162 days on market (MLS) Single Family Residence
$404,990
4-Bedroom Home in HODGES RESERVE PH 1

24553 Hodges Reserve Avenue, Howey In The Hills, FL 34737

Single Family Residence in HODGES RESERVE PH 1, HOWEY IN THE HILLS · Built 2026
HODGES RESERVE PH 1 · Howey In The Hills, FL 34737 · Lake County
Listing data updated October 17, 2026 at 7:14 AM ET · checked against the MLS hourly
4Bedrooms
3.5Bathrooms
2,560Sq Ft
2026Year Built
$158Per Sq Ft
2-car garageNew constructionFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
41% below
$/sq ft vs community
$158 here vs $267 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~116 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $405k tops 10 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 17, 2026, 24553 Hodges Reserve Avenue in Hodges Reserve Ph 1, Howey In The Hills is listed at $404,990 (2,560 sq ft, about $158 per sq ft). That is 51% below Hodges Reserve Ph 1's median closed sale of $833,880 over the last 12 months (66 recorded sales). Per square foot it is below the community's recent $267/sq ft by about 41%. It has been 162 days on market. Listing facts: new construction, HOA dues of $82/mo, a CDD assessment of about $1,680/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$1,680/yr
  • New construction — built 2026
  • 2,560 sq ft of living area
  • 2-car garage
  • Listed at $404,990 — recent neighborhood median sale price ~$833,880 (nearby sales; deemed reliable, not an appraisal)
  • 162 days on market
  • HOA $82/mo (per listing)
Listing description

About this home

Ready for you to call home, this Finn plan at Hodges Reserve brings together space, style, and flexibility with 4 bedrooms and 3.5 bathrooms. An inviting open-concept layout creates room for everyday moments and memorable gatherings, while a private first-floor guest suite with a walk-in closet and ensuite bath offers a comfortable retreat for visitors or multigenerational living. At the heart of the home, the kitchen features beautiful cabinetry, quartz countertops, an oversized pantry closet, and stainless steel appliances, complemented by tile flooring throughout the main living areas on the first floor.

Upstairs, the spacious primary suite offers a peaceful escape with a generous walk-in closet and an ensuite bath featuring dual sinks, an adult-height vanity, quartz countertops, and a walk-in shower with a wall tile surround. A second family room upstairs provides space for movie nights, a play area, or simply unwinding together. Enjoy the community’s installed playground and look forward to planned amenities including a pool, cabana, scenic dock, and walking trails.

Nearby, explore the Leesburg Chain of Lakes and Venetian Gardens Park, spend a day at one of two championship golf courses, or discover the shopping and dining of Downtown Leesburg. Your next chapter starts here!

Description provided by RISEWELL HOMES FLORIDA LLC and reproduced from the MLS; not independently verified.

Listing courtesy of RISEWELL HOMES FLORIDA LLC · Listing agent: Stephen Wood · 888-827-4421Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$404,990
Bed / bath4 / 3.5
Living area2,560 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #O6405832
Listing status162 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~116 ft
CountyLake
Area listings586 active · 189 under contract
Estimated first-year tax~$4,252/yr
CDD assessment~$1,680/yr
HOA$82/mo

Calculated estimates

Price per sq ft$158
Estimated monthly payment$2,926
Insurance (illustrative)$1k–$2k/yr
Messtimate range$335,360 – $419,840
Comparable-sales median$833,880

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,926/mo
  • Principal & interest $2,243/mo 77%
  • Taxes $354/mo 12%
  • Insurance $106/mo 4%
  • HOA $82/mo 3%
  • CDD $140/mo 5%

$2,926/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 24553 Hodges Reserve Avenue

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

CDD / special assessmentsThis listing reports $1,680/yr in CDD or special-district assessments on the tax bill (MLS, TaxOtherAnnualAssessmentAmount).
HOA dues$82/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,252/yr

Estimate: a typical Lake effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$1,680/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$82/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~116 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Lake County

Pricing & the Lake County market

How this home is priced against recent nearby sales, and where Lake County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales6441 WILANDER STREET6441 WILANDER STREET: $126/sq ft$1264830 SUMMERBRIDGE CIRCLE4830 SUMMERBRIDGE CIRCLE: $131/sq ft$1314849 SABLE RIDGE COURT4849 SABLE RIDGE COURT: $141/sq ft$1415712 BRISTLELEAF COURT5712 BRISTLELEAF COURT: $146/sq ft$146This homeThis home: $158/sq ft$1584839 SABLE RIDGE COURT4839 SABLE RIDGE COURT: $164/sq ft$1644534 NOTTOWAY DRIVE4534 NOTTOWAY DRIVE: $165/sq ft$165Community median $267

Price vs. size in Lake County

Each dot is a closed sale since 2024 (232 total). This home is the gold marker.

$355k$821k$1.3M2,0843,7515,418This home: $404,990, 2,560 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $158/sq ft.

$239$255$2702024: $24220242025: $25920252026: $2672026

Median sale price by year

12-month median closed price, 2024–2026.

$717k$782k$846k2024: $749k20242025: $729k20252026: $834k2026
Property timeline

This home’s history

  • 2026BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 162 cumulative days on market as of October 17, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $394,990
  • Aug 7, 2026Price increase$404,990 (+$10,000, +2.5%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $404,990Momentum Realty · on market 162 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $833,880 ($267/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$358,400the mess$449,200

Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.

Actual list price: $404,990 ($158/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 25% spread on the same house — here is what a model can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in the model.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $82/mo and a CDD assessment of about $1,680/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 788 active listings competing, 272 under contract
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.

Momentum Scores

Momentum Property Score

79/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional

79/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $158/sq ft vs the community 12-month median $267/sq ft.
Affordability100
List price $404,990 vs the community median $833,880. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~116 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity60
Community inventory (12-month record).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $158 per square foot, about 41% below the community’s $267 median. Lake County’s 12-month median sold price per square foot is $267. Median sold price per square foot is up 14.3% year over year. Confidence: Very High · 66 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

54% of homes in Lake County are owner-occupied. An estimated 46% are non-owner-occupied, including 22% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2646 homes matched. Community-level context.

Recent Lake County sales closed near 100.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 586 active listings in Lake County.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RISEWELL HOMES FLORIDA LLC · MLS # O6405832

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Go deeper

More on HODGES RESERVE PH 1

Go deeper on HODGES RESERVE PH 1

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Leesburg ElementaryAssigned elementary school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEC
Oak Park MiddleAssigned middle school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEC
Leesburg HighAssigned high school · Lake County School District · Grade C (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 24553 Hodges Reserve Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $82/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • A CDD assessment of about $1,680/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,560 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,252/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 24553 Hodges Reserve Avenue and when was it built?

Per the listing record, 24553 Hodges Reserve Avenue was built in 2026 and has 2,560 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 24553 Hodges Reserve Avenue in?

24553 Hodges Reserve Avenue is in Hodges Reserve Ph 1 in Howey In The Hills, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 24553 Hodges Reserve Avenue have an HOA, and how much are the dues?

The listing reports HOA dues of $82 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,680 per year; confirm the exact figure with the county.

Why might property taxes on 24553 Hodges Reserve Avenue differ from the current owner's?

The estimate on this page (about $4,252 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 24553 Hodges Reserve Avenue?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 24553 Hodges Reserve Avenue in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.