Clearwater
Housing Market
Median sale price $312,500, down 3.2% year over year, with homes going under contract in about 50 days, 415 homes on the market.
Momentum
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 4.5 months of supply — balanced by the 3-to-6-month balanced benchmark, and 22% of listed homes are already under contract. Prices are down 3.2% versus the prior year, but sellers are still collecting 92.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 22% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Clearwater data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Clearwater is hot — and where it isn't
Each dot is a community (270 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Clearwater
The median sale price across Clearwater currently stands at $312,500, down 3.2% from a year ago. Buyers are paying a median of $242 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 92.6% of their original asking price on average.
There are 415 active listings on the market, with 115 more already under contract. At the current sales pace that works out to 4.5 months of supply — roughly balanced conditions by the standard six-month benchmark. 1,358 homes closed here over the trailing 12 months.
Clearwater prices sit below the Pinellas County median by roughly 20%. Zillow's home value index for Pinellas County stands at $370,534. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Clearwater is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.
Clearwater since 2012 — and where it’s heading
A median home here sold for $148,821 in 2012 and $339,874 over the last recorded year — 128% appreciation across 14 years of recorded sales. Cash buyers took 59% of recent sales, down from a 65% peak.
Median sale price · 2012–2026 (19,363 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
Median price · daily recalculation
What’s driving Clearwater
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Clearwater right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Clearwater ← this page | $312K | 415 | 48 | |
| St. Petersburg | $439K | 1,068 | 53 | Open → |
| Palm Harbor | $365K | 238 | 57 | Open → |
| Largo | $342K | 222 | 52 | Open → |
| Clearwater Beach | $742K | 161 | 39 | Open → |
| Seminole | $396K | 161 | 52 | Open → |
Neighborhoods on the move
| WOODVALLEY UNIT 4Clearwater | $368K | ▲ 23% |
| Woodvalley Unit 5Clearwater | $366K | ▲ 20% |
| Coachman RidgeClearwater | $775K | ▲ 19% |
| Douglas Manor EstatesClearwater | $468K | ▲ 17% |
| Morningside Estates Unit 6BClearwater | $508K | ▲ 13% |
| Normandy Park SouthClearwater | $137K | ▼ 30% |
| Harbour Towne CondoClearwater | $109K | ▼ 28% |
| Imperial CoveClearwater | $158K | ▼ 27% |
| Virginia Groves EstatesClearwater | $300K | ▼ 23% |
| Highpoint EstatesClearwater | $282K | ▼ 20% |
| Grand Bellagio At Baywatch Condo TheClearwater | $265K | 15 |
| Hill Crest VillasClearwater | $99K | 14 |
| Grand Venezia At Baywatch CondoClearwater | $233K | 12 |
| Normandy Park SouthClearwater | $137K | 11 |
| Grande On Sand KeyClearwater | $1.28M | 10 |
| WOODMONT PARKClearwater | $395K | 5 days |
| Virginia Groves EstatesClearwater | $300K | 12 days |
| sky crest unit 7Clearwater | $364K | 12 days |
| Douglas Manor EstatesClearwater | $468K | 12 days |
| Clubhouse Estates Of CountrysideClearwater | $638K | 13 days |
Clearwater ZIP codes
Most active communities
More on Clearwater
Put this data to work
The questions people actually ask
Should I buy a house in Clearwater right now?
The data says conditions currently favor neither side decisively in Clearwater — the Momentum Score reads 48/100 with 4.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Clearwater becoming more affordable?
Yes, modestly — the median sale price in Clearwater is $312,500, down 3.2% versus the prior year, while sellers still capture 92.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Clearwater?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Normandy Park South (-30%); Harbour Towne Condo (-28%); Imperial Cove (-27%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Clearwater neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are WOODMONT PARK (5 days); Virginia Groves Estates (12 days); sky crest unit 7 (12 days) — homes there go under contract well ahead of the market-wide pace of 50 days.
How does Clearwater compare to the rest of Pinellas County?
Clearwater's median of $312,500 runs 20% below the county-wide median of $393,000, and homes here take 50 days to go under contract versus 51 county-wide.
Clearwater housing market FAQ
How is the housing market in Clearwater right now?
As of October 6, 2026, the Clearwater housing market is roughly balanced: the median sale price is $312,500 (down 3.2% year over year), 415 homes are for sale against 1,358 sales in the last 12 months, which is 4.5 months of supply, and the typical home goes under contract in about 50 days.
How much is a house in Clearwater?
The median home sold for $312,500 in Clearwater over the last 12 months, about $242 per square foot; asking prices on the 415 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Clearwater?
By the numbers, sellers in Clearwater are getting 92.6% of asking price and going under contract in about 50 days with 4.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Clearwater housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Clearwater median sale prices are down 3.2% year over year, inventory stands at 4.5 months of supply, and 22% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Clearwater?
The median sale price in Clearwater is currently $312,500, down 3.2% from a year ago, based on MLS sales data updated October 6, 2026.
Is Clearwater a buyer's or seller's market right now?
The data currently is roughly balanced. Clearwater scores 48 of 100 on the Momentum Score, with 4.5 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Clearwater?
The typical home in Clearwater goes under contract in about 50 days, per current MLS data.
How many homes are for sale in Clearwater?
There are approximately 415 active listings in Clearwater as of October 6, 2026.
Are home prices in Clearwater rising or falling?
Median sale prices are down 3.2% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Clearwater. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.