546 days on market (MLS) Townhouse
$157,000
2-Bedroom Townhome in REGENCY KEY TWNHMS

2432 Lake Woodberry Circle, Brandon, FL 33510

Townhouse in REGENCY KEY TWNHMS, BRANDON · No CDD on record
REGENCY KEY TWNHMS · Brandon, FL 33510 · Hillsborough County
Listing data updated October 3, 2026 · refreshed hourly
2Bedrooms
1.5Bathrooms
1,110Sq Ft
2002Year Built
$141Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% below
$/sq ft vs community
$141 here vs $151 median sold (12 mo)
Buyer leverage
Strong seller market
546 days on market
1.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~57 ft elevation
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $157k is at or below all 12 recent closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 2432 Lake Woodberry Circle in Regency Key Twnhms, Brandon is listed at $157,000 (1,110 sq ft, about $141 per sq ft). That sits within a few percent of Regency Key Twnhms's median closed sale of $167,500 over the last 12 months (1 recorded sales). It has been 546 days on market. Listing facts: built in 2002, HOA dues of $529/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2002 · 24 yrs
  • 1,110 sq ft of living area
  • Listed at $157,000 — recent neighborhood median sale price ~$167,500 (nearby sales; deemed reliable, not an appraisal)
  • 546 days on market
  • HOA $529/mo (per listing)
Listing description

About this home

Virtually Staged. Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, featuring a 2021 manufactured A/C, installed in May 2025 and a BRAND-NEW water heater installed in July 2026, providing added value and peace of mind.

Enjoy added privacy and natural views - this home backs up to a peaceful conservation lot, offering serene backdrop with no rear neighbors. Step inside to a bright, freshly painted interior featuring resurfaced cabinets and soft new carpet, creating a fresh, warm, and inviting atmosphere. The welcoming living room showcases neutral tones, wood laminate flooring, a ceiling fan with a light kit, and a large picture window that fills the space with beautiful natural light.

The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher.

From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests.

The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet.

The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

All 33 photos

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Description provided by KELLER WILLIAMS SOUTH TAMPA and reproduced from the MLS; not independently verified.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Listing agent: Jodi Avery · 813-875-3700Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$157,000
Bed / bath2 / 1.5
Living area1,110 sq ft
Year built2002
Property typeTownhouse
MLS #TB8331935
Listing status546 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~57 ft
CountyHillsborough
Area listings2 active · 1 under contract
Estimated first-year tax~$1,675/yr
CDD assessmentNone on record
HOA$529/mo

Calculated estimates

Price per sq ft$141
Estimated monthly payment$1,596
Insurance (illustrative)$500–$1k/yr
Messtimate range$163,170 – $186,480
Comparable-sales median$167,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,596/mo
  • Principal & interest $859/mo 54%
  • Taxes $140/mo 9%
  • Insurance $68/mo 4%
  • HOA $529/mo 33%

$1,596/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$1,675/yr
≈ $140/mo·effective rate ~1.07%
Estimate: asking price less the $50,000 homestead exemption × Hillsborough County rate (15.73 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
Current owner’s estimated bill $2,250/yr ($188/mo) — taxable value $143,522 × 15.73 mills
$575 less each year
(−26%)

The current taxable value ($143,522) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$7,835
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$151,357
Market value
$143,522
Assessed
$143,522
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Hillsborough County Property Appraiser 2025 final millage; HCPS millage referendum (1.0 mill, effective July 2025). County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$529/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~57 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · REGENCY KEY TOWNHOMES

Pricing & the REGENCY KEY TOWNHOMES market

How this home is priced against recent nearby sales, and where REGENCY KEY TOWNHOMES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $141/sq ft$1412460 LAKE WOODBERRY CIRC…2460 LAKE WOODBERRY CIRCLE: $147/sq ft$1472460 LAKE WOODBERRY CIRC…2460 LAKE WOODBERRY CIRCLE: $147/sq ft$1472439 LAKE WOODBERRY CIRC…2439 LAKE WOODBERRY CIRCLE: $151/sq ft$1512439 LAKE WOODBERRY CIRC…2439 LAKE WOODBERRY CIRCLE: $151/sq ft$1512417 LAKE WOODBERRY CIRC…2417 LAKE WOODBERRY CIRCLE: $168/sq ft$1682417 LAKE WOODBERRY CIRC…2417 LAKE WOODBERRY CIRCLE: $168/sq ft$168Community median $151
Property timeline

This home’s history

  • 2002BuiltPer public record
  • About Apr 2025Listed (per MLS)MLS reports 546 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $157,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $157,000Momentum Realty · on market 546 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in REGENCY KEY TWNHMS in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $167,500 ($151/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$163,170the mess$186,480

Stronger local evidence — 6 comparable closed sales in REGENCY KEY TWNHMS, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $157,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 14% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $529/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing, 1 under contract
  • ≈1.8 months of supply
  • 12 closed here in the last 12 months

For reference, this home is listed at $157,000 ($141/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,110 sq ft × $147–$168/sq ft (interquartile band of 6 comparable closed sales in REGENCY KEY TWNHMS, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

71/100
Strongest on: Flood safety (95), Insurance cost (70)
0 limited50100 exceptional

71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area67
This home $141/sq ft vs the community 12-month median $151/sq ft.
Affordability60
List price $157,000 vs the community median $167,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~57 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2002 build. Obtain a property-specific quote.
Market liquidity69
Community inventory, ~1.8 months of supply (12-month record).
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 1.8 months of supply in the surrounding market and 546 days on market for this home, against a 546-day area median.Days on market:this home 546Area median:  546 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of August 2, 2026.

🟡 Asking $141 per square foot, about 7% below the community’s $151 median. REGENCY KEY TOWNHOMES’s 12-month median sold price per square foot is $151. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in REGENCY KEY TOWNHOMES, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by KELLER WILLIAMS SOUTH TAMPA · MLS # TB8331935

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Keep looking

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Go deeper

More on REGENCY KEY TWNHMS

Go deeper on REGENCY KEY TWNHMS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Schmidt-HBAssigned elementary school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
McLane-HBAssigned middle school · Hillsborough County School District
GRADEC
Brandon-HBAssigned high school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2432 Lake Woodberry Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2002 (24 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $529/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,110 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,675/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $575 less per year than the current owner’s estimated bill (−26%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in REGENCY KEY TWNHMS, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2432 Lake Woodberry Circle and when was it built?

Per the listing record, 2432 Lake Woodberry Circle was built in 2002 and has 1,110 sq ft of living area, 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2432 Lake Woodberry Circle in?

2432 Lake Woodberry Circle is in Regency Key Twnhms in Brandon, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 2432 Lake Woodberry Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $529 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 2432 Lake Woodberry Circle differ from the current owner's?

The estimate on this page (about $1,675 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $575 less per year than the current owner’s estimated bill (−26%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2432 Lake Woodberry Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.