3 bedroom Single Family Residence at 2513 MUSSELWHITE AVENUE, HILLCREST HEIGHTS 2ND ADD, ORLANDO — photo 1Front elevation
3 bedroom Single Family Residence at 2513 MUSSELWHITE AVENUE, HILLCREST HEIGHTS 2ND ADD, ORLANDO — photo 2Living space
3 bedroom Single Family Residence at 2513 MUSSELWHITE AVENUE, HILLCREST HEIGHTS 2ND ADD, ORLANDO — photo 3Kitchen
3 bedroom Single Family Residence at 2513 MUSSELWHITE AVENUE, HILLCREST HEIGHTS 2ND ADD, ORLANDO — photo 4Owner's suite
3 bedroom Single Family Residence at 2513 MUSSELWHITE AVENUE, HILLCREST HEIGHTS 2ND ADD, ORLANDO — photo 5Exterior / yardView all 6 photos →
135 days on market Single Family Residence ▼ Price cut: $6,000 (8/22)
$559,000
3-Bedroom Home in HILLCREST HEIGHTS 2ND ADD

2513 MUSSELWHITE AVENUE, ORLANDO, FL 32804

Single Family Residence in HILLCREST HEIGHTS 2ND ADD, ORLANDO · No CDD
HILLCREST HEIGHTS 2ND ADD · ORLANDO, FL 32804 · Orange
Listing data updated August 23, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,716Sq Ft
1959Year Built
$326Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% below
$/sq ft vs community
$326 here vs $370 median sold (12 mo)
Buyer leverage
Strong buyer advantage
135 days on market
7.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~104 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 5
Price vs recent sales
Asking $559k tops 2 of the last 5 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1959 · 67 yrs
  • 1,716 sq ft of living area
  • Listed at $559,000 — recent neighborhood median sale price ~$965,000 (nearby sales; deemed reliable, not an appraisal)
  • 135 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · HILLCREST HEIGHTS 2ND ADD

Pricing & the HILLCREST HEIGHTS 2ND ADD market

How this home is priced against recent nearby sales, and where HILLCREST HEIGHTS 2ND ADD has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2214 DEPAUW AVENUE2214 DEPAUW AVENUE: $243/sq ft$2432418 FORMOSA AVENUE2418 FORMOSA AVENUE: $263/sq ft$263This homeThis home: $326/sq ft$3262400 FORMOSA AVENUE2400 FORMOSA AVENUE: $343/sq ft$343Community median $370

Price vs. size in HILLCREST HEIGHTS 2ND ADD

Each dot is a closed sale since 2014 (38 total). This home is the gold marker.

$0$774k$1.5M5822,0563,530This home: $559,000, 1,716 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $326/sq ft.

$147$284$4202015: $17320152016: $20720162017: $20720172022: $37820222024: $39420242025: $34820252026: $3702026

Median sale price by year

12-month median closed price, 2015–2026.

$153k$602k$1.1M2015: $245k20152016: $280k20162017: $240k20172022: $340k20222024: $392k20242025: $468k20252026: $965k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 36 (cold).

3052752015: 6320152016: 4720162017: 4520172022: 7120222024: 6720242025: 3420252026: 362026
Property timeline

This home’s history

  • 1959BuiltPer public record
  • Jul 10, 2026First trackedObserved at $575,000
  • Aug 4, 2026Price cut$565,000
  • Aug 22, 2026Price cut$559,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,719/mo
  • Principal & interest $2,877/mo 77%
  • Taxes $489/mo 13%
  • Insurance $303/mo 8%
  • HOA $50/mo 1%

$3,719/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$8,475/yr
$706/mo·effective rate ~1.52%
Estimated from today’s asking price and current Orange County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $5,125/yr ($427/mo)
+$3,350 more each year
(+65%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$357,870
Market value
$357,870
Assessed
$307,148
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

72/100
Strongest on: Affordability (100), Flood safety (95)
0 limited50100 exceptional

72/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area80
This home $326/sq ft vs the community 12-month median $370/sq ft.
Affordability100
List price $559,000 vs the community median $965,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~104 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1959 build. Obtain a property-specific quote.
Market liquidity43
Community median 34 days on market, ~7.2 months of supply (12-month record).
Renovation upside90
From a 1959 build and $326/sq ft vs the community median $370/sq ft. Not a condition assessment.
Buyer competition60
40% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.
Market timing64
Momentum Market Heat is 36/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 7.2 months of supply in the surrounding market and 135 days on market for this home, against a 34-day area median.Days on market:this home 135Area median:  34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of August 2, 2026.

