Live Oak
Housing Market

City market report · Suwannee County, FL · 3 ZIP codes

Median sale price $822,000, with homes going under contract in about 44 days.

5 communities reporting60 sales analyzedRefreshed twice daily
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Live · Live Oak Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$822K
Median sold · 12 moConfidence: Medium
$257/sf
Sold $/sqft · 12 mo
Suwannee County: $257
98.4%
Sale vs ask
Suwannee County: 98.4%
$273K ▲
Suwannee County home value
Zillow ZHVI, monthly · +3.0% vs a year ago
Tempo
44days
Median DOM · closed
Suwannee County: 42 days
Market context
21% ▼
Listings with price cuts
Suwannee County · Zillow · -1.0pp vs prior month
184 ▲
County for-sale inventory
Zillow, monthly · +4.5% vs prior month
5
Communities reporting
of 12 tracked in Live Oak
Economy & people · county layer
$55,479
Median household income
U.S. Census ACS, county
44,484
County population
+1.3% since 2018
4.9×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$1,169/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 7, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

sellers are still collecting 98.4% of asking.

Analysis

The read on Live Oak

The median sale price across Live Oak currently stands at $822,000. Buyers are paying a median of $257 per square foot. The typical home goes under contract in about 44 days. Sellers are capturing 98.4% of their original asking price on average.

Live Oak prices sit above the Suwannee County median by roughly 24%. Zillow's home value index for Suwannee County stands at $273,177. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Trends & History

Where the market is heading

Home value trend · Suwannee County (Zillow ZHVI)

$265K$270K$275K$273KAug '25: $265KSep '25: $265KOct '25: $265KNov '25: $265KDec '25: $266KJan '26: $268KFeb '26: $270KMar '26: $273KApr '26: $275KMay '26: $275KJun '26: $274KJul '26: $273KAug '26: $273KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

160172184184Aug '25: 166Sep '25: 171Oct '25: 170Nov '25: 166Dec '25: 164Jan '26: 161Feb '26: 162Mar '26: 167Apr '26: 173May '26: 175Jun '26: 177Jul '26: 176Aug '26: 184Aug '25Nov '25Feb '26May '26Aug '26

Median price · daily recalculation

$820K$825K$829K$822KSep 16: $825KSep 17: $825KSep 19: $820KSep 20: $825KSep 21: $825KSep 22: $825KSep 23: $825KSep 24: $820KSep 25: $820KSep 26: $820KSep 28: $822KSep 29: $829KSep 30: $829KOct 01: $829KOct 03: $829KOct 04: $829KOct 05: $829KOct 06: $822KOct 07: $822KSep 16Sep 21Sep 26Oct 03Oct 07
Local Economics · county layer

What’s driving Live Oak

Who’s moving here
+750 net residents/yr

Movers arriving report ~$50,469 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,258/yr avg premium

255 Citizens policies in force in Suwannee County — the state-backed insurer of last resort. Budget insurance into any Suwannee purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
136 units permitted 0% YoY

134 single-family · 2 multi-family · 3.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Community Movers

Neighborhoods on the move

Selling fastest
DeerwoodLive Oak$822K31 days
Explore Deeper

Live Oak ZIP codes

Most active communities

More on Live Oak

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Put this data to work

Plain Answers

The questions people actually ask

Which Live Oak neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Deerwood (31 days) — homes there go under contract well ahead of the market-wide pace of 44 days.

How does Live Oak compare to the rest of Suwannee County?

Live Oak's median of $822,000 runs 24% above the county-wide median of $663,000, and homes here take 44 days to go under contract versus 42 county-wide.

Momentum Realty in Live Oak: our agents closed 3 homes here for buyers and sellers in the last 12 months, median sale $200,000 (brokerage closed records through October 2026). Find a Momentum agent near Live Oak →

Questions

Live Oak housing market FAQ

Is it a good time to sell a house in Live Oak?

By the numbers, sellers in Live Oak are getting 98.4% of asking price and going under contract in about 44 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the median home price in Live Oak?

The median sale price in Live Oak is currently $822,000, based on MLS sales data updated October 7, 2026.

How long do homes take to sell in Live Oak?

The typical home in Live Oak goes under contract in about 44 days, per current MLS data.

How many homes has Momentum Realty sold in Live Oak?

Momentum Realty's agents closed 3 homes in Live Oak for buyers and sellers in the last 12 months, median sale $200,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Live Oak. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 7, 2026 at 3:21 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.