4 bedroom Single Family Residence at 1684 Lugano Circle, Cassata Lakes Ph I, Nokomis — photo 1
Pending Single Family Residence ▼ Price cut: $25,000 (9/17)
$950,000
4-Bedroom Pool Home in CASSATA LAKES PH I

1684 Lugano Circle, Nokomis, FL 34275

Single Family Residence in CASSATA LAKES PH I, NOKOMIS · No CDD on record · Built 2024
CASSATA LAKES PH I · Nokomis, FL 34275 · Sarasota County
Listing data updated October 10, 2026 at 4:57 AM ET · checked against the MLS hourly
4Bedrooms
4Bathrooms
3,174Sq Ft
2024Year Built
$299Per Sq Ft
Private pool3-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
14% above
$/sq ft vs community
$299 here vs $263 median sold (12 mo)
Buyer leverage
Balanced market
63 days on market
4.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~14 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $950k tops 10 of the last 12 closed sales; also one of the largest homes here at 3,174 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 10, 2026, 1684 Lugano Circle in Cassata Lakes Ph I, Nokomis is listed at $950,000 (3,174 sq ft, about $299 per sq ft). That is 42% above Cassata Lakes Ph I's median closed sale of $670,000 over the last 12 months (13 recorded sales). Per square foot it is above the community's recent $263/sq ft by about 14%. It has been 63 days on market. Listing facts: built in 2024, a private pool, HOA dues of $114/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 3,174 sq ft of living area
  • 3-car garage
  • Listed at $950,000 — recent neighborhood median sale price ~$670,000 (nearby sales; deemed reliable, not an appraisal)
  • 63 days on market
  • HOA $114/mo (per listing)
Listing description

About this home

NEW AND IMPROVED PRICE!! SELLER INVITES ALL OFFERS !!! MOTIVATED SELLER !

Welcome to one of Cassata Lakes most extensively upgraded homes, with luxury finishes, a beautiful saltwater pool and spa, premium appliances, hurricane-impact windows and a backyard creating an exceptional Florida lifestyle. The CRYSTAL FLOORPLAN WITH A BONUS ROOM built my MI Homes in 2024. From the moment you arrive you are greeted with an upgraded paver driveway, coach lights, tile roof, and a custom stained glass entry door.

This beautiful home offers 4 bedrooms, an office/den, 4 bathrooms, a spacious upstairs bonus room and a 3-bay garage including a EV charger. With over 3,174 square feet of thoughtfully designed living space, located in A-rated school district. The centerpiece of the home is the full designed chef's kitchen, showcasing soft-close cabinetry, quartz countertops, under-cabinet lighting and oversized wood-paneled entertaining island, pantry storage, a designer tile backsplash, stainless hood, induction cooktop, convection oven, 42" upper cabinets, farmhouse sink and much more, where you will enjoy entertaining friends and family.

The open-concept floor plan is well suited for guests and multi-generational living creating an inviting space for everyday living. The first floor includes a great room, two guest bedroom suites, two full bathrooms, while the den/office with French glass doors for incredible versatility for working from home, fitness space, hobbies or additional entertaining area. Luxury vinyl plank flooring throughout, interior laundry room, coffered ceiling in foyer & great room.

The second floor known as the BONUS ROOM is dedicated to the main living area and separate a bedroom with en-suite bath and walk-in closet. The spacious primary suite offers a luxurious retreat with upgraded walk-in shower, dual vanities, quartz countertops, linen closet, oversized walk-in closet, recessed lighting and spa-inspired finishes throughout. Step outside to your backyard oasis where a stuning custom saltwater pool & spa with sun shelf takes center stage.

Designed for true indoor-outdoor Florida living includes outdoor kitchen rough-in and expansive entertaining space for year-round enjoyment. Another feature this home offers is spray foam insulation throughout. Ideally located, Cassata Lakes is a gated community with low HOA and no CDD fees.

Minutes to I-75, Sarasota Memorial Hospital, A-rated schools including Venice High and Pine View School, Gulf Beaches, Historic Downtown Venice, shopping, dining, Venice Pier, Arts & Theater, State Parks, Legacy Trail and a new shopping plazas coming soon! This exceptional home offers the perfect bland of luxury, convenience and an active Florida lifestyle. Call for a private showing and make this your new home!

One or more photos are virtually staged.

Description provided by CENTURY 21 SCHMIDT REAL ESTATE and reproduced from the MLS; not independently verified.

