5 bedroom Single Family Residence at 16920 LONE OAK CIRCLE, THE ESTATES AT NONA SOUND, ORLANDO — photo 1Front elevation
New — 1 days on market Single Family Residence
$1,350,000
5-Bedroom Home in THE ESTATES AT NONA SOUND

16920 LONE OAK CIRCLE, ORLANDO, FL 32832

Single Family Residence in THE ESTATES AT NONA SOUND, ORLANDO · No CDD · Built 2026
THE ESTATES AT NONA SOUND · ORLANDO, FL 32832 · Orange
Listing data updated September 6, 2026 · refreshed twice daily
5Bedrooms
5Bathrooms
4,525Sq Ft
2026Year Built
$298Per Sq Ft
2-car garageNew constructionNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$298 here vs $296 median sold (12 mo)
Buyer leverage
Strong seller market
1 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 6
Price vs recent sales
Asking $1.35M tops 5 of the last 6 closed sales; also one of the largest homes here at 4,525 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 16920 Lone Oak Circle in The Estates At Nona Sound, Orlando is listed at $1,350,000 (4,525 sq ft, about $298 per sq ft). That is 27% above The Estates At Nona Sound's median closed sale of $1,066,105 over the last 12 months (4 recorded sales). It came to market within the past week. Listing facts: new construction, HOA dues of $304/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 4,525 sq ft of living area
  • 2-car garage
  • Listed at $1,350,000 — recent neighborhood median sale price ~$1,066,105 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $304/mo (per listing)
Momentum Research · THE ESTATES AT NONA SOUND

Pricing & the THE ESTATES AT NONA SOUND market

How this home is priced against recent nearby sales, and where THE ESTATES AT NONA SOUND has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales16462 LONE OAK CIRCLE16462 LONE OAK CIRCLE: $256/sq ft$25611341 SPLIT OAK LANE11341 SPLIT OAK LANE: $265/sq ft$265This homeThis home: $298/sq ft$29816729 LONE OAK CIRCLE16729 LONE OAK CIRCLE: $330/sq ft$33016602 LONE OAK CIRCLE16602 LONE OAK CIRCLE: $352/sq ft$352Community median $296
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Sep 2, 2026First trackedObserved at $1,350,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$8,816/mo
  • Principal & interest $6,976/mo 79%
  • Taxes $1,181/mo 13%
  • Insurance $354/mo 4%
  • HOA $304/mo 3%

$8,816/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

38/100
Strongest on: Market liquidity (69), Buyer competition (50)
0 limited50100 exceptional

38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area48
This home $298/sq ft vs the community 12-month median $296/sq ft.
Affordability6
List price $1,350,000 vs the community median $1,066,105. Not a measure of personal affordability.
Market liquidity69
Community median 42 days on market, ~2.4 months of supply (12-month record).
Renovation upside10
From a 2026 build and $298/sq ft vs the community median $296/sq ft. Not a condition assessment.
Buyer competition50
50% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power46
Recent sales closed at about 98.8% of original asking (~1.2% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.4 months of supply in the surrounding market and 1 days on market for this home, against a 42-day area median.Days on market:this home 1Area median:  42 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. As of August 2, 2026.

🟡 Asking $298 per square foot, about in line with the community’s $296 median. THE ESTATES AT NONA SOUND’s 12-month median sold price per square foot is $296. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

0% of homes in THE ESTATES AT NONA SOUND are owner-occupied. An estimated 100% are non-owner-occupied, including 88% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2 homes matched. Community-level context.

Recent THE ESTATES AT NONA SOUND sales closed near 98.8% of original asking. Cash paid for about 50% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in THE ESTATES AT NONA SOUND, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under Construction. Introducing The Estates at Nona Sound, a collection of luxury single-family and estate-style homes in an ideal location just minutes from the acclaimed Lake Nona Town Center. Enjoy a private, gated new neighborhood featuring a tot lot, pickleball courts, and an open-air pavilion.

The new two-story Roseland home combines modern elegance with practical living, offering 5 bedrooms, two enclosed flex rooms, 5 full bathrooms, and a 2-car garage. As you step through the front door, you’re welcomed by a striking foyer that soars to the second floor, setting an impressive tone for the home. Off the foyer, an enclosed flex room offers versatile living space, while the formal dining room creates the perfect setting for effortless entertaining.

