4 bedroom Single Family Residence at 187 PUMA LOOP, HIDDEN RIDGE AT ESTATES, GROVELAND — photo 1Front elevation
4 bedroom Single Family Residence at 187 PUMA LOOP, HIDDEN RIDGE AT ESTATES, GROVELAND — photo 2Living space
4 bedroom Single Family Residence at 187 PUMA LOOP, HIDDEN RIDGE AT ESTATES, GROVELAND — photo 3Kitchen
4 bedroom Single Family Residence at 187 PUMA LOOP, HIDDEN RIDGE AT ESTATES, GROVELAND — photo 4Owner's suite
4 bedroom Single Family Residence at 187 PUMA LOOP, HIDDEN RIDGE AT ESTATES, GROVELAND — photo 5Exterior / yardView all 28 photos →
Active Single Family Residence
$460,000
4-Bedroom Home in HIDDEN RIDGE AT ESTATES

187 PUMA LOOP, GROVELAND, FL 34736

Single Family Residence in HIDDEN RIDGE AT ESTATES, GROVELAND · No CDD · Built 2025
HIDDEN RIDGE AT ESTATES · GROVELAND, FL 34736 · Lake
Listing data updated July 25, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,090Sq Ft
2025Year Built
$220Per Sq Ft
2-car garageNew constructionNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% above
$/sq ft vs community
$220 here vs $210 median sold (12 mo)
Buyer leverage
Balanced market
4.0-month supply
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~170 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 3
Price vs recent sales
Asking $460k tops 3 of the last 3 closed sales; also one of the largest homes here at 2,090 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • New construction — built 2025
  • 2,090 sq ft of living area
  • 2-car garage
  • Listed at $460,000 — recent neighborhood median sale price ~$358,690 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Hidden Ridge At Estates Groveland

Pricing & the Hidden Ridge At Estates Groveland market

How this home is priced against recent nearby sales, and where Hidden Ridge At Estates Groveland has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales354 PUMA LOOP354 PUMA LOOP: $175/sq ft$175275 PUMA LOOP275 PUMA LOOP: $210/sq ft$210419 PUMA LOOP419 PUMA LOOP: $210/sq ft$210This homeThis home: $220/sq ft$220Community median $210
Property timeline

This home’s history

  • 2025BuiltPer public record
  • Jul 10, 2026First trackedObserved at $460,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,907/mo
  • Principal & interest $2,331/mo 80%
  • Taxes $402/mo 14%
  • Insurance $124/mo 4%
  • HOA $50/mo 2%

$2,907/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area38
This home $220/sq ft vs the community 12-month median $210/sq ft.
Affordability3
List price $460,000 vs the community median $358,690. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~170 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity56
Community inventory, ~4.0 months of supply (12-month record).
Renovation upside10
From a 2025 build and $220/sq ft vs the community median $210/sq ft. Not a condition assessment.
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $220 per square foot, about 5% above the community’s $210 median. Hidden Ridge At Estates Groveland’s 12-month median sold price per square foot is $210. Confidence: Low · 3 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Hidden Ridge At Estates Groveland sales closed near 100.0% of original asking. Cash paid for about 33% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Hidden Ridge At Estates Groveland, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Virtually Staged. Why wait to build when you can own this like-new former Next Gen® Freedom model, showcasing premium design, upgraded finishes, and exceptional versatility. Designed with multigenerational living in mind, this spacious Next Gen® single-story floor plan features an attached private suite complete with its own separate entrance, living room, kitchenette, bedroom, and full bathroom—providing the perfect space for extended family, guests, a live-in caregiver, or a private home office.

The main residence offers a thoughtfully designed open-concept layout with expansive living and dining areas that seamlessly flow together, creating an ideal setting for everyday living and entertaining. A dedicated study provides additional flexibility, while three secondary bedrooms offer plenty of space for family and guests. Privately tucked away at the rear of the home, the luxurious owner's suite serves as a peaceful retreat and features a spacious en-suite bathroom.

Sliding glass doors lead to the covered lanai, extending your living space outdoors and creating the perfect place to relax or entertain year-round. Nestled among Central Florida's natural beauty, residents enjoy easy access to a variety of outdoor recreation opportunities. Spend weekends boating, fishing, and kayaking on Cherry Lake, relaxing at Lake Emma, or exploring the charming shops, restaurants, and events of Historic Downtown Clermont.

The surrounding South Lake area is known for its scenic trails, parks, playgrounds, and abundant green space, making it ideal for active lifestyles and outdoor enthusiasts. Conveniently located near highly rated schools, shopping, dining, healthcare facilities, and major highways, this home offers the perfect balance of tranquility and accessibility with easy access throughout Central Florida. Combining modern design, flexible living spaces, and an unbeatable location, this exceptional former model home delivers a lifestyle that is truly second to none.

Description provided by RE/MAX PRIME PROPERTIES and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$460,000
Bed / bath4 / 3
Living area2,090 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #O6417097
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~170 ft
Windstorm exposureLow
CountyLake
Area listings1 active · 0 under contract
Estimated first-year tax~$4,830/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$220
Estimated monthly payment$2,907
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$358,690

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX PRIME PROPERTIES · Listing agent: Nick Whitehouse · 407-347-4512Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$386,650the mess$491,150

Actual list price: $460,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • 4.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $460,000 ($220/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,090 sq ft × $185–$235/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near HIDDEN RIDGE AT ESTATES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $460,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,830/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~170 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in HIDDEN RIDGE AT ESTATES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HIDDEN RIDGE AT ESTATES neighborhood guide for more.

Comparable sales found
3

Recent nearby closings in the data set.

Community median sale price
$358,690

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$210

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HIDDEN RIDGE AT ESTATES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Groveland ElemAssigned elementary school · Lake County School District · Grade C (Florida DOE 2025-26)
Clermont MiddleAssigned middle school · Lake County School District
GRADEB
South Lake HighAssigned high school · Lake County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $210/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,108 – $3,067/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$864 – −$1At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 187 PUMA LOOP in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.