2420 Coco Palm Circle, Wesley Chapel, FL 33543
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
2420 Coco Palm Circle in The Ridge At Wiregrass Ranch, Wesley Chapel is listed at $1,199,900 (3,186 sq ft, about $377 per sq ft). That is 40% above The Ridge At Wiregrass Ranch's median closed sale of $860,000 over the last 12 months (7 recorded sales). Per square foot it is above the community's recent $253/sq ft by about 49%. It has been listed Apr 28, 2026, longer than the community's typical 43 days to contract. Listing facts: built in 2017, a private pool, HOA dues of $472/mo, a CDD assessment of about $2,090/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- CDD assessment ~$2,090/yr
- Built 2017 · 9 yrs
- 3,186 sq ft of living area
- 3-car garage
- Listed at $1,199,900 — recent neighborhood median sale price ~$860,000 (nearby sales; deemed reliable, not an appraisal)
- listed Apr 28, 2026
- HOA $472/mo (per listing)
About this home
Under contract-accepting backup offers. Welcome to 2420 CocoPalm Circle. A completely reimagined Carlyle by GL Homes, located in the sought-after gated community of The Ridge at Wiregrass Ranch.
With over $300,000 in luxury upgrades, this home has been transformed into a custom, designer-level residence that stands apart from anything else in its class. Situated on an oversized corner lot with nearly 3,200 sqft of living space this model offers 3 bedrooms, a club room (opt. 4th bedroom), 3.5 bathrooms, a 3-car garage & an outdoor oasis with saltwater pool, spa & extended covered lanai.
From the moment you arrive, the home makes a statement. Enter through the private gated courtyard and into a dramatic, gallery-style entry welcomes you in with soaring ceilings, a striking designer chandelier, and a custom wood-framed architectural portal by Hommes Design Cabinetry, setting the tone for the level of detail carried throughout. The interior is elevated by large porcelain tile flooring, creating a clean, seamless foundation that enhances the home’s modern design while complementing the custom and refined finishes throughout.
At the heart of the home, the living space features a custom-designed media wall with integrated cabinetry, wood paneling, and ambient LED lighting, creating a true focal point. Coffered ceilings and expansive sliding glass doors enhance the sense of space while seamlessly connecting to the outdoor living area. The kitchen is designed for both everyday living & entertaining, featuring full-height upgraded cabinetry, quartz countertops, a large center island, gas cooktop, double ovens & a custom hood, all complemented by abundant storage and a clean, timeless design flowing effortlessly into both casual & formal dining spaces.
What truly sets this home apart is the extensive custom cabinetry and millwork by Hommes Design Cabinetry, showcased throughout the entry, living areas, bedrooms, and bathrooms, creating a consistent, high-end feel. The primary suite offers a private retreat with coffered ceilings and a seamless flow into a fully customized, boutique-style walk-in closets, with built-in cabinetry, integrated drawers, display shelving, and LED lighting. The spacious primary bathroom includes a large double vanity, dedicated makeup area & a frameless glass shower.
All bedrooms have been thoughtfully enhanced with custom built-ins, integrated desk spaces, and designer details, making them both functional & visually elevated. Step outside to a true resort-style setting, where an expansive screened lanai surrounds a beautifully designed saltwater pool & spa with illuminated waterfall features. The oversized paver deck offers ample space for entertaining, while the fully equipped outdoor kitchen creates the perfect setting for year-round Florida living.
The layout is ideal, with a private guest wing including a bedroom, full bath and club room with its own courtyard access, perfect for guests, office or multi-generational living, while another en-suite bedroom and laundry room sit on the opposite side. Enjoy a resort-style clubhouse w/a beach-entry pool, waterslide, lap pool, tennis courts, fitness center, indoor sports complex & a full calendar of social events. HOA includes lawn maintenance, landscaping, fertilization, mulching & exterior pest control.
Located just minutes from top-rated Wiregrass schools, I-75, Wiregrass Mall, Tampa Premium Outlets, dining, & more! Ask about our buyer incentives to help with closing costs.
