3 bedroom Single Family Residence at 2314 Hillside Drive, Mount Dora Pt Rep Pine Crest Unit 02, Mount Dora — photo 1Front elevation
Active Single Family Residence
$445,000
3-Bedroom Home in MOUNT DORA PT REP PINE CREST UNIT 02

2314 Hillside Drive, Mount Dora, FL 32757

Single Family Residence in MOUNT DORA PT REP PINE CREST UNIT 02 · No CDD
MOUNT DORA PT REP PINE CREST UNIT 02 · Mount Dora, FL 32757 · Lake
Listing data updated September 24, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,829Sq Ft
1985Year Built
$243Per Sq Ft
Waterfront2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 24, 2026, 2314 Hillside Drive in Mount Dora Pt Rep Pine Crest Unit 02, Mount Dora is listed at $445,000 (1,829 sq ft, about $243 per sq ft). That is 47% below Mount Dora Pt Rep Pine Crest Unit 02's median closed sale of $833,880 over the last 12 months (66 recorded sales). It came to market within the past week. Listing facts: built in 1985, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 1,829 sq ft of living area
  • 2-car garage
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WINDSOR CAY PH 1

Pricing & the WINDSOR CAY PH 1 market

How this home is priced against recent nearby sales, and where WINDSOR CAY PH 1 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in WINDSOR CAY PH 1

Each dot is a closed sale since 2024 (232 total). This home is the gold marker.

$397k$841k$1.3M1,6243,5345,444This home: $445,000, 1,829 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $243/sq ft.

$239$255$2702024: $24220242025: $25920252026: $2672026

Median sale price by year

12-month median closed price, 2024–2026.

$717k$782k$846k2024: $749k20242025: $729k20252026: $834k2026
Property timeline

This home’s history

  • 1985BuiltPer public record
  • Sep 24, 2026First trackedObserved at $445,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,037/mo
  • Principal & interest $2,357/mo 78%
  • Taxes $389/mo 13%
  • Insurance $241/mo 8%
  • HOA $50/mo 2%

$3,037/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$6,575/yr
≈ $548/mo·effective rate ~1.48%
Estimated from today’s asking price and current Lake County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $7,350/yr ($612/mo)
-$775 more each year
(--11%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$2,626
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$444,276
Market value
$441,650
Assessed
$441,650
Taxable
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Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

68/100
Strongest on: Affordability (100), Price vs area (72)
0 limited50100 exceptional

68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area72
This home $243/sq ft vs the community 12-month median $267/sq ft.
Affordability100
List price $445,000 vs the community median $833,880. Not a measure of personal affordability.
Market liquidity60
Community inventory (12-month record).
Renovation upside67
From a 1985 build and $243/sq ft vs the community median $267/sq ft. Not a condition assessment.
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $243 per square foot, about 9% below the community’s $267 median. WINDSOR CAY PH 1’s 12-month median sold price per square foot is $267. Median sold price per square foot is up 14.3% year over year. Confidence: Very High · 66 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

54% of homes in WINDSOR CAY PH 1 are owner-occupied. An estimated 46% are non-owner-occupied, including 22% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2646 homes matched. Community-level context.

Recent WINDSOR CAY PH 1 sales closed near 100.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 586 active listings in WINDSOR CAY PH 1, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Mount Dora Lakefront! Enjoy beautiful lake views and a peaceful Mount Dora setting from this spacious 3-bedroom, 2-bath home situated on an expansive approximately 0.43-acre lot with no HOA. Attractive stone accents complement the exterior, adding character and distinctive curb appeal, while generous indoor and outdoor living spaces provide plenty of room for comfortable everyday living and entertaining.

The inviting kitchen features a large center island with bar seating, cooktop, built-in double oven and microwave, stainless steel appliances, walk in pantry and abundant workspace that flows seamlessly into the dining area. Beautiful coral facing adds a distinctive touch to the entry foyer and kitchen island. The primary suite offers a private retreat with a walk-in closet and private bath featuring a walk-in shower, while the guest bath features both a whirlpool tub and separate walk-in shower.

