2 bedroom Single Family Residence at 15818 COBBLE MILL DRIVE, VALENCIA LAKES, WIMAUMA — photo 1Front elevation
New — 1 days on market Single Family Residence
$385,000
2-Bedroom Home in VALENCIA LAKES

15818 COBBLE MILL DRIVE, WIMAUMA, FL 33598

Single Family Residence in VALENCIA LAKES, WIMAUMA · No CDD
VALENCIA LAKES · WIMAUMA, FL 33598 · Hillsborough
Listing data updated September 6, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
2,138Sq Ft
2010Year Built
$180Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
55% below
$/sq ft vs community
$180 here vs $404 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 15818 Cobble Mill Drive in Valencia Lakes, Wimauma is listed at $385,000 (2,138 sq ft, about $180 per sq ft). That is 21% below Valencia Lakes's median closed sale of $487,500 over the last 12 months (20 recorded sales). Per square foot it is below the community's recent $404/sq ft by about 55%. It came to market within the past week. Listing facts: built in 2010, HOA dues of $590/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2010 · 16 yrs
  • 2,138 sq ft of living area
  • 2-car garage
  • New to market
  • HOA $590/mo (per listing)
Momentum Research · PARKCREST HARBOUR ISLAND CONDO

Pricing & the PARKCREST HARBOUR ISLAND CONDO market

How this home is priced against recent nearby sales, and where PARKCREST HARBOUR ISLAND CONDO has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in PARKCREST HARBOUR ISLAND CONDO

Each dot is a closed sale since 2007 (173 total). This home is the gold marker.

$0$466k$933k8791,5442,209This home: $385,000, 2,138 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $180/sq ft.

$145$333$5222013: $18520132014: $20720142015: $18220152016: $20320162017: $21020172022: $42320222023: $48520232024: $46020242025: $47220252026: $4042026

Median sale price by year

12-month median closed price, 2013–2026.

$175k$408k$640k2013: $247k20132014: $245k20142015: $220k20152016: $245k20162017: $265k20172022: $535k20222023: $595k20232024: $585k20242025: $595k20252026: $488k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 26 (cold).

1753892013: 2420132014: 4420142015: 5620152016: 7720162017: 6220172022: 8220222023: 4220232024: 3620242025: 5320252026: 262026
Property timeline

This home’s history

  • 2010BuiltPer public record
  • Sep 2, 2026First trackedObserved at $385,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,061/mo
  • Principal & interest $1,989/mo 65%
  • Taxes $337/mo 11%
  • Insurance $144/mo 5%
  • HOA $590/mo 19%

$3,061/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

67/100
Strongest on: Price vs area (100), Affordability (85)
0 limited50100 exceptional

67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $180/sq ft vs the community 12-month median $404/sq ft.
Affordability85
List price $385,000 vs the community median $487,500. Not a measure of personal affordability.
Market liquidity50
Community median 62 days on market (12-month record).
Renovation upside37
From a 2010 build and $180/sq ft vs the community median $404/sq ft. Not a condition assessment.
Buyer competition45
55% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power77
Recent sales closed at about 92.6% of original asking (~7.4% below). More room below asking generally favors buyers.
Market timing74
Momentum Market Heat is 26/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $180 per square foot, about 55% below the community’s $404 median. PARKCREST HARBOUR ISLAND CONDO’s 12-month median sold price per square foot is $404. Median sold price per square foot is down 18.1% year over year. Confidence: High · 20 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

48% of homes in PARKCREST HARBOUR ISLAND CONDO are owner-occupied. An estimated 52% are non-owner-occupied, including 13% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 882 homes matched. Community-level context.

Recent PARKCREST HARBOUR ISLAND CONDO sales closed near 92.6% of original asking. Cash paid for about 55% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4346 active listings in PARKCREST HARBOUR ISLAND CONDO, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

This 2,138 square foot Positano is certain to meet and exceed your needs and desires. Recently painted in SW Svelte Sage with Westhighland White trim, and featuring immaculate landscaping, this Positano boasts great street appeal. A screened-in front portico provides a wonderful place to relax and enjoy outdoor living.

Upon entering the foyer with its 10’-11’ tray ceiling adorned with a stunning Possino Euro design Tiller Gold Leaf Pendant Chandelier, you will be greeted with an amazing view of this open floorplan. To the left of the foyer is a spacious kitchen with ample space for the Chef and Sous-Chef. It features 42” maple cabinetry painted in BENJAMIN MOORE Silver Cloud and topped with CAMBRIA Praa Sands quartz countertops, complemented by an optical glass backsplash.

