3 bedroom Single Family Residence at 2452 W Arbutus Drive, Citrus Spgs Unit 21, Citrus Springs — photo 1Front elevation
Active Single Family Residence
$315,000
3-Bedroom Home in CITRUS SPGS UNIT 21

2452 W Arbutus Drive, Citrus Springs, FL 34433

Single Family Residence in CITRUS SPGS UNIT 21, CITRUS SPRINGS · No CDD on record
CITRUS SPGS UNIT 21 · Citrus Springs, FL 34433 · Citrus County
Listing data updated September 30, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
2,055Sq Ft
2007Year Built
$153Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% below
$/sq ft vs community
$153 here vs $169 median sold (12 mo)
Buyer leverage
Strong buyer advantage
1626.0-month supply
1626.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 2452 W Arbutus Drive in Citrus Spgs Unit 21, Citrus Springs is listed at $315,000 (2,055 sq ft, about $153 per sq ft). That is 19% above Citrus Spgs Unit 21's median closed sale of $265,000 over the last 12 months (455 recorded sales). It came to market within the past week. Listing facts: built in 2007, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2007 · 19 yrs
  • 2,055 sq ft of living area
  • 2-car garage
  • Active listing
  • No HOA reported by the listing (confirm)
Momentum Research · CITRUS SPGS UNIT 20

Pricing & the CITRUS SPGS UNIT 20 market

How this home is priced against recent nearby sales, and where CITRUS SPGS UNIT 20 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $153/sq ft$1535566 W CISCO STREET5566 W CISCO STREET: $175/sq ft$175Community median $169

Price vs. size in CITRUS SPGS UNIT 20

Each dot is a closed sale since 2012 (1361 total). This home is the gold marker.

$3k$385k$767k4542,3784,302This home: $315,000, 2,055 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2017–2026. This home lists at $153/sq ft.

$62$126$1892017: $7420172018: $7920182019: $9120192020: $11520202021: $14420212022: $15720222023: $16720232024: $17320242025: $17720252026: $1692026

Median sale price by year

12-month median closed price, 2017–2026.

$111k$204k$298k2017: $129k20172018: $160k20182019: $174k20192020: $151k20202021: $213k20212022: $250k20222023: $275k20232024: $271k20242025: $280k20252026: $265k2026

Market Heat by year (0–100)

Momentum Market Heat, 2018–2026. Now 22 (cold).

1553912018: 3320182019: 3520192020: 5320202021: 8420212022: 7820222023: 6720232024: 4320242025: 3820252026: 222026
Property timeline

This home’s history

  • 2007BuiltPer public record
  • Sep 30, 2026First seen on movewithmomentum.comObserved at $315,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,137/mo
  • Principal & interest $1,682/mo 79%
  • Taxes $331/mo 15%
  • Insurance $125/mo 6%

$2,137/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$3,975/yr
≈ $331/mo·effective rate ~1.26%
Estimate: asking price less the $50,000 homestead exemption × Citrus County rate (14.96 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,200/yr ($100/mo) — taxable value $79,643 × 14.96 mills
$2,775 more each year
(+231%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$180,562
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$260,205
Market value
$135,365
Assessed
$79,643
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Citrus County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Market timing (78), Price vs area (74)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area74
This home $153/sq ft vs the community 12-month median $169/sq ft.
Affordability19
List price $315,000 vs the community median $265,000. Not a measure of personal affordability.
Market liquidity50
Community median 63 days on market (12-month record).
Pricing power58
Recent sales closed at about 96.4% of original asking (~3.6% below). More room below asking generally favors buyers.
Market timing78
Momentum Market Heat is 22/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $153 per square foot, about 9% below the community’s $169 median. CITRUS SPGS UNIT 20’s 12-month median sold price per square foot is $169. Median sold price per square foot is down 5.2% year over year. Confidence: Very High · 455 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent CITRUS SPGS UNIT 20 sales closed near 96.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 795 active listings in CITRUS SPGS UNIT 20, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

NO HOA! Move-in ready 3-bedroom, 2-bath concrete block home in Citrus Springs (Dunnellon, FL, Citrus County) with a 2023 roof, a home office, and wooded views from the screened lanai. Built in 2007, this home offers 2,055 square feet of living space on a quarter-acre lot.

