417 days on market (MLS) Single Family Residence
$1,149,000
4-Bedroom Pool Home in CRYSTAL COVE

15733 Tower View Drive, Clermont, FL 34711

Single Family Residence in CRYSTAL COVE, CLERMONT · No CDD on record
CRYSTAL COVE · Clermont, FL 34711 · Lake County
Listing data updated October 5, 2026 · refreshed hourly
4Bedrooms
2.5Bathrooms
2,612Sq Ft
1984Year Built
$440Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
101% above
$/sq ft vs community
$440 here vs $219 median sold (12 mo)
Buyer leverage
Balanced market
417 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~100 ft elevation
$5k–$11k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.15M tops 12 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 5, 2026, 15733 Tower View Drive in Crystal Cove, Clermont is listed at $1,149,000 (2,612 sq ft, about $440 per sq ft). It has been 417 days on market. Listing facts: built in 1984, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1984 · 42 yrs
  • 2,612 sq ft of living area
  • 2-car garage
  • Listed at $1,149,000 — recent neighborhood median sale price ~$569,950 (nearby sales; deemed reliable, not an appraisal)
  • 417 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Lakefront Oasis on the Clermont Chain – 2600 Sq Ft, 4 Bed, 2.5 Bath and NO Homeowners Association Tucked away at the end of a quiet cul-de-sac on the sought-after northwest shore of Lake Minneola, this 2,600 square foot two-story home offers direct access to the stunning Clermont Chain of Lakes. With 4 bedrooms, 2.5 baths, and over 200 feet of canal frontage, this property is a rare find for those seeking a combination of waterfront living and privacy. Step inside to a spacious layout designed for both comfort and entertaining.

The first floor features rich wood flooring throughout and includes a living room and family room joined by a charming double-sided fireplace. The oversized 19' x 11' kitchen with a large center island offers ample space for hosting, while the 12' x 11' dining room sets the stage for memorable meals. A generous laundry room and convenient half bath complete the main level.

Upstairs, you'll find four well-sized bedrooms and three full bathrooms, providing space and privacy for the whole family or guests. Step outside to your own tropical retreat. The covered lanai opens to a sparkling pool with a custom rock waterfall, surrounded by lush landscaping including bamboo, avocado, starfruit, and more—creating a true South Pacific vibe.

A shaded path winds along the canal to a private gazebo where all you see is water and woods—no neighbors in sight. Set on a beautifully landscaped 1/3-acre lot with over 200 feet of waterfront, this canal-front home is just 100 feet from the open waters of Lake Minneola—boating, fishing, and lake life await. Clermont's Waterfront Park is practically your neighbor.

It's got a public boat ramp, a sandy beach, a Splash Park, a Pavilion, a Bandstand, a Fishing Pier and the Clermont Rowing Club. Clermont Waterfront Park is home for numerous events throughout the year: various Triathlons, a number of Festivals and holiday celebrations. The South Lake Trail which is part of a 100 mile network, ideal for hiking, cycling and jogging, runs right through the park.

The Vibrant and Historic downtown Clermont is several blocks away from the waterfront. Downtown Clermont offers shops, eateries, breweries, antiques, gift shops, novelties and private academies/schools. Just up the hill from the park is the famous 19 story Citrus Tower.

Other nearby points of interest include: South Lake Hospital, The Florida Sports Injury Institute, The National Training Center, Lake Sumter State College and the Lakeridge Winery. From Tower View Drive it’s a short commute to U. S.

Highway 27, State Road 50 and the Florida Turnpike. From those roads one can quickly get to the Orlando International Airport, multiple golf courses, Disney World, Universal Studios, Seaworld and other attractions. From Clermont it's about the same distance to either the Atlantic Coast or the Gulf Coast.

All 6 photos

15733 Tower View Drive, Clermont FL - photo 6 of 6

Description provided by COLDWELL BANKER HUBBARD HANSEN and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER HUBBARD HANSEN · Listing agent: Richard Bisaillon · 352-394-4031Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,149,000
Bed / bath4 / 2.5
Living area2,612 sq ft
Year built1984
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #G5098374
Listing status417 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~100 ft
CountyLake
Area listings1 active · 0 under contract
Estimated first-year tax~$18,300/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$440
Estimated monthly payment$8,438
Insurance (illustrative)$5k–$11k/yr
Messtimate range$496,280 – $705,240
Comparable-sales median$569,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$8,438/mo
  • Principal & interest $6,289/mo 75%
  • Taxes $1,525/mo 18%
  • Insurance $623/mo 7%

$8,438/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$18,300/yr
≈ $1,525/mo·effective rate ~1.59%
Estimate: asking price less the $50,000 homestead exemption × Lake County rate (16.65 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $3,100/yr ($258/mo) — taxable value $185,808 × 16.65 mills
$15,200 more each year
(+490%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$175,625
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$361,433
Market value
$236,530
Assessed
$185,808
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$5k–$11k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~100 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · CRYSTAL COVE

Pricing & the CRYSTAL COVE market

How this home is priced against recent nearby sales, and where CRYSTAL COVE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales71 WHITE HORSE WAY71 WHITE HORSE WAY: $189/sq ft$189917 CARMILLION COURT917 CARMILLION COURT: $190/sq ft$190135 BLACKSTONE CREEK ROAD135 BLACKSTONE CREEK ROAD: $203/sq ft$20311415 TUSCARORA LANE11415 TUSCARORA LANE: $235/sq ft$2351133 WHITE WATER BAY DRI…1133 WHITE WATER BAY DRIVE: $270/sq ft$270403 BLUE CYPRESS DRIVE403 BLUE CYPRESS DRIVE: $309/sq ft$309This homeThis home: $440/sq ft$440Community median $219
Property timeline

This home’s history

  • 1984BuiltPer public record
  • About Aug 2025Listed (per MLS)MLS reports 417 cumulative days on market as of October 5, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $1,149,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,149,000Momentum Realty · on market 417 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $569,950 ($219/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$496,280the mess$705,240

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,149,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 42% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1984 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $1,149,000 ($440/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,612 sq ft × $190–$270/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 5, 2026.

Momentum Scores

Momentum Property Score

51/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $440/sq ft vs the community 12-month median $219/sq ft.
Affordability0
List price $1,149,000 vs the community median $569,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~100 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1984 build. Obtain a property-specific quote.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $440 per square foot, about 101% above the community’s $219 median. CRYSTAL COVE’s 12-month median sold price per square foot is $219. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in CRYSTAL COVE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER HUBBARD HANSEN · MLS # G5098374

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Keep looking

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Go deeper

More on CRYSTAL COVE

Go deeper on CRYSTAL COVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
South Lake HighAssigned high school · Lake County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 15733 Tower View Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1984 (42 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,612 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $18,300/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $15,200 more per year than the current owner’s estimated bill (+490%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 5, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 15733 Tower View Drive and when was it built?

Per the listing record, 15733 Tower View Drive was built in 1984 and has 2,612 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 15733 Tower View Drive in?

15733 Tower View Drive is in Crystal Cove in Clermont, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 15733 Tower View Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 15733 Tower View Drive differ from the current owner's?

The estimate on this page (about $18,300 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $15,200 more per year than the current owner’s estimated bill (+490%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 15733 Tower View Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.