Listing courtesy of CENTURY 21 SCHMIDT REAL ESTATE · Listing agent: Anna Garrison · 941-485-0021Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$950,000
Bed / bath4 / 4
Living area3,174 sq ft
Year built2024
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #N6145002
Listing statusPending

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~14 ft
CountySarasota
Area listings0 active · 0 under contract
Estimated first-year tax~$12,125/yr
CDD assessmentNone on record
HOA$114/mo

Calculated estimates

Price per sq ft$299
Estimated monthly payment$6,649
Insurance (illustrative)$2k–$4k/yr
Messtimate range$974,418 – $1,263,252
Comparable-sales median$670,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,649/mo
  • Principal & interest $5,262/mo 79%
  • Taxes $1,010/mo 15%
  • Insurance $263/mo 4%
  • HOA $114/mo 2%

$6,649/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$12,125/yr
≈ $1,010/mo·effective rate ~1.28%
Estimate: asking price less the $50,000 homestead exemption × Sarasota County rate (13.48 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $8,850/yr ($738/mo) — taxable value $655,800 × 13.48 mills
$3,275 more each year
(+37%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$655,800
Market value
$655,800
Assessed
$655,800
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$114/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~14 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Sarasota County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Sarasota County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · CASSATA LAKES

Pricing & the CASSATA LAKES market

How this home is priced against recent nearby sales, and where CASSATA LAKES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1048 BRADBERRY DRIVE1048 BRADBERRY DRIVE: $194/sq ft$194This homeThis home: $299/sq ft$2991736 LUGANO CIRCLE1736 LUGANO CIRCLE: $307/sq ft$3071736 LUGANO CIRCLE1736 LUGANO CIRCLE: $307/sq ft$307500 SUFFOLK CIRCLE500 SUFFOLK CIRCLE: $334/sq ft$334352 MARAVIYA BOULEVARD352 MARAVIYA BOULEVARD: $398/sq ft$398710 ALBEE ROAD710 ALBEE ROAD: $436/sq ft$436Community median $263

Price vs. size in CASSATA LAKES

Each dot is a closed sale since 2024 (31 total). This home is the gold marker.

$511k$830k$1.1M1,8972,8803,864This home: $950,000, 3,174 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $299/sq ft.

$256$292$3272024: $28620242025: $32020252026: $2632026

Median sale price by year

12-month median closed price, 2024–2026.

$636k$814k$992k2024: $957k20242025: $755k20252026: $670k2026
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $1,099,000
  • Aug 12, 2026Price cut$995,000 (-$104,000, -9.5%)
  • Sep 10, 2026Price cut$975,000 (-$20,000, -2.0%)
  • Sep 17, 2026Price cut$950,000 (-$25,000, -2.6%)
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $950,000Momentum Realty · on market 63 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $670,000 ($263/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$974,418the mess$1,263,252

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $950,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 30% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $114/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 63 days on market vs. a 57-day community median
  • 9 active listings competing, 5 under contract
  • 22 closed here in the last 12 months

For reference, this home is listed at $950,000 ($299/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,174 sq ft × $307–$398/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Flood safety (90), Pricing power (88)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area16
This home $299/sq ft vs the community 12-month median $263/sq ft.
Affordability0
List price $950,000 vs the community median $670,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~14 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity54
Community median 57 days on market (12-month record).
Buyer competition73
27% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power88
Recent sales closed at about 90.4% of original asking (~9.6% below). More room below asking generally favors buyers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 4.9 months of supply in the surrounding market and 63 days on market for this home, against a 57-day area median.Days on market:this home 63Area median:  57 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. As of August 2, 2026.

🟡 Asking $299 per square foot, about 14% above the community’s $263 median. CASSATA LAKES’s 12-month median sold price per square foot is $263. Median sold price per square foot is down 11.3% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

13% of homes in CASSATA LAKES are owner-occupied. An estimated 87% are non-owner-occupied, including 67% held in a company or trust and 1% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 151 homes matched. Community-level context.