An additional enclosed flex room provides even more flexibility to suit your needs. As you travel further into the Roseland you are greeted by a grand staircase, featuring wood-look luxury vinyl plank treads and wrought iron balusters with an oak handrail. Tucked just under the staircase is a wine lover’s dream, a wine cave with built-in cabinets, quartz countertops, and stylish tile backsplash.

From there, you enter the heart of the home—the open concept kitchen and living area. Equipped with built-in Whirlpool stainless steel appliances, including a refrigerator, beverage cooler, and built-in cooktop, the kitchen is a dream for culinary enthusiasts. Two-toned soft-close stacked cabinetry is paired with exquisite quartz countertops and a decorative tile backsplash, creating a timeless and sophisticated look, while a spacious walk-in pantry ensures ample storage.

The open-concept design effortlessly connects the kitchen to the gathering room and cafe, where soaring ceilings create an airy, light-filled space, perfect for both intimate gatherings and larger celebrations. Step outside through the pocket sliding glass door to the covered lanai, the perfect space for indoor outdoor living. Also located on the first floor, is a “Multi-Gen Suite” offering a spacious bedroom with its own linen closet, walk-in closet, and attached bathroom complete with a glass enclosed shower and quartz countertops.

Upstairs, the private owner’s suite spans one side of the home, creating a peaceful retreat. The owner’s retreat area, ideal for reading or unwinding, leads into the spa-inspired owner’s bath, where luxury knows no bounds. A frameless glass-enclosed shower, enclosed toilet, and double walk-in closets create a sanctuary of relaxation.

The second floor also offers two additional spacious bedrooms connected by a Jack and Jill bathroom, ensuring both privacy and convenience, while a third bedroom enjoys its own en suite bath, providing an added level of comfort and luxury. With an intelligently designed layout and meticulously curated finishes, this home offers the perfect balance of form, function, and style. It's the epitome of luxury living in a highly sought-after location, blending convenience, sophistication, and thoughtful design into a living experience like no other.

Schedule your tour today!

Description provided by PULTE REALTY OF NORTH FLORIDA LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,350,000
Bed / bath5 / 5
Living area4,525 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #O6438115
Listing statusNew &mdash; 1 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyOrange
Area listings1 active · 1 under contract
Estimated first-year tax~$14,175/yr
CDD assessmentNone on record
HOA (per listing)$304/mo

Calculated estimates

Price per sq ft$298
Estimated monthly payment$8,816
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$1,066,105

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Listing agent: Adrienne Escott · 407-250-9131Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,176,500the mess$1,502,300

Actual list price: $1,350,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $304/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 42-day community median
  • 2 active listings competing, 1 under contract
  • 2.4 months of supply
  • 6 closed here in the last 12 months

For reference, this home is listed at $1,350,000 ($298/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,525 sq ft × $260–$332/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near THE ESTATES AT NONA SOUND

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,350,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$14,175/yr

A rough first-year estimate only, applying a typical Orange rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$304/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 16920 LONE OAK CIRCLE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by PULTE REALTY OF NORTH FLORIDA LLC · MLS # O6438115

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or call (904) 351-6461
Market data · public records

Recent sales activity in THE ESTATES AT NONA SOUND

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the THE ESTATES AT NONA SOUND neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$1,066,105

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$296

Canonical 12-month median $/sq ft. Reference only.

Explore Orange County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Lake Nona HighAssigned high school · Orange County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $296/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$6,188 – $9,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,811 – −$280At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 16920 Lone Oak Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $304/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 4,525 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $14,175/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
ORLANDO

Groceries, dining, and parks for this city — see the city guide.

County
Orange

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
THE ESTATES AT NONA SOUND

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 16920 Lone Oak Circle and when was it built?

Per the listing record, 16920 Lone Oak Circle was built in 2026 and has 4,525 sq ft of living area, 5 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 16920 Lone Oak Circle in?

16920 Lone Oak Circle is in The Estates At Nona Sound in Orlando, Orange County. The community section on this page shows recent closed sales, days on market, and active inventory for The Estates At Nona Sound from the same MLS data.

Does 16920 Lone Oak Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $304 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 16920 Lone Oak Circle differ from the current owner's?

The estimate on this page (about $14,175 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 16920 Lone Oak Circle in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 16920 LONE OAK CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.