Nine-foot ceilings, recessed lighting, and wood blinds carry throughout the open, split bedroom floor plan. The living room opens to the lanai through accordion sliding doors for easy indoor-outdoor living. The kitchen has wood cabinetry, stainless steel appliances, Corian countertops, and a pantry, and it's joined by both a formal dining room and a casual breakfast nook.

The private home office behind double doors has a feature wall, ideal for working from home. Newer carpet, installed about two years ago over premium padding, adds comfort underfoot. The primary suite has a tray ceiling, a ceiling fan, room for a king-size bed, and a sliding glass door to the lanai.

Its en-suite bath offers a walk-in shower, a jetted tub, a walk-in closet, and two linen closets. The two secondary bedrooms and their shared bath sit on the opposite side of the home, with their own door out to the lanai. Relax on the screened lanai overlooking the private wooded area behind the home.

The 2023 roof includes gutters. The laundry room includes a front-loading washer and dryer plus cabinets for extra storage. Additional features include an irrigation system, an attached 2-car garage, city water, and septic.

Citrus Springs is a deed-restricted community with no HOA fees. It offers a public golf course, a community center, a library, lighted tennis courts, parks, and direct access to the 46-mile Withlacoochee State Trail for biking and walking. Historic Dunnellon is just minutes away, with its shops, dining, and the crystal-clear Rainbow River, loved for kayaking, tubing, and snorkeling.

Rainbow Springs State Park features a year-round swimming area, waterfalls, and nature trails. Ocala, Crystal River, and the Gulf Coast are an easy drive away. Schedule your private showing of this Citrus Springs home today!

Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$315,000
Bed / bath3 / 2
Living area2,055 sq ft
Year built2007
Property typeSingle Family Residence
Garage2-car
MLS #G5118214
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyCitrus
Area listings795 active · 220 under contract
Estimated first-year tax~$3,975/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$153
Estimated monthly payment$2,137
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$265,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COMPASS FLORIDA LLC · Listing agent: Yvette Toledo-Baste, ABR · 407-203-9441Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Citrus County in the last 18 months. Only 1 qualifies for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,055 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.

Keep looking

Similar homes for sale near CITRUS SPGS UNIT 21

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in CITRUS SPGS UNIT 21

  • 6612 W Grant Street · $225,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of KW REALTY ELITE PARTNERS)
  • 2118 W Hampshire Boulevard · $279,900 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of EXP REALTY LLC)
  • 2247 N Pilot Point · $1,995,000 · 3 bd / 2.5 ba · listed September 30, 2026 (courtesy of RIVERS 2 RANCHES REAL ESTATE)
  • 1099 S Brookfield Drive · $315,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of WAVE ELITE REALTY LLC)
  • 1110 Heron Point Drive · $294,250 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of ADAMS HOMES REALTY INC)
  • 3684 W Fountain Lane · $285,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of DALTON WADE INC)

Recently off market in CITRUS SPGS UNIT 21

Transparency

Price & listing history

Listed for $315,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Citrus County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Seen enough photos?

Want to see 2452 W ARBUTUS DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COMPASS FLORIDA LLC · MLS # G5118214

Request a showing

or call (904) 351-6461
Go deeper

More on Citrus County

Explore Citrus County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Citrus County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Citrus County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Only 1 closed sale within about 10 miles in Citrus County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Before you decide

Buyer research checklist

Items worth confirming for 2452 W Arbutus Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Citrus County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,055 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,975/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,775 more per year than the current owner’s estimated bill (+231%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Citrus County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2452 W Arbutus Drive and when was it built?

Per the listing record, 2452 W Arbutus Drive was built in 2007 and has 2,055 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2452 W Arbutus Drive in?

2452 W Arbutus Drive is in Citrus Spgs Unit 21 in Citrus Springs, Citrus County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 2452 W Arbutus Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 2452 W Arbutus Drive differ from the current owner's?

The estimate on this page (about $3,975 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,775 more per year than the current owner’s estimated bill (+231%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2452 W Arbutus Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2452 W ARBUTUS DRIVE in person

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Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.