A black granite composite double sink, GE range, and microwave, along with a Frigidaire 3-door refrigerator and pantry with sliders, make the kitchen wonderfully functional. The dinette features two windows, a modern chandelier, and serves as an ideal space for daily or intimate meals. The dining room is adorned with a magnificent WEST ELM Bezel 6-light linear chandelier and comfortably seats 10 people.

The expansive great room features a 3-panel 12’ slider leading to the Florida room. The common and wet areas are finished with 12”x24” porcelain tile, while the bedrooms boast bamboo floors. The Florida room basks in natural light, is equipped with a ceiling fan, two recessed lights, and offers a serene oasis.

The primary bedroom features a tray ceiling with a ceiling fan, a 3-pane 9’ window, a full-length glass door leading to the Florida room, two customized walk-in closets, and a luxurious ensuite bathroom. The ensuite bathroom serves as a retreat, featuring a jetted Roman tub, a glass-enclosed walk-in shower with a seating ledge, a blue vanity with double sinks and gold faucets, Praa Sands quartz countertops, a framed mirror, and a W/C for the commode. Centrally located within the house is the office/den, accessible through its glass double French doors.

The spacious guest bedroom, situated at the front of the house, provides privacy and comfort. The second bathroom features a walk-in shower and a beautiful vanity. Environmental comforts are ensured by a 4-ton 17.5 SEER Goodman HVAC system with humidity controls, an AO Smith 50-gallon hot water tank with an expansion tank, two 150-amp square D electrical panels, an ADT monitored alarm system, and accordion shutters on the windows for hurricane protection.

Finally, the 20x20 garage features three overhead storage racks and stand-alone shelving. Outside, inside, front to back, this POSITANO shines. Enjoy resort-style living at Valencia Lakes, Tampa Bay’s premier 55+ Active Adult Community.

Your HOA fee includes Cable TV with numerous speciality channels, high speed internet, all landscape and lawn care - including water - and ADT security! This sought-after community boasts an impressive 40,000 square foot clubhouse that offers entertainment shows, dances, a variety of clubs, Mattison's Cafe a state-of-the-art 24/7 fitness center, a resort pool, a lap pool, exercise classes, card rooms, pickleball, tennis, and much more. Conveniently located to hospitals, Downtown Tampa, Tampa airport, and a short drive to Disney, cruise ports, Sarasota, and some of the country’s finest beaches!

Seize the day and begin living your idyllic life today.

Description provided by DALTON WADE INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$385,000
Bed / bath2 / 2
Living area2,138 sq ft
Year built2010
Property typeSingle Family Residence
Garage2-car
MLS #TB8543979
Listing statusNew — 1 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyHillsborough
Area listings4346 active · 1457 under contract
Estimated first-year tax~$4,043/yr
CDD assessmentNone on record
HOA (per listing)$590/mo

Calculated estimates

Price per sq ft$180
Estimated monthly payment$3,061
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$487,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of DALTON WADE INC · Listing agent: Zoki Mbolekwa · 888-668-8283Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$761,128the mess$966,376

Actual list price: $385,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $590/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 62-day community median
  • 4420 active listings competing, 1273 under contract

For reference, this home is listed at $385,000 ($180/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,138 sq ft × $356–$452/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near VALENCIA LAKES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $385,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,043/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$590/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by DALTON WADE INC · MLS # TB8543979

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Market data · public records

Recent sales activity in VALENCIA LAKES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the VALENCIA LAKES neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$487,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$404

Canonical 12-month median $/sq ft. Reference only.

Go deeper on VALENCIA LAKES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Hillsborough County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,765 – $2,567/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate2.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,348 – −$626At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 15818 Cobble Mill Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2010 (16 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $590/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,138 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,043/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 15818 Cobble Mill Drive and when was it built?

Per the listing record, 15818 Cobble Mill Drive was built in 2010 and has 2,138 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 15818 Cobble Mill Drive in?

15818 Cobble Mill Drive is in Valencia Lakes in Wimauma, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Valencia Lakes from the same MLS data.

Does 15818 Cobble Mill Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $590 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 15818 Cobble Mill Drive differ from the current owner's?

The estimate on this page (about $4,043 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 15818 Cobble Mill Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 15818 COBBLE MILL DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.