🟡 Asking $326 per square foot, about 12% below the community’s $370 median. HILLCREST HEIGHTS 2ND ADD’s 12-month median sold price per square foot is $370. Median sold price per square foot is up 106.0% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

55% of homes in HILLCREST HEIGHTS 2ND ADD are owner-occupied. An estimated 45% are non-owner-occupied, including 17% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 506 homes matched. Community-level context.

Recent HILLCREST HEIGHTS 2ND ADD sales closed near 95.0% of original asking. Cash paid for about 40% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in HILLCREST HEIGHTS 2ND ADD, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Updated 2 bedroom 1 bath PLUS a 1 bedroom 1 bath guest apartment now available in the College Park area of Orlando. This home has been replumbed, AC 2018 and roof 2018. Can be a 3 bedroom 2 bath or income producing with a 2 bedroom 1 bath plus a one bedroom one bath with separate entry.

This home has a large 2 bedroom 1 bath with two living areas and a 1 bedroom 1 bath with private entrance. Both the main home and the guest apartment have been beautifully updated with newer kitchens and bathrooms. This home is NOT a flip as the owner has lived here for many years and it shows from the quality of work and way the home was maintained.

The main home features a newer kitchen with granite counter tops, beautiful white cabinets and stainless steel appliances. The kitchen has been opened up to the dining room and living room areas. The bathroom was tastefully updated several years ago and features a tub/shower combo.

The flooring in the original main home is terrazzo and in terrific condition! There is a large family room off the back of the main home that over looks the lush and meandering backyard. If you want a yard and a place to entertain this is a haven!!

Backyard offers a firepit area, a large entertaining deck with pavers, space for gardening and two sheds for storage. Electric for a jacuzzi is set up already on the deck and ready to go!! Come and explore.

The backyard is fenced in but has private doors both from the main house and the guest apartment leading out to the backyard. The guest apartment offers its own private entry and is a 1 bedroom 1 bath that has also been tastefully updated with a newer kitchen and bathroom. The guest apartment also has a private exit to the backyard and access to its own washer and dryer!

This home has always been a duplex but could easily be converted back to having access between the units. The home offers a 2 car carport and a terrific location. Zoned for Princeton Elementary and walkable to the vibrant Edgewater Drive!!

Conveniently located for easy access to I-4, the 408, downtown Orlando and Winter Park.

Description provided by CHARLES RUTENBERG REALTY ORLANDO and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$559,000
Bed / bath3 / 2
Living area1,716 sq ft
Year built1959
Property typeSingle Family Residence
MLS #O6397579
Listing status135 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~104 ft
Windstorm exposureLow
CountyOrange
Area listings3 active · 0 under contract
Estimated first-year tax~$5,870/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$326
Estimated monthly payment$3,719
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$965,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Listing agent: Vonda Fields · 407-622-2122Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$559,416the mess$710,424

Actual list price: $559,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 135 days on market vs. a 34-day community median
  • 3 active listings competing
  • 7.2 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $559,000 ($326/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,716 sq ft × $326–$414/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 23, 2026.

Keep looking

Similar homes for sale near HILLCREST HEIGHTS 2ND ADD

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $559,000Momentum Realty · on market 135 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,870/yr

A rough first-year estimate only, applying a typical Orange rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~104 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in HILLCREST HEIGHTS 2ND ADD

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HILLCREST HEIGHTS 2ND ADD neighborhood guide for more.

Comparable sales found
3

Recent nearby closings in the data set.

Community median sale price
$965,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$370

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HILLCREST HEIGHTS 2ND ADD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Princeton ElemAssigned elementary school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEC
College Park MiddleAssigned middle school · Orange County School District · Grade C (Florida DOE 2025-26)
GRADEB
Edgewater HighAssigned high school · Orange County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $370/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,562 – $3,727/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,234 – −$185At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: August 23, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2513 MUSSELWHITE AVENUE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.