Indian Shores
Housing Market
Median sale price $690,000, down 11.3% year over year, with homes going under contract in about 98 days, 16 homes on the market.
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Housing Market Analyst
Inventory sits at 5.5 months of supply — balanced by the 3-to-6-month balanced benchmark, and 20% of listed homes are already under contract. Prices are down 11.3% versus the prior year, but sellers are still collecting 88.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 20% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Indian Shores data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Indian Shores is hot — and where it isn't
Each dot is a community (14 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Indian Shores
The median sale price across Indian Shores currently stands at $690,000, down 11.3% from a year ago. Buyers are paying a median of $444 per square foot. The typical home goes under contract in about 98 days. Sellers are capturing 88.4% of their original asking price on average.
There are 16 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 5.5 months of supply — roughly balanced conditions by the standard six-month benchmark. 55 homes closed here over the trailing 12 months.
Indian Shores prices sit above the Pinellas County median by roughly 76%. Zillow's home value index for Pinellas County stands at $370,534. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Indian Shores is 31 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
Indian Shores since 2015 — and where it’s heading
A median home here sold for $352,710 in 2015 and $1,099,566 over the last recorded year — 212% appreciation across 11 years of recorded sales.
Median sale price · 2015–2026 (478 recorded sales)
Days on market by year
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
Median price · daily recalculation
What’s driving Indian Shores
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Indian Shores right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Indian Shores ← this page | $690K | 16 | 31 | |
| St. Petersburg | $439K | 1,068 | 53 | Open → |
| Clearwater | $312K | 415 | 48 | Open → |
| Palm Harbor | $365K | 238 | 57 | Open → |
| Largo | $342K | 222 | 52 | Open → |
| Clearwater Beach | $742K | 161 | 39 | Open → |
Neighborhoods on the move
| Beach Cottage CondoIndian Shores | $762K | 5 |
| Holiday Villas 3Indian Shores | $690K | 2 |
| Sea Shell Of Indian ShoresIndian Shores | $465K | 2 |
| Golden Shores CondoIndian Shores | $465K | 1 |
Indian Shores ZIP codes
Most active communities
More on Indian Shores
Put this data to work
The questions people actually ask
Should I buy a house in Indian Shores right now?
The data says conditions currently favor buyers in Indian Shores — the Momentum Score reads 31/100 with 5.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Indian Shores becoming more affordable?
Yes, modestly — the median sale price in Indian Shores is $690,000, down 11.3% versus the prior year, while sellers still capture 88.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
How does Indian Shores compare to the rest of Pinellas County?
Indian Shores's median of $690,000 runs 76% above the county-wide median of $393,000, and homes here take 98 days to go under contract versus 51 county-wide.
Indian Shores housing market FAQ
How is the housing market in Indian Shores right now?
As of October 5, 2026, the Indian Shores housing market favors buyers: the median sale price is $690,000 (down 11.3% year over year), 16 homes are for sale against 55 sales in the last 12 months, which is 5.5 months of supply, and the typical home goes under contract in about 98 days.
How much is a house in Indian Shores?
The median home sold for $690,000 in Indian Shores over the last 12 months, about $444 per square foot; asking prices on the 16 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Indian Shores?
By the numbers, sellers in Indian Shores are getting 88.4% of asking price and going under contract in about 98 days with 5.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Indian Shores housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Indian Shores median sale prices are down 11.3% year over year, inventory stands at 5.5 months of supply, and 20% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Indian Shores?
The median sale price in Indian Shores is currently $690,000, down 11.3% from a year ago, based on MLS sales data updated October 5, 2026.
Is Indian Shores a buyer's or seller's market right now?
The data currently favors buyers. Indian Shores scores 31 of 100 on the Momentum Score, with 5.5 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Indian Shores?
The typical home in Indian Shores goes under contract in about 98 days, per current MLS data.
How many homes are for sale in Indian Shores?
There are approximately 16 active listings in Indian Shores as of October 5, 2026.
Are home prices in Indian Shores rising or falling?
Median sale prices are down 11.3% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Indian Shores. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.