2 bedroom Condominium at 19823 GULF BOULEVARD #42, SEA SHELL OF INDIAN SHORES, INDIAN SHORES — photo 1Front elevation
2 bedroom Condominium at 19823 GULF BOULEVARD #42, SEA SHELL OF INDIAN SHORES, INDIAN SHORES — photo 2Living space
2 bedroom Condominium at 19823 GULF BOULEVARD #42, SEA SHELL OF INDIAN SHORES, INDIAN SHORES — photo 3Kitchen
2 bedroom Condominium at 19823 GULF BOULEVARD #42, SEA SHELL OF INDIAN SHORES, INDIAN SHORES — photo 4Owner's suite
2 bedroom Condominium at 19823 GULF BOULEVARD #42, SEA SHELL OF INDIAN SHORES, INDIAN SHORES — photo 5Exterior / yardView all 6 photos →
178 days on market Condominium
$479,000
2-Bedroom Pool Home in SEA SHELL OF INDIAN SHORES

19823 GULF BOULEVARD #42, INDIAN SHORES, FL 33785

Condominium in SEA SHELL OF INDIAN SHORES · No CDD
SEA SHELL OF INDIAN SHORES · INDIAN SHORES, FL 33785 · Pinellas
Listing data updated September 13, 2026 · refreshed twice daily
2Bedrooms
2.5Bathrooms
1,225Sq Ft
1980Year Built
$391Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$391 here vs $396 median sold (12 mo)
Buyer leverage
Buyer advantage
178 days on market
4.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~5 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 5
Price vs recent sales
Asking $479k tops 3 of the last 5 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 13, 2026, 19823 Gulf Boulevard #42 in Sea Shell Of Indian Shores, Indian Shores is listed at $479,000 (1,225 sq ft, about $391 per sq ft). That sits within a few percent of Sea Shell Of Indian Shores's median closed sale of $465,000 over the last 12 months (5 recorded sales). It has been 178 days on market, longer than the community's typical 49 days to contract. Listing facts: built in 1980, a private pool, waterfront. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1980 · 46 yrs
  • 1,225 sq ft of living area
  • 2-car garage
  • Listed at $479,000 — recent neighborhood median sale price ~$465,000 (nearby sales; deemed reliable, not an appraisal)
  • 178 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Sea Shell Of Indian Shores

Pricing & the Sea Shell Of Indian Shores market

How this home is priced against recent nearby sales, and where Sea Shell Of Indian Shores has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales19823 GULF BOULEVARD #119823 GULF BOULEVARD #1: $376/sq ft$37619823 GULF BOULEVARD #3319823 GULF BOULEVARD #33: $380/sq ft$380This homeThis home: $391/sq ft$39119823 GULF BOULEVARD #2519823 GULF BOULEVARD #25: $396/sq ft$39619823 GULF BOULEVARD #519823 GULF BOULEVARD #5: $413/sq ft$41319823 GULF BOULEVARD #4419823 GULF BOULEVARD #44: $478/sq ft$478Community median $396

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $391/sq ft.

$112$319$5252015: $15220152016: $19620162017: $18520172021: $39420212022: $43320222024: $48520242026: $3962026

Median sale price by year

12-month median closed price, 2015–2026.

$137k$390k$644k2015: $186k20152016: $240k20162017: $227k20172021: $482k20212022: $530k20222024: $594k20242026: $465k2026
Property timeline

This home’s history

  • 1980BuiltPer public record
  • Jul 10, 2026First trackedObserved at $479,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,217/mo
  • Principal & interest $2,488/mo 77%
  • Taxes $419/mo 13%
  • Insurance $260/mo 8%
  • HOA $50/mo 2%

$3,217/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

52/100
Strongest on: Pricing power (79), Renovation upside (73)
0 limited50100 exceptional

52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area53
This home $391/sq ft vs the community 12-month median $396/sq ft.
Affordability45
List price $479,000 vs the community median $465,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost20
From FEMA Zone AE and a 1980 build. Obtain a property-specific quote.
Market liquidity52
Community median 49 days on market, ~4.8 months of supply (12-month record).
Renovation upside73
From a 1980 build and $391/sq ft vs the community median $396/sq ft. Not a condition assessment.
Pricing power79
Recent sales closed at about 92.2% of original asking (~7.8% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 4.8 months of supply in the surrounding market and 178 days on market for this home, against a 49-day area median.Days on market:this home 178Area median:  49 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 12, 2026.

