2 bedroom Condominium at 2285 Israeli Drive #1, On Top Of The World, Clearwater — photo 1Front elevation
Active Condominium
$229,900
2-Bedroom Condo in ON TOP OF THE WORLD

2285 Israeli Drive #1, Clearwater, FL 33763

Condominium in ON TOP OF THE WORLD, CLEARWATER · No CDD
ON TOP OF THE WORLD · Clearwater, FL 33763 · Pinellas
Listing data updated September 25, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,400Sq Ft
1979Year Built
$164Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$164 here vs $164 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~80 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 25, 2026, 2285 Israeli Drive #1 in On Top Of The World, Clearwater is listed at $229,900 (1,400 sq ft, about $164 per sq ft). It came to market within the past week. Listing facts: built in 1979. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1979 · 47 yrs
  • 1,400 sq ft of living area
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1979BuiltPer public record
  • Sep 25, 2026First trackedObserved at $229,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,593/mo
  • Principal & interest $1,217/mo 76%
  • Taxes $201/mo 13%
  • Insurance $125/mo 8%
  • HOA $50/mo 3%

$1,593/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

61/100
Strongest on: Flood safety (95), Insurance cost (54)
0 limited50100 exceptional

61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $164/sq ft vs the community 12-month median $164/sq ft.
Affordability50
List price $229,900 vs the community median $229,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~80 ft elevation. Verify the parcel with FEMA.
Insurance cost54
From FEMA Zone X and a 1979 build. Obtain a property-specific quote.
Renovation upside54
From a 1979 build and $164/sq ft vs the community median $164/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $164 per square foot, about in line with the community’s $164 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $164. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome home to this bright, REMODELED, GROUND-FLOOR, END UNIT condo in Clearwater’s premier 55+ community, On Top of the World. As you enter through the new storm door and smart-lock-secured, freshly painted exterior door, you are greeted by an exquisitely REMODELED KITCHEN perfect for entertaining. It boasts new, easy-care QUARTZ COUNTERS with a generous QUARTZ ISLAND that adds prep space, casual seating, and extra storage.

Sleek SUBWAY TILE BACKSPLASH, SOFT-CLOSE CUSTOM CABINETRY, and STAINLESS-STEEL APPLIANCES create a bright, low-maintenance kitchen that is a chef’s dream. The IN-UNIT WASHER is already in place, with a dryer hookup available. Throughout the home, well-planned closets and cabinetry offer generous, accessible storage.

From the kitchen, the home opens into a light-filled living space. This gorgeous end unit provides extra sunshine with NEWER IMPACT-RATED WINDOWS throughout, all adorned with classic PLANTATION SHUTTERS. Beautiful and durable luxury vinyl plank floors are easy underfoot.

BARN DOORS lead to the Florida room, so the OPEN FLOOR PLAN can stay connected or close quietly into a guest bedroom, office, or workout space. A newer back door with blinds between the glass opens to a PRIVATE PATIO. A HUGE OWNER’S SUITE and second bedroom are set apart from the living area for quiet and privacy.

NEW BERBER CARPET and CLOSET ORGANIZERS dress the bedrooms while new toilets finish the baths. Assigned parking sits just outside the front door, with AMPLE VISITOR PARKING nearby. FRESH INTERIOR PAINT, UPDATED CEILING FANS, RECESSED LIGHTING, and NEW LIGHT FIXTURES complement the bright, airy feel of this unit.

NEW HVAC will keep you cool and give you peace of mind, while the NEW WATER HEATER and all NEW ELECTRICAL OUTLETS complete the numerous upgrades in this MOVE-IN READY GEM. On Top of the World delivers resort-style living with TWO EXCLUSIVE GOLF COURSES (9- and 18-hole courses free to resident owners), TWO HEATED SWIMMING POOLS, tennis, pickleball, a fitness center, DOG PARK, horseshoe pits, lawn bowling, and shuffleboard. A grand ballroom hosts live music and events, and an on-site café offers take-and-bake meals.

On Top of the World has over 100 clubs and activities. The Milestone Engineering Study passed with flying colors. Ideally located near Dunedin’s beaches, Clearwater Beach, upscale shopping, healthcare, and Tampa International and St.

Pete/Clearwater Airports. Seize this chance for luxurious, active living in a vibrant community, SAFELY OUTSIDE OF FLOOD AND EVACUATION ZONES. A 35% down payment is required by OTOW if financing

Description provided by PRISTINE FLORIDA PROPERTIES LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$229,900
Bed / bath2 / 2
Living area1,400 sq ft
Year built1979
Property typeCondominium
MLS #TB8551648
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~80 ft
Windstorm exposureLow
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$2,414/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$164
Estimated monthly payment$1,593
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$229,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of PRISTINE FLORIDA PROPERTIES LLC · Listing agent: Michael Hargett · 727-510-8226Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$201,600the mess$257,600

Actual list price: $229,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1979 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1177 active listings competing, 323 under contract

For reference, this home is listed at $229,900 ($164/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,400 sq ft × $144–$184/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 25, 2026.

Keep looking

Similar homes for sale near ON TOP OF THE WORLD

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in ON TOP OF THE WORLD

  • 2430 Florentine Way #40 · $255,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of SERHANT)
  • 8 Belleview Boulevard #108 · $625,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of REAL BROKER, LLC)
  • 2621 Cove Cay Drive #703 · $199,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of 1 REALTY GROUP LLC)
  • 3109 Queen Street · $745,000 · 4 bd / 2.5 ba · listed September 25, 2026 (courtesy of SMITH & ASSOCIATES REAL ESTATE)
  • 2041 Australia Way #15 · $250,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of ON TOP OF THE WORLD RE)
  • 2426 2nd Avenue · $520,000 · 2 bd / 1.0 ba · listed September 24, 2026 (courtesy of KELLER WILLIAMS GULF BEACHES)

Recently off market in ON TOP OF THE WORLD

Transparency

Price & listing history

Listed for $229,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,414/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~80 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 2285 ISRAELI DRIVE #1?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by PRISTINE FLORIDA PROPERTIES LLC · MLS # TB8551648

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in ON TOP OF THE WORLD

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ON TOP OF THE WORLD neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$229,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$164

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ON TOP OF THE WORLD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,054 – $1,533/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$569 – −$138At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 2285 Israeli Drive #1, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1979 (47 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,400 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,414/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 25, 2026)
Community market statsStellar MLS closed sales, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2285 Israeli Drive #1 and when was it built?

Per the listing record, 2285 Israeli Drive #1 was built in 1979 and has 1,400 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2285 Israeli Drive #1 in?

2285 Israeli Drive #1 is in On Top Of The World in Clearwater, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for On Top Of The World from the same MLS data.

Why might property taxes on 2285 Israeli Drive #1 differ from the current owner's?

The estimate on this page (about $2,414 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2285 Israeli Drive #1 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2285 ISRAELI DRIVE #1 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.