeira Beach scores 26 of 100 on the Momentum Score, with 10.1 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Madeira Beach?
The typical home in Madeira Beach goes under contract in about 82 days, per current MLS data.
How many homes are for sale in Madeira Beach?
There are approximately 25 active listings in Madeira Beach as of August 6, 2026.
Are home prices in Madeira Beach rising or falling?
Median sale prices are down 2.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Madeira Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.