109 days on market (MLS) Condominium ▼ Price cut: $247,000 (9/20)
$3,750,000
4-Bedroom Condo in ONELLA CONDO

19816 Gulf Boulevard #501, Indian Shores, FL 33785

Condominium in ONELLA CONDO, INDIAN SHORES · No CDD on record
ONELLA CONDO · Indian Shores, FL 33785 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
3,620Sq Ft
2018Year Built
$1036Per Sq Ft
Waterfront2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
80% above
$/sq ft vs community
$1036 here vs $575 median sold (12 mo)
Buyer leverage
Strong buyer advantage
109 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$10k–$21k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $3.75M tops 12 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 19816 Gulf Boulevard #501 in Onella Condo, Indian Shores is listed at $3,750,000 (3,620 sq ft, about $1,036 per sq ft). It has been 109 days on market. Listing facts: built in 2018, waterfront, HOA dues of $2,086/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2018 · 8 yrs
  • 3,620 sq ft of living area
  • 2-car garage
  • Listed at $3,750,000 — recent neighborhood median sale price ~$2,019,500 (nearby sales; deemed reliable, not an appraisal)
  • 109 days on market
  • HOA $2,086/mo (per listing)
Listing description

About this home

Under contract-accepting backup offers. Experience the pinnacle of Gulf-front luxury at Onella, an exclusive boutique residence built in 2018 to modern construction standards, where sophisticated design meets the relaxed elegance of coastal living. From the moment you arrive, private coded elevator access, a private entry, along with a dedicated in-unit security system, provide exceptional privacy and peace of mind.

Inside, meticulous care and unmistakable pride of ownership are evident in every detail. High-end designer finishes, thoughtful craftsmanship, and a laid-back beach vibe create an atmosphere that is both refined and inviting, while breathtaking south, east, and Gulf views become the backdrop to everyday life from virtually every room. The expansive family room is designed for gathering and unwinding, anchored by a sleek linear fireplace and framed by a wall of hurricane-strength sliders that maximize the endless unobstructed Gulf vistas while providing privacy and protection.

These doors open to an incredible 600-square-foot terrace featuring multiple shaded seating and dining areas, complete with a SunBrite outdoor television, creating an extraordinary space for entertaining or simply enjoying spectacular sunsets over the water. The chef's kitchen is equally impressive, showcasing a dramatic waterfall-edge island, premium appliances including an induction cooktop, Subzero refrigerator and wine refrigerator, and instant hot and cold filtered water at the sink. Adjacent to the dining room, a stunning dry bar with illuminated quartz countertops and dual Subzero refrigerated drawers makes hosting effortless.

The primary suite is a private sanctuary where walls of glass fill the room with natural light and provide direct terrace access to the soothing sights and sounds of the Gulf. A custom walk-in closet complements the spa-inspired ensuite, complete with a luxurious soaking tub, expansive walk-in shower, dual vanities, and exquisite custom tile work. A versatile flex room with distinctive alligator-embossed plaster walls, an African Labradorite countertop, and stunning south Gulf views serves perfectly as an executive office or additional guest retreat.

A second guest suite also enjoys captivating Gulf views, while the third guest room overlooks the sparkling Intracoastal Waterway, each offering its own beautifully appointed ensuite bath for ultimate comfort and privacy. Every convenience has been thoughtfully incorporated, including a spacious laundry room, abundant storage, Lutron automatic shades, wraparound hurricane shutters, dual HVAC systems, a water softener, and a tankless water heater discreetly located outside the residence for added privacy and efficiency. The private oversized two-car garage features epoxy floors and slat-wall organization, while residents and guests benefit from eight dedicated guest parking spaces, including two garage spaces.

Beyond your front door, resort-style amenities elevate the experience with private beach access, a Gulf-front pool and spa, grilling area, and an outdoor shower, allowing every day to feel like a vacation. Ideally located in the beautiful seaside town of Indian Shores, this exceptional residence offers an unparalleled combination of modern construction, uncompromising luxury, breathtaking views, and the effortless coastal lifestyle that defines Florida's Gulf Coast.

