214 days on market (MLS) Condominium ▼ Price cut: $10,000 (8/30)
$1,150,000
3-Bedroom Pool Home in SAND CASTLE CONDO

20000 Gulf Boulevard #707, Indian Shores, FL 33785

Condominium in SAND CASTLE CONDO, INDIAN SHORES · No CDD on record
SAND CASTLE CONDO · Indian Shores, FL 33785 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,060Sq Ft
1974Year Built
$1085Per Sq Ft
WaterfrontPrivate poolNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
19% above
$/sq ft vs community
$1085 here vs $908 median sold (12 mo)
Buyer leverage
Strong buyer advantage
214 days on market
30.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~8 ft elevation
$5k–$11k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $1.15M tops 10 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 20000 Gulf Boulevard #707 in Sand Castle Condo, Indian Shores is listed at $1,150,000 (1,060 sq ft, about $1,085 per sq ft). That sits within a few percent of Sand Castle Condo's median closed sale of $1,117,500 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $908/sq ft by about 19%. It has been 214 days on market. Listing facts: built in 1974, a private pool, waterfront. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1974 · 52 yrs
  • 1,060 sq ft of living area
  • Listed at $1,150,000 — recent neighborhood median sale price ~$1,117,500 (nearby sales; deemed reliable, not an appraisal)
  • 214 days on market
Listing description

About this home

This furnished three-bedroom, two-bath condo sits Gulf-front in the Sand Castle in Indian Shores. From the master bedroom and the open kitchen, dining, and living room, you see the Gulf—dolphins moving through the light and sunsets that finish the day right. The second and third bedrooms look east to the Intracoastal, quiet and steady, with plantation shutters on the windows.

The unit has been fully updated with quality finishes, featuring vinyl flooring throughout, made for beach days and bare feet. The kitchen is finished with quartz counters, a tile backsplash, and stainless appliances, opening cleanly into the living space. Both bathrooms are upgraded with tiled walk-in showers.

Impact windows and sliders lead to a wide private balcony that runs the length of the unit, with hurricane shutters and a storage closet for chairs and gear. A washer and dryer are inside. Furnishings are newer and included.

The building is well kept, with a new roof and updated elevators. Owners and guests have use of a heated pool, large spa, landscaped grounds, barbecue area, game room, library, and an owners-only clubhouse with kitchen, gathering space, and fitness equipment. Assigned parking sits under the building, with guest parking available.

No pets. The beach is steps away, with a local pub across the street and Tampa International Airport and Busch Gardens an easy drive. Weekly rentals are allowed, offering strong income potential.

All 6 photos

20000 Gulf Boulevard #707, Indian Shores FL - photo 6 of 6

Description provided by DOIRON REALTY INC and reproduced from the MLS; not independently verified.

Listing courtesy of DOIRON REALTY INC · Listing agent: Pete Doiron · 727-391-2829Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,150,000
Bed / bath3 / 2
Living area1,060 sq ft
Year built1974
Property typeCondominium
PoolYes
MLS #TB8467598
Listing status214 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~8 ft
CountyPinellas
Area listings5 active · 0 under contract
Estimated first-year tax~$12,075/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$1085
Estimated monthly payment$7,925
Insurance (illustrative)$5k–$11k/yr
Comparable-sales median$1,117,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,925/mo
  • Principal & interest $6,295/mo 79%
  • Taxes $1,006/mo 13%
  • Insurance $624/mo 8%

$7,925/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$12,075/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$5k–$11k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Sand Castle Condo

Pricing & the Sand Castle Condo market

How this home is priced against recent nearby sales, and where Sand Castle Condo has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales20002 GULF BOULEVARD #27…20002 GULF BOULEVARD #2705: $877/sq ft$87720002 GULF BOULEVARD #27…20002 GULF BOULEVARD #2705: $877/sq ft$87720040 GULF BOULEVARD #60520040 GULF BOULEVARD #605: $938/sq ft$93820040 GULF BOULEVARD #60520040 GULF BOULEVARD #605: $938/sq ft$938This homeThis home: $1085/sq ft$1085Community median $908

Price vs. size in Sand Castle Condo

Each dot is a closed sale since 2014 (59 total). This home is the gold marker.

$338k$1.2M$2.0M9691,8202,671This home: $1,150,000, 1,060 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2022. This home lists at $1085/sq ft.

$384$645$9072015: $43420152016: $44520162017: $45620172018: $49120182019: $49920192020: $57520202021: $68220212022: $8562022

Median sale price by year

12-month median closed price, 2015–2022.

$420k$715k$1.0M2015: $528k20152016: $478k20162017: $515k20172018: $550k20182019: $529k20192020: $648k20202021: $740k20212022: $953k2022
Property timeline

This home’s history

  • 1974BuiltPer public record
  • About Mar 2026Listed (per MLS)MLS reports 214 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $1,175,000
  • Aug 4, 2026Price cut$1,160,000 (-$15,000, -1.3%)
  • Aug 30, 2026Price cut$1,150,000 (-$10,000, -0.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,150,000Momentum Realty · on market 214 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in SAND CASTLE CONDO in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $1,117,500 ($908/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$846,940the mess$1,078,020

Stronger local evidence — 4 comparable closed sales in SAND CASTLE CONDO, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,150,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1974 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 5 active listings competing
  • ≈30.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $1,150,000 ($1,085/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,060 sq ft × $799–$1,017/sq ft (±12% around the median of 4 comparable closed sales in SAND CASTLE CONDO, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

28/100
Strongest on: Affordability (45), Flood safety (45)
0 limited50100 exceptional

28/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area1
This home $1085/sq ft vs the community 12-month median $908/sq ft.
Affordability45
List price $1,150,000 vs the community median $1,117,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~8 ft elevation. Verify the parcel with FEMA.
Insurance cost16
From FEMA Zone AE and a 1974 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~30.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 30.0 months of supply in the surrounding market and 214 days on market for this home, against a 84-day area median.Days on market:this home 214Area median:  84 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 20, 2026.

🟡 Asking $1085 per square foot, about 19% above the community’s $908 median. Sand Castle Condo’s 12-month median sold price per square foot is $908. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 5 active listings in Sand Castle Condo, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by DOIRON REALTY INC · MLS # TB8467598

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Keep looking

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Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on SAND CASTLE CONDO

Go deeper on SAND CASTLE CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 20000 Gulf Boulevard #707, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1974 (52 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,060 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $12,075/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in SAND CASTLE CONDO, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 20000 Gulf Boulevard #707 and when was it built?

Per the listing record, 20000 Gulf Boulevard #707 was built in 1974 and has 1,060 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 20000 Gulf Boulevard #707 in?

20000 Gulf Boulevard #707 is in Sand Castle Condo in Indian Shores, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 20000 Gulf Boulevard #707 differ from the current owner's?

The estimate on this page (about $12,075 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 20000 Gulf Boulevard #707 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.