Large windows bring in natural light throughout the home, and the expansive screened lanai is fitted with acacia wood, providing the perfect setting to relax, entertain, enjoy the lake views, or gather around the natural-gas fire pit. Numerous improvements provide added peace of mind, including a full roof replacement 2025, 22kW Generac whole-house generator, natural gas service with connections at the generator, lanai, and south patio, Aqua water softener, improved drainage, repaired irrigation, and refreshed landscaping with St. Augustine grass and key lime plantings.

The property also features an oversized two-car garage, circular driveway and plenty of room to expand the home or add a pool. Located just minutes from historic downtown Mount Dora, this property offers a wonderful combination of peaceful lakefront living, generous outdoor space, distinctive curb appeal, and convenient access to the restaurants, shops, parks, festivals, and attractions that make Mount Dora such a special place to call home.

Description provided by DAVE LOWE REALTY, INC. and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$445,000
Bed / bath3 / 2
Living area1,829 sq ft
Year built1985
Property typeSingle Family Residence
Garage2-car
MLS #G5118129
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyLake
Area listings586 active · 189 under contract
Estimated first-year tax~$4,672/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$243
Estimated monthly payment$3,037
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$833,880

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of DAVE LOWE REALTY, INC. · Listing agent: Michele Lowe · 352-383-7104Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$429,815the mess$546,871

Actual list price: $445,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 585 active listings competing, 192 under contract

For reference, this home is listed at $445,000 ($243/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,829 sq ft × $235–$299/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.

Keep looking

Similar homes for sale near MOUNT DORA PT REP PINE CREST UNIT 02

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in MOUNT DORA PT REP PINE CREST UNIT 02

  • 35015 Radio Road · $700,000 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of ERA GRIZZARD REAL ESTATE)
  • 1124 N Grant Avenue · $285,000 · 4 bd / 2.0 ba · listed September 23, 2026 (courtesy of EXP REALTY LLC)
  • 866 Tundra Loop · $444,990 · 4 bd / 3.0 ba · listed September 23, 2026 (courtesy of LENNAR REALTY)
  • 33608 Overton Drive · $465,000 · 4 bd / 2.5 ba · listed September 23, 2026 (courtesy of MARK SPAIN REAL ESTATE)
  • 6757 Roderick Way · $359,990 · 4 bd / 2.0 ba · listed September 23, 2026 (courtesy of RISEWELL HOMES FLORIDA LLC)
  • 6976 Broad Wing Loop · $385,990 · 4 bd / 3.0 ba · listed September 23, 2026 (courtesy of RISEWELL HOMES FLORIDA LLC)
Transparency

Price & listing history

Listed for $445,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,672/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

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Listed by DAVE LOWE REALTY, INC. · MLS # G5118129

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in MOUNT DORA PT REP PINE CREST UNIT 02

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the MOUNT DORA PT REP PINE CREST UNIT 02 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$833,880

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$267

Canonical 12-month median $/sq ft. Reference only.

Go deeper on MOUNT DORA PT REP PINE CREST UNIT 02

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,040 – $2,967/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,054 – −$220At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 2314 Hillside Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,829 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,672/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 24, 2026)
Community market statsStellar MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2314 Hillside Drive and when was it built?

Per the listing record, 2314 Hillside Drive was built in 1985 and has 1,829 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2314 Hillside Drive in?

2314 Hillside Drive is in Mount Dora Pt Rep Pine Crest Unit 02 in Mount Dora, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for Mount Dora Pt Rep Pine Crest Unit 02 from the same MLS data.

Does 2314 Hillside Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 2314 Hillside Drive differ from the current owner's?

The estimate on this page (about $4,672 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2314 Hillside Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2314 HILLSIDE DRIVE in person

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Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.