3 bedroom Single Family Residence at 248 LONGHIRST LOOP, FENWICK COVE, OCOEE — photo 1Front elevation
New — 1 days on market Single Family Residence
$524,999
3-Bedroom Home in FENWICK COVE

248 LONGHIRST LOOP, OCOEE, FL 34761

Single Family Residence in FENWICK COVE, OCOEE · No CDD
FENWICK COVE · OCOEE, FL 34761 · Orange
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,078Sq Ft
1998Year Built
$253Per Sq Ft
3-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
83% above
$/sq ft vs community
$253 here vs $138 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 248 Longhirst Loop in Fenwick Cove, Ocoee is listed at $524,999 (2,078 sq ft, about $253 per sq ft). That is 184% above Fenwick Cove's median closed sale of $185,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $138/sq ft by about 83%. It came to market within the past week. Listing facts: built in 1998, HOA dues of $252/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • 2,078 sq ft of living area
  • 3-car garage
  • New to market
  • HOA $252/mo (per listing)
Property timeline

This home’s history

  • 1998BuiltPer public record
  • Sep 3, 2026First trackedObserved at $524,999
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,665/mo
  • Principal & interest $2,713/mo 74%
  • Taxes $459/mo 13%
  • Insurance $241/mo 7%
  • HOA $252/mo 7%

$3,665/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$7,925/yr
$660/mo·effective rate ~1.51%
Estimated from today’s asking price and current Orange County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $7,300/yr ($608/mo)
+$625 more each year
(+9%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$437,150
Market value
$437,150
Assessed
$437,150
Taxable
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Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

25/100
Strongest on: Pricing power (100), Renovation upside (32)
0 limited50100 exceptional

25/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $253/sq ft vs the community 12-month median $138/sq ft.
Affordability0
List price $524,999 vs the community median $185,000. Not a measure of personal affordability.
Market liquidity20
Community median 134 days on market (12-month record).
Renovation upside32
From a 1998 build and $253/sq ft vs the community median $138/sq ft. Not a condition assessment.
Buyer competition0
100% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power100
Recent sales closed at about 72.0% of original asking (~28.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $253 per square foot, about 83% above the community’s $138 median. GROVE RESORT AND SPA HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $138. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

60% of homes in GROVE RESORT AND SPA HOTEL CONDOMINIUM are owner-occupied. An estimated 40% are non-owner-occupied, including 12% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2159 homes matched. Community-level context.

Recent GROVE RESORT AND SPA HOTEL CONDOMINIUM sales closed near 72.0% of original asking. Cash paid for about 100% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2025 active listings in GROVE RESORT AND SPA HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

GORGEOUSLY UPDATED • PRIME OCOEE/WINDERMERE-AREA LOCATION • 3-CAR GARAGE • NEW ROOF 2025 Welcome home to this gorgeous, exceptionally well-maintained and beautifully updated residence located in the highly desirable Wesmere community, just minutes from Windermere! Situated on a beautiful, quiet cul-de-sac street with mature trees, low traffic and incredible privacy, this home offers the perfect combination of style, space and location. With 3 bedrooms, 2.5 bathrooms, a 3-car garage and a spacious fenced and gated backyard, this is a home you truly need to see in person.

From the moment you enter, you are greeted by an impressive two-story foyer and a stunningly updated staircase that sets the tone for the beautiful finishes throughout. The open-concept floor plan offers an abundance of natural light and spacious living areas, including a dramatic two-story family room with fireplace that creates an incredible sense of openness and volume. The oversized kitchen is a true highlight, offering updated cabinetry, generous counter space and plenty of room to gather.

The adjacent breakfast area features french doors that open directly to the expansive backyard and covered patio, making indoor/outdoor living and entertaining effortless. The primary suite is conveniently located on the main floor and offers plenty of space, a walk-in closet and a beautifully appointed primary bathroom featuring dual sinks, a large soaking tub and a separate spacious shower. Upstairs, you'll find a large and comfortable bonus area, perfect for a second living space, playroom, office or media area, along with two generously sized bedrooms and a well-appointed full bathroom.

Step outside and enjoy your own private oasis! The fully fenced and gated backyard is oversized, beautifully landscaped and surrounded by mature trees, creating a peaceful and private setting. The covered patio provides the perfect spot to relax, entertain or enjoy the Florida weather.

This home has been lovingly maintained and offers numerous important updates, including a NEW ROOF (2025), A/C (2023), WATER HEATER (2019) and INTERIOR/EXTERIOR PAINT (2025). Wesmere is a desirable gated community known for its beautiful, well-maintained surroundings and wide streets, and offers residents fantastic amenities including a resort-style pool, tot lot, tennis courts and pickleball courts. And with Windermere practically at your doorstep, you'll enjoy convenient access to shopping, dining, top-rated schools and everything the Windermere area has to offer.

Beautiful home. Incredible privacy. Fantastic updates.

Unbeatable location. Come see why this one is special!

Description provided by TERZA REAL ESTATE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$524,999
Bed / bath3 / 2.5
Living area2,078 sq ft
Year built1998
Property typeSingle Family Residence
Garage3-car
MLS #G5117287
Listing statusNew — 1 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~128 ft
Windstorm exposureLow
CountyOrange
Area listings2025 active · 600 under contract
Estimated first-year tax~$5,512/yr
CDD assessmentNone on record
HOA (per listing)$252/mo

Calculated estimates

Price per sq ft$253
Estimated monthly payment$3,665
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$185,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of TERZA REAL ESTATE · Listing agent: Shelley Emery · 352-559-3336Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$251,438the mess$322,090

Actual list price: $524,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1998 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $252/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 134-day community median
  • 2221 active listings competing, 570 under contract

For reference, this home is listed at $524,999 ($253/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,078 sq ft × $121–$155/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near FENWICK COVE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $524,999Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,512/yr

A rough first-year estimate only, applying a typical Orange rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$252/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~128 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 248 LONGHIRST LOOP?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by TERZA REAL ESTATE · MLS # G5117287

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in FENWICK COVE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the FENWICK COVE neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$185,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$138

Canonical 12-month median $/sq ft. Reference only.

Go deeper on FENWICK COVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Westbrooke ElementaryAssigned elementary school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEA
SunRidge MiddleAssigned middle school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEA
West Orange HighAssigned high school · Orange County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,406 – $3,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.9%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,330 – −$345At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 248 Longhirst Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $252/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,078 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,512/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 248 Longhirst Loop and when was it built?

Per the listing record, 248 Longhirst Loop was built in 1998 and has 2,078 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 248 Longhirst Loop in?

248 Longhirst Loop is in Fenwick Cove in Ocoee, Orange County. The community section on this page shows recent closed sales, days on market, and active inventory for Fenwick Cove from the same MLS data.

Does 248 Longhirst Loop have an HOA, and how much are the dues?

The listing reports HOA dues of $252 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 248 Longhirst Loop differ from the current owner's?

The estimate on this page (about $5,512 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 248 Longhirst Loop in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 248 LONGHIRST LOOP in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.