All 6 photos

19816 Gulf Boulevard #501, Indian Shores FL - photo 6 of 6

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Martha Thorn · 727-581-9411Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$3,750,000
Bed / bath4 / 3
Living area3,620 sq ft
Year built2018
Property typeCondominium
Garage2-car
MLS #TB8519127
Listing status109 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
CountyPinellas
Area listings1 active · 0 under contract
Estimated first-year tax~$39,375/yr
CDD assessmentNone on record
HOA$2,086/mo

Calculated estimates

Price per sq ft$1036
Estimated monthly payment$27,088
Insurance (illustrative)$10k–$21k/yr
Messtimate range$1,802,760 – $2,552,100
Comparable-sales median$2,019,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$27,088/mo
  • Principal & interest $20,526/mo 76%
  • Taxes $3,281/mo 12%
  • Insurance $1,194/mo 4%
  • HOA $2,086/mo 8%

$27,088/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$39,375/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$10k–$21k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$2,086/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Onella Condo

Pricing & the Onella Condo market

How this home is priced against recent nearby sales, and where Onella Condo has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales17745 GULF BOULEVARD #60417745 GULF BOULEVARD #604: $430/sq ft$43017735 GULF BOULEVARD #70217735 GULF BOULEVARD #702: $498/sq ft$49820001 GULF BOULEVARD #50120001 GULF BOULEVARD #501: $554/sq ft$55419820 GULF BLVD #40119820 GULF BLVD #401: $596/sq ft$59619130 GULF BOULEVARD #V419130 GULF BOULEVARD #V4: $705/sq ft$70517730 GULF BOULEVARD #60017730 GULF BOULEVARD #600: $811/sq ft$811This homeThis home: $1036/sq ft$1036Community median $575
Property timeline

This home’s history

  • 2018BuiltPer public record
  • About Jun 2026Listed (per MLS)MLS reports 109 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $3,997,000
  • Sep 20, 2026Price cut$3,750,000 (-$247,000, -6.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $3,750,000Momentum Realty · on market 109 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $2,019,500 ($575/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,802,760the mess$2,552,100

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $3,750,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 42% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $2,086/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing, 1 under contract
  • ≈12.0 months of supply
  • 1 closed here in the last 12 months

For reference, this home is listed at $3,750,000 ($1,036/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,620 sq ft × $498–$705/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

25/100
Strongest on: Flood safety (45), Insurance cost (45)
0 limited50100 exceptional

25/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $1036/sq ft vs the community 12-month median $575/sq ft.
Affordability0
List price $3,750,000 vs the community median $2,019,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2018 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $1036 per square foot, about 80% above the community’s $575 median. Onella Condo’s 12-month median sold price per square foot is $575. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Onella Condo, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 19816 GULF BOULEVARD #501?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER REALTY · MLS # TB8519127

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Keep looking

Similar homes for sale near ONELLA CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in INDIAN SHORES

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  • 20000 Gulf Boulevard #603, INDIAN SHORES · $1,299,000 · 3 bd / 2.0 ba · listed September 14, 2026 (courtesy of SUNSTAR REAL ESTATE LLC)
  • 19930 Gulf Boulevard #3B, INDIAN SHORES · $980,000 · 2 bd / 2.5 ba · listed September 11, 2026 (courtesy of MAVREALTY)
  • 18450 Gulf Boulevard #213, INDIAN SHORES · $685,000 · 2 bd / 2.0 ba · listed September 11, 2026 (courtesy of RE/MAX PREMIER GROUP)
  • 19417 Gulf Boulevard #C209, INDIAN SHORES · $550,000 · 2 bd / 1.0 ba · listed September 10, 2026 (courtesy of FUTURE HOME REALTY INC)

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on ONELLA CONDO

Go deeper on ONELLA CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Bauder Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Seminole Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
Seminole High-PNAssigned high school · Pinellas County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 19816 Gulf Boulevard #501, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,620 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $39,375/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 19816 Gulf Boulevard #501 and when was it built?

Per the listing record, 19816 Gulf Boulevard #501 was built in 2018 and has 3,620 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 19816 Gulf Boulevard #501 in?

19816 Gulf Boulevard #501 is in Onella Condo in Indian Shores, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 19816 Gulf Boulevard #501 have an HOA, and how much are the dues?

The listing reports HOA dues of $2,086 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 19816 Gulf Boulevard #501 differ from the current owner's?

The estimate on this page (about $39,375 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 19816 Gulf Boulevard #501 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 19816 GULF BOULEVARD #501 in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.