Windsor Cay Phase 3
Homes for Sale in Clermont, FL
True comps, carrying-cost math, and listings before the portals.

Windsor Cay Phase 3 is new enough, and thin enough on current MLS activity, that pricing here is still being set listing by listing rather than by a deep pool of closed comparables. That puts real weight on how each seller and builder position a given home rather than on a well-established resale pattern.
For a buyer, that means less room to lean on 'the market says' and more need to evaluate each listing on its own construction quality, lot, and finish level. For a seller, it means the asking price is doing more of the work right now, since there is not yet a deep trail of closed sales to anchor expectations.
Who Windsor Cay Phase 3 is best for.
Best for
- Buyers seeking new construction who are comfortable confirming details directly rather than relying on an established resale history
- Buyers prioritizing a Clermont, Lake County location over a fixed amenities checklist
- Buyers with flexibility on timing who can track a still-developing phase as it builds out
Probably not for
- Buyers who require a confirmed, documented amenities package before purchase
- Buyers who want a deep set of closed comparable sales to benchmark price
- Buyers seeking a fully established, built-out community with no remaining construction activity
The market around Windsor Cay Phase 3
Windsor Cay Phase 3 is too small for its own price trend, so here is the market around it.
Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Windsor Cay Phase 3 specifically. Momentum Research analysis of MLS records.
The Windsor Cay Phase 3 buying strategy.
If we were buying in Windsor Cay Phase 3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windsor Cay Phase 3.
A community still being defined
Phase 3 designations typically signal a community still in build-out, and that shows here in the lack of an established amenities package showing up in current listings. That is not unusual for a newer phase, but it means the finished picture of the community is not yet fully documented in the data we can verify.
Buyers should treat any amenity claims made outside official MLS or builder documentation as unconfirmed until verified directly, and should ask specifically what is completed, under construction, or only planned for later phases.
The location and the amenities are priced into every listing in Windsor Cay Phase 3. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a phase this new, the value of an agent is less about reciting a stats sheet and more about digging past it: confirming builder timelines, verifying what amenities actually exist versus what is planned, and reading each listing's pricing against the limited comparables that do exist. That is the work we do before you write an offer.
Windsor Cay Phase 3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Windsor Cay Phase 3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windsor Cay Phase 3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Windsor Cay Phase 3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Windsor Cay Phase 3 home worth?
Get a no-obligation home value based on real comparable sales in Windsor Cay Phase 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Windsor Cay Phase 3 on the map →
Should you buy in Windsor Cay Phase 3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Windsor Cay Phase 3 fits the bigger picture — live prices, inventory, and Momentum Scores:
More Clermont & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