Description provided by LOMBARDO TEAM REAL ESTATE LLC and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $6,646/mo 76%
- Taxes $1,050/mo 12%
- Insurance $391/mo 4%
- HOA $472/mo 5%
- CDD $174/mo 2%
$8,733/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 2420 Coco Palm Circle
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| CDD / special assessments | About $2,090/yr, the figure on file for this community; the listing record does not state its own. |
|---|---|
| HOA dues | $472/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Pasco County is $1,659/yr (8,233 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2017. An original roof is about 9 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the THE RIDGE AT WIREGRASS RANCH market
How this home is priced against recent nearby sales, and where THE RIDGE AT WIREGRASS RANCH has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2017BuiltPer public record
- About Apr 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-04-28" data-fmt="dom">listed Apr 28, 2026</span>)
- Jul 10, 2026First seen on movewithmomentum.comObserved at $1,199,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $860,000 ($253/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.
Actual list price: $1,199,900 ($377/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 45% spread on the same house — here is what a model can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
- The pool — a private pool carries cost and value the model only sees through the comps.
- Carrying costs & concessions — this home carries HOA dues of $472/mo and a CDD assessment of about $2,090/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- This home: listed Apr 28, 2026 on market vs. a 43-day community median
- 1466 active listings competing, 415 under contract
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + tax-roll just value × local sale-to-roll ratio (3 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 23, 2026.
Momentum Property Score
51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 8 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $377 per square foot, about 49% above the community’s $253 median. THE RIDGE AT WIREGRASS RANCH’s 12-month median sold price per square foot is $253. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 2420 COCO PALM CIRCLE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by LOMBARDO TEAM REAL ESTATE LLC · MLS # TB8497377
Request a showing
Similar homes for sale near THE RIDGE AT WIREGRASS RANCH
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in THE RIDGE AT WIREGRASS RANCH
- 15300 Lake Iola Road · $835,000 · 3 bd / 3.5 ba · listed October 23, 2026 (courtesy of BINGHAM REALTY INC)
- 16121 Soft Fern Trace · $410,000 · 4 bd / 2.5 ba · listed October 23, 2026 (courtesy of ORCHARD BROKERAGE, LLC)
- 8112 Golden Bear Loop · $415,000 · 3 bd / 2.0 ba · listed October 23, 2026 (courtesy of FRIENDS REALTY LLC)
- 3543 Wiltshire Drive · $215,000 · 2 bd / 1.5 ba · listed October 22, 2026 (courtesy of IRON VALLEY REAL ESTATE DELTONA LAKES)
- 7313 Mako Drive · $239,990 · 3 bd / 2.0 ba · listed October 21, 2026 (courtesy of REALTY ONE GROUP MVP)
- 8112 Ambersweet Place · $320,000 · 2 bd / 2.0 ba · listed October 21, 2026 (courtesy of EXCEPTIONAL REAL ESTATE)
Recently off market in THE RIDGE AT WIREGRASS RANCH
- 30852 Spruceberry Court · last listed $699,900 · 2026-09-26
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on THE RIDGE AT WIREGRASS RANCH
Go deeper on THE RIDGE AT WIREGRASS RANCH
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 2420 Coco Palm Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2017: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $472/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- A CDD assessment of about $2,090/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,186 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $12,599/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 23, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of October 23, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2420 Coco Palm Circle and when was it built?
Per the listing record, 2420 Coco Palm Circle was built in 2017 and has 3,186 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2420 Coco Palm Circle in?
2420 Coco Palm Circle is in The Ridge At Wiregrass Ranch in Wesley Chapel, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 2420 Coco Palm Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $472 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,090 per year; confirm the exact figure with the county.
Why might property taxes on 2420 Coco Palm Circle differ from the current owner's?
The estimate on this page (about $12,599 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 2420 Coco Palm Circle?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 2420 Coco Palm Circle in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 2420 COCO PALM CIRCLE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.