3 bedroom Single Family Residence at 16711 ELKHORN CORAL DRIVE, CORAL BAY, NORTH FORT MYERS — photo 1Front elevation
3 bedroom Single Family Residence at 16711 ELKHORN CORAL DRIVE, CORAL BAY, NORTH FORT MYERS — photo 2Living space
3 bedroom Single Family Residence at 16711 ELKHORN CORAL DRIVE, CORAL BAY, NORTH FORT MYERS — photo 3Kitchen
3 bedroom Single Family Residence at 16711 ELKHORN CORAL DRIVE, CORAL BAY, NORTH FORT MYERS — photo 4Owner's suite
3 bedroom Single Family Residence at 16711 ELKHORN CORAL DRIVE, CORAL BAY, NORTH FORT MYERS — photo 5Exterior / yardView all 6 photos →
New — 2 days on market Single Family Residence
$405,000
3-Bedroom Home in CORAL BAY

16711 ELKHORN CORAL DRIVE, NORTH FORT MYERS, FL 33903

Single Family Residence in CORAL BAY, NORTH FORT MYERS · No CDD · Built 2024
CORAL BAY · NORTH FORT MYERS, FL 33903 · Lee
Listing data updated September 12, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,816Sq Ft
2024Year Built
$223Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$223 here vs $223 median sold (12 mo)
Buyer leverage
Seller-leaning
2 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~16 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 16711 Elkhorn Coral Drive in Coral Bay, North Fort Myers is listed at $405,000 (1,816 sq ft, about $223 per sq ft). It came to market within the past week. Listing facts: built in 2024, HOA dues of $129/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 1,816 sq ft of living area
  • 2-car garage
  • New to market
  • HOA $129/mo (per listing)
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Aug 4, 2026First trackedObserved at $405,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,699/mo
  • Principal & interest $2,104/mo 78%
  • Taxes $354/mo 13%
  • Insurance $112/mo 4%
  • HOA $129/mo 5%

$2,699/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$5,675/yr
$473/mo·effective rate ~1.40%
Estimated from today’s asking price and current Lee County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $4,200/yr ($350/mo)
+$1,475 more each year
(+35%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$313,237
Market value
$313,237
Assessed
$262,515
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

41/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $223/sq ft vs the community 12-month median $223/sq ft.
Affordability50
List price $405,000 vs the community median $405,000. Not a measure of personal affordability.
Flood safety50
FEMA Zone AE, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2024 build. Obtain a property-specific quote.
Renovation upside10
From a 2024 build and $223/sq ft vs the community median $223/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $223 per square foot, about in line with the community’s $223 median. PARK TWO/LAKEWOOD’s 12-month median sold price per square foot is $223. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 688 active listings in PARK TWO/LAKEWOOD, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to Coral Bay, where newer construction, thoughtful upgrades, and Southwest Florida living come together in one impressive package. Built in 2024, this Clifton floor plan at 16711 Elkhorn Coral Dr offers 3 bedrooms, 2 full bathrooms, a 2-car garage, and an oversized corner lot designed for both comfort and privacy. With no flood zone concerns and low HOA fees, this home delivers peace of mind along with an exceptional lifestyle.

From the moment you arrive, the screened front entry, wraparound gutters, upgraded landscaping, and aluminum fenced backyard framed by a lush Calusia privacy hedge create a polished and inviting first impression. Inside, the open-concept layout feels bright and spacious, enhanced by crown molding, upgraded lighting, fresh interior paint accents, pendulum lighting, and engineered wood flooring throughout the bedrooms and closets — with absolutely no carpet anywhere in the home. The kitchen is designed for everyday living and entertaining alike, featuring a walk-in pantry, upgraded lighting, under-sink reverse osmosis drinking water system with filtered refrigerator water, and seamless flow into the dining and living spaces.

Ceiling fans throughout the home and custom window coverings add comfort and style in every room. The included DR Horton Smart Home package keeps everything connected and convenient. Step outside to enjoy the screened lanai and extended 16x21 paver patio overlooking a partial lake view — an ideal setting for morning coffee, weekend grilling, or relaxing evenings under the Florida sky.

The oversized fenced yard offers plenty of room for pets, outdoor games, or future backyard enhancements. Coral Bay residents enjoy gated community living with amenities that include a resort-style pool, clubhouse, fitness center, playground, and scenic walking paths. Located in North Fort Myers with easy access to I-75, you are only minutes from Downtown Fort Myers where you can enjoy waterfront dining, live music, art walks, rooftop bars, boutique shopping, theaters, and year-round festivals along the River District.

Nearby dining favorites include Farmer Joe’s, The Boat House Tiki Bar & Grill, Capone’s Coal Fired Pizza, and numerous local seafood spots. Shopping, grocery stores, medical facilities, and everyday conveniences are all close by. Families will appreciate proximity to local schools including Bayshore Elementary, North Fort Myers Academy for the Arts, and North Fort Myers High School.

This is the kind of home that allows you to spend less time worrying about projects and more time enjoying the Southwest Florida lifestyle you move here for. ***And there is an assumable mortgage at 5.875!

Description provided by SHARP HOMES REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$405,000
Bed / bath3 / 2
Living area1,816 sq ft
Year built2024
Property typeSingle Family Residence
Garage2-car
MLS #N6145137
Listing statusNew — 2 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~16 ft
Windstorm exposureLow
CountyLee
Area listings688 active · 149 under contract
Estimated first-year tax~$4,252/yr
CDD assessmentNone on record
HOA (per listing)$129/mo

Calculated estimates

Price per sq ft$223
Estimated monthly payment$2,699
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$405,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SHARP HOMES REALTY · Listing agent: Danielle Sharp · 239-541-5363Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$355,936the mess$454,000

Actual list price: $405,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $129/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 634 active listings competing, 106 under contract

For reference, this home is listed at $405,000 ($223/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,816 sq ft × $196–$250/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near CORAL BAY

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $405,000Momentum Realty · on market 2 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,252/yr

A rough first-year estimate only, applying a typical Lee rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$129/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~16 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 16711 ELKHORN CORAL DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by SHARP HOMES REALTY · MLS # N6145137

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in CORAL BAY

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CORAL BAY neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$405,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$223

Canonical 12-month median $/sq ft. Reference only.

Go deeper on CORAL BAY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,856 – $2,700/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$897 – −$137At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 16711 Elkhorn Coral Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $129/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,816 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,252/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 16711 Elkhorn Coral Drive and when was it built?

Per the listing record, 16711 Elkhorn Coral Drive was built in 2024 and has 1,816 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 16711 Elkhorn Coral Drive in?

16711 Elkhorn Coral Drive is in Coral Bay in North Fort Myers, Lee County. The community section on this page shows recent closed sales, days on market, and active inventory for Coral Bay from the same MLS data.

Does 16711 Elkhorn Coral Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $129 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 16711 Elkhorn Coral Drive differ from the current owner's?

The estimate on this page (about $4,252 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 16711 Elkhorn Coral Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 16711 ELKHORN CORAL DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.