🟡 Asking $391 per square foot, about in line with the community’s $396 median. Sea Shell Of Indian Shores’s 12-month median sold price per square foot is $396. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Sea Shell Of Indian Shores sales closed near 92.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2 active listings in Sea Shell Of Indian Shores, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

New Roof May 2025 | No Minimum Rental Restrictions | Fully Furnished | New A/C 2024 Welcome to your beach-to-bay retreat in Seashell of Indian Shores, one of the rare communities on the Gulf Coast with no minimum rental restrictions, offering exceptional flexibility for year-round income, a vacation getaway, or full-time coastal living. Just steps from the sugar-white sands of the Gulf of Mexico, this beautifully renovated 2-bedroom, 2.5-bath townhouse-style condo features an oversized two-car garage and 1,225 square feet of stylish, move-in-ready living space. The interior showcases luxury vinyl plank flooring throughout, updated vanities, new doors, and a brand-new A/C installed in 2024.

The open-concept living and dining area flows seamlessly onto a spacious private deck where you can enjoy tranquil Gulf breezes and tropical surroundings. Upstairs, the oversized primary suite offers a walk-in closet and private ensuite bath, while the guest bedroom provides generous space and storage. A convenient half bath on the main level enhances functionality for everyday living and entertaining.

Peace of mind comes with a new roof installed in May 2025 and the benefit of a well-maintained community. Seashell offers resort-style amenities including a heated pool overlooking the Intracoastal Waterway, a private fishing dock, and a kayak launch, embracing the true Florida beach lifestyle. The pet-friendly community is ideally positioned at one of the narrowest points on the barrier island, providing easy access to both the Gulf and the Intracoastal.

Restaurants, shops, and entertainment are within walking distance, and the Beach Trolley provides convenient access to Clearwater Beach and St. Pete Beach. Don't wait, schedule your private showing today and start living the beach life.

Sold fully furnished and turnkey, this property is ready to enjoy or rent immediately. Whether you are seeking an income-producing investment, a second home, or a full-time island residence, this is a rare opportunity to own in one of Indian Shores’ most desirable and flexible communities.

Description provided by PINTES REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$479,000
Bed / bath2 / 2.5
Living area1,225 sq ft
Year built1980
Property typeCondominium
Garage2-car
PoolYes
MLS #TB8478232
Listing status178 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~5 ft
Windstorm exposureLow
CountyPinellas
Area listings2 active · 1 under contract
Estimated first-year tax~$5,030/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$391
Estimated monthly payment$3,217
Insurance (illustrative)$2k–$4k/yr
Messtimate range$465,500 – $505,925
Comparable-sales median$465,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of PINTES REALTY LLC · Listing agent: Rhina Cortes · 813-263-5650Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$465,500the mess$505,925

Actual list price: $479,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 9% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1980 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 178 days on market vs. a 49-day community median
  • 2 active listings competing, 1 under contract
  • 4.8 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $479,000 ($391/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,225 sq ft × $380–$413/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 13, 2026.

Keep looking

Similar homes for sale near SEA SHELL OF INDIAN SHORES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $479,000Momentum Realty · on market 178 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,030/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~5 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 19823 GULF BOULEVARD #42?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by PINTES REALTY LLC · MLS # TB8478232

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in SEA SHELL OF INDIAN SHORES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SEA SHELL OF INDIAN SHORES neighborhood guide for more.

Comparable sales found
5

Recent nearby closings in the data set.

Community median sale price
$465,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$396

Canonical 12-month median $/sq ft. Reference only.

Go deeper on SEA SHELL OF INDIAN SHORES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $396/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,195 – $3,193/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,086 – −$188At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 19823 Gulf Boulevard #42, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1980 (46 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,225 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,030/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 13, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 19823 Gulf Boulevard #42 and when was it built?

Per the listing record, 19823 Gulf Boulevard #42 was built in 1980 and has 1,225 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 19823 Gulf Boulevard #42 in?

19823 Gulf Boulevard #42 is in Sea Shell Of Indian Shores in Indian Shores, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Sea Shell Of Indian Shores from the same MLS data.

Why might property taxes on 19823 Gulf Boulevard #42 differ from the current owner's?

The estimate on this page (about $5,030 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 19823 Gulf Boulevard #42 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 19823 GULF BOULEVARD #42 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.