3 bedroom Manufactured Home at 22332 142nd Terrace, Beulah Land Sub, Live Oak — photo 1Front elevation
Active Manufactured Home
$139,900
3-Bedroom Manufactured Home in BEULAH LAND SUB

22332 142nd Terrace, Live Oak, FL 32060

Manufactured Home in BEULAH LAND SUB, LIVE OAK · No CDD
BEULAH LAND SUB · Live Oak, FL 32060 · Suwannee
Listing data updated September 23, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,612Sq Ft
2001Year Built
$87Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 23, 2026, 22332 142Nd Terrace in Beulah Land Sub, Live Oak is listed at $139,900 (1,612 sq ft, about $87 per sq ft). It came to market within the past week. Listing facts: built in 2001, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 1,612 sq ft of living area
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2001BuiltPer public record
  • Sep 23, 2026First trackedObserved at $139,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$974/mo
  • Principal & interest $741/mo 76%
  • Taxes $122/mo 13%
  • Insurance $61/mo 6%
  • HOA $50/mo 5%

$974/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$1,475/yr
$123/mo·effective rate ~1.05%
Estimated from today’s asking price and current Suwannee County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $1,825/yr ($152/mo)
-$350 more each year
(--19%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$9,509
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$119,495
Market value
$109,986
Assessed
$109,986
Taxable
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Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

43/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $87/sq ft vs the community 12-month median $87/sq ft.
Affordability50
List price $139,900 vs the community median $139,900. Not a measure of personal affordability.
Renovation upside28
From a 2001 build and $87/sq ft vs the community median $87/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $87 per square foot, about in line with the community’s $87 median. BEULAH LAND SUB’s 12-month median sold price per square foot is $87. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

THEY DONT MAKE THEM LIKE THIS ANYMORE! SOLID. SPACIOUS & FULL OF POTENTIAL!

This private 4.26-acre property at the end of a cul-de-sac offers approximately 1,920 square feet of living space, a 2001 SKYLINE Model, SPLIT-bedroom floor plan with OVERSIZED bedrooms ALL with WALK-IN CLOSETS! With its peaceful setting and flexible layout, the property provides an excellent opportunity to create a home tailored to your vision. Spacious kitchen features ample wood cabinetry, a GAS range, dishwasher, and refrigerator.

PLENTY OF COUNTER/PREP SPACE, elevated ceilings adjoined to the dining area. THE PERFECT footprint for entertaining guest with sliding glass doors opening to the IMPRESSIVE 17’ x 17’ deck with custom ramp creating an inviting space for outdoor dining, entertaining, or relaxing. The expansive living room features oversized front windows framing the surrounding natural beauty, ceiling fan, storm door completed with a storage closet.

Exceptional living space to accommodate any sized furnishings. The private primary en-suite offers an oversized walk-in closet, ensuite bathroom with dual sinks and a walk-in shower. The bathroom was previously plumbed for a separate smaller shower, providing potential for additional storage or a customized closet conversion.

An oversized 8’ x 8’ laundry room offers room for a full-size washer and dryer, an additional freezer, and extra storage conveniently positioned within steps of a substantial 34’ x 34’ concrete carport with a metal covering and electricity PLUS an 8’ x 10’ storage shed with electric. Need a Garage? Workshop?

Storage? This home comes with an additional 20’ x 40’ metal storage building! Mature trees are established throughout the acreage and are positioned safely away from the home.

With ample room for horses, equipment, recreational vehicles, and outdoor activities, this property offers space, privacy, and opportunity in the heart of North Florida. The approximately six-year-old metal roof is an added benefit. Multiple skylights provide additional natural light (currently covered).

The central HVAC system is not operational; window units are currently used in the living room, second bedroom, and primary suite. Located in Live Oak, Florida; the best of North Florida living, with a relaxed rural atmosphere, abundant natural beauty, and convenient access to everyday amenities. Live Oak is known for its friendly small-town character, nearby springs and rivers, outdoor recreation, fishing, boating, camping, hiking, and opportunities to enjoy the area’s scenic landscapes.

This home is offered for Cash or Conventional Loan only. A Little Love. A little Vision.

A whole lot of potential. NO HOA!

Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$139,900
Bed / bath3 / 2
Living area1,612 sq ft
Year built2001
Property typeManufactured Home
MLS #TB8550928
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountySuwannee
Estimated first-year tax~$1,469/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$87
Estimated monthly payment$974
Insurance (illustrative)$500–$1k/yr
Comparable-sales median$139,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Renee Perry · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$124,124the mess$156,364

Actual list price: $139,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 26% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 2001 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 30 active listings competing, 8 under contract

For reference, this home is listed at $139,900 ($87/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,612 sq ft × $77–$97/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.

Keep looking

Similar homes for sale near BEULAH LAND SUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in BEULAH LAND SUB

  • 7428 129th Road · $160,000 · 3 bd / 2.0 ba · listed September 21, 2026 (courtesy of HOME PRIME REALTY LLC)
  • 00 Running Springs Drive · $210,000 · 1 bd / 1.0 ba · listed September 15, 2026 (courtesy of WATSON REALTY CORP)
  • 19520 168th Street · $995,000 · 4 bd / 3.0 ba · listed September 11, 2026 (courtesy of EXP REALTY LLC)
  • 25697 21st Road · $205,000 · 2 bd / 2.0 ba · listed September 3, 2026 (courtesy of HORIZON REALTY OF ALACHUA INC)
  • 7390 180th Street · $630,000 · 3 bd / 2.5 ba · listed September 2, 2026 (courtesy of OLYMPUS EXECUTIVE REALTY INC)
  • 15518 192nd Street · $264,999 · 3 bd / 1.0 ba · listed September 2, 2026 (courtesy of OPTIMA ONE REALTY, INC.)
Transparency

Price & listing history

Listed for $139,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$1,469/yr

A rough first-year estimate only, applying a typical Suwannee rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 22332 142ND TERRACE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FUTURE HOME REALTY INC · MLS # TB8550928

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in BEULAH LAND SUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BEULAH LAND SUB neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$139,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$87

Canonical 12-month median $/sq ft. Reference only.

Explore Suwannee County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Suwannee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Suwannee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$641 – $933/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$351 – −$88At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 22332 142Nd Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Suwannee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,612 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,469/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 23, 2026)
Community market statsStellar MLS closed sales, as of September 23, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 22332 142Nd Terrace and when was it built?

Per the listing record, 22332 142Nd Terrace was built in 2001 and has 1,612 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 22332 142Nd Terrace in?

22332 142Nd Terrace is in Beulah Land Sub in Live Oak, Suwannee County. The community section on this page shows recent closed sales, days on market, and active inventory for Beulah Land Sub from the same MLS data.

Does 22332 142Nd Terrace have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 22332 142Nd Terrace differ from the current owner's?

The estimate on this page (about $1,469 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 22332 142Nd Terrace in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 22332 142ND TERRACE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.