Recent CASSATA LAKES sales closed near 90.4% of original asking. Cash paid for about 27% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by CENTURY 21 SCHMIDT REAL ESTATE · MLS # N6145002

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Keep looking

Similar homes for sale near CASSATA LAKES PH I

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in CASSATA LAKES PH I

  • 1563 Lugano Circle · $1,024,999 · 5 bd / 5.0 ba · listed October 6, 2026 (courtesy of FLORIWEST REALTY GROUP, LLC)
  • 1575 Lugano Circle · $979,999 · 4 bd / 3.5 ba · listed September 29, 2026 (courtesy of FLORIWEST REALTY GROUP, LLC)
  • 2048 Varese Street · $949,999 · 4 bd / 4.0 ba · listed September 18, 2026 (courtesy of FLORIWEST REALTY GROUP, LLC)
  • 2075 Varese Street · $699,999 · 3 bd / 2.5 ba · listed September 10, 2026 (courtesy of FLORIWEST REALTY GROUP, LLC)
  • 1645 Lugano Circle · $799,999 · 3 bd / 3.0 ba · listed September 10, 2026 (courtesy of FLORIWEST REALTY GROUP, LLC)
  • 1753 Lugano Circle · $899,999 · 5 bd / 5.0 ba · listed September 10, 2026 (courtesy of FLORIWEST REALTY GROUP, LLC)

Recently off market in CASSATA LAKES PH I

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Cassata Lakes news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Development

Proposed 324-unit 1899 Fruitville apartment project in downtown Sarasota falls through

A plan by Bristol Development Group for 324 apartments, called 1899 Fruitville, near Fruitville Road and Washington Boulevard is no longer moving forward. Landlords told tenant business owners the project was voided. It had partial city approvals and was reportedly close to final permitting.

Why it matters: The loss of 324 planned apartments removes expected rental supply near downtown Sarasota and leaves the cottage commercial cluster in place for now. The project is about 14 miles west of Cassata Lakes, elsewhere in Sarasota County.

WWSB ABC7 Sarasota

Sep 2026 · Infrastructure

Sarasota Memorial plans outpatient cancer center expansion in Venice, targeted for 2028

Sarasota Memorial plans an outpatient cancer center in Venice expanding the Brian D. Jellison Cancer Institute, which opened in 2020. The first floor would hold radiation oncology, clinics, infusion and imaging, with a shelled second floor and a third floor for endoscopy and gastroenterology. Preliminary work has begun and the build-out is planned for 2028, pending permits.

Why it matters: Added oncology and outpatient capacity in Venice would improve healthcare access and create medical jobs in south Sarasota County. The project is about 19 miles southwest of Cassata Lakes, elsewhere in Sarasota County.

Sarasota Magazine

Sep 2026 · Civic

Sarasota County opens new $100 million administration building at 1 Apex Road

Sarasota County moved operations into a 121,160 square foot administration building at 1 Apex Road off I-75. It replaces the former building on Ringling Boulevard downtown, which was sold to a developer for about $25 million. Total cost was about $100.15 million, including more than $22 million from a voter-approved surtax.

Why it matters: Relocating county services to the I-75 corridor shifts daily government traffic away from downtown and frees the Ringling Boulevard site for redevelopment. The site is about 7 miles west of Cassata Lakes.

WWSB ABC7 Sarasota

Sep 2026 · Parks Amenities

Manatee County approves rural land protection easements on nearly 1,500 acres

Commissioners approved conservation easements on Thundercloud Ranch (about 1,042 acres) and Mossy Island Ranch (420 acres, in Myakka City bordering Myakka River State Park), costing about $15.68 million. The county contributes no more than $2 million, with the state covering the rest. Closing is anticipated in October 2026.

Why it matters: Permanently protected rural acreage near Myakka River State Park limits future development density in east Manatee and preserves open space. The site is about 9 miles east of Cassata Lakes.

Manatee County Government

Go deeper

More on CASSATA LAKES PH I

Go deeper on CASSATA LAKES PH I

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Laurel Nokomis ElementaryAssigned elementary school · Sarasota County School District
GRADEA
Venice Area MiddleAssigned middle school · Sarasota County School District · Grade A (Florida DOE 2025-26)
GRADEA
Venice Senior HighAssigned high school · Sarasota County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1684 Lugano Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $114/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Sarasota County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 3,174 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $12,125/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,275 more per year than the current owner’s estimated bill (+37%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1684 Lugano Circle and when was it built?

Per the listing record, 1684 Lugano Circle was built in 2024 and has 3,174 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1684 Lugano Circle in?

1684 Lugano Circle is in Cassata Lakes Ph I in Nokomis, Sarasota County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1684 Lugano Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $114 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1684 Lugano Circle differ from the current owner's?

The estimate on this page (about $12,125 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,275 more per year than the current owner’s estimated bill (+37%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1684 Lugano Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.