18 days on market (MLS)Single Family Residence▼ Price cut: $5,000 (9/29)
$370,000
2-Bedroom Home in WERTZ HILLTOP ESTATES
254 Wertz Drive, Largo, FL 33771
Single Family Residence in WERTZ HILLTOP ESTATES, LARGO · No CDD on record
WERTZ HILLTOP ESTATES · Largo, FL 33771 · Pinellas County
Listing data updated October 10, 2026 at 5:54 AM ET · checked against the MLS hourly
2Bedrooms
1Bathrooms
1,305Sq Ft
1960Year Built
$284Per Sq Ft
1-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% below
$/sq ft vs community
$284 here vs $316 median sold (12 mo)
Buyer leverage
Buyer advantage
18 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 10, 2026, 254 Wertz Drive in Wertz Hilltop Estates, Largo is listed at $370,000 (1,305 sq ft, about $284 per sq ft). That is 15% above Wertz Hilltop Estates's median closed sale of $321,200 over the last 12 months (2 recorded sales). Per square foot it is below the community's recent $316/sq ft by about 10%. It has been 18 days on market. Listing facts: built in 1960, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1960 · 66 yrs
1,305 sq ft of living area
1-car garage
Listed at $370,000 — recent neighborhood median sale price ~$321,200 (nearby sales; deemed reliable, not an appraisal)
18 days on market
No HOA reported by the listing (confirm)
Listing description
About this home
WELCOME HOME! BEAUTIFULLY UPDATED, ENERGY-EFFICIENT & FULL OF EXTRAS! This meticulously maintained 2-bedroom, 1-bath home with over 1,300 sq.
ft. and a 1-car garage offers an impressive combination of comfortable living, flexible bonus spaces, outdoor enjoyment, and valuable updates—all tucked away on a quiet dead-end street in the heart of Largo! Step inside to an open and inviting living area featuring soaring vaulted ceilings, NEW luxury vinyl flooring throughout the main living area and bedrooms, and a built-in TV armoire with integrated lighting and surround sound.
The spacious bedrooms are conveniently located near the well-appointed bath. The updated kitchen with newer appliances flows into the laundry area and garage, which is currently utilized as additional storage and features its own A/C. At the rear of the home, a separate bonus/media room provides the perfect space for music, hobbies, entertainment, or simply relaxing.
A pull-down attic staircase offers additional storage for seasonal items. Sliding glass doors lead to the back porch and terrace area, perfect for outdoor seating or even a future hot tub. The spacious backyard is enclosed with pressure-treated wood fencing and features a fire pit plus an 8' x 10' storage shed for lawn equipment, tools, and more.
Energy-conscious buyers will appreciate the solar panel system with transferable warranty, along with a backup battery valued at approximately $10,000. The current solar payment is approximately $236 per month, with an approximate remaining balance of $38,000. According to the seller, average monthly electric bills have typically been only $30-$50, offering the potential for significant monthly energy savings.
Buyer to verify solar terms, transfer requirements, balance, warranty, and utility costs. Additional features include newer double-pane windows and a security system with interior and exterior coverage, adding comfort, efficiency, and peace of mind. Enjoy a convenient Largo location just a short walk from the Largo Recreation Center, with shopping, restaurants, parks, entertainment, and Florida's beautiful Gulf beaches all within easy reach.
With its NEW flooring, solar energy system, backup battery, fenced backyard, bonus living spaces, abundant storage, and fantastic central location, this home has so much to offer. Schedule your private showing today—this is one you won't want to miss!
Description provided by RE/MAX ACTION FIRST OF FLORIDA and reproduced from the MLS; not independently verified.
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Listing agent: Gina Poore' · 727-531-2006Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$370,000
Bed / bath2 / 1
Living area1,305 sq ft
Year built1960
Property typeSingle Family Residence
Garage1-car
MLS #TB8549106
Listing status18 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~14 ft
CountyPinellas
Area listings2 active · 0 under contract
Estimated first-year tax~$3,885/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$284
Estimated monthly payment$2,574
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$321,200
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,574/mo
Principal & interest $2,049/mo80%
Taxes $324/mo13%
Insurance $201/mo8%
$2,574/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,885/yr
Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~14 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Wertz Hilltop Estates
Pricing & the Wertz Hilltop Estates market
How this home is priced against recent nearby sales, and where Wertz Hilltop Estates has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1960BuiltPer public record
Sep 16, 2026First seen on movewithmomentum.comObserved at $375,000
Sep 29, 2026Price cut$370,000 (-$5,000, -1.3%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $370,000Momentum Realty · on market 18 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales in WERTZ HILLTOP ESTATES in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$284,900
255 WERTZ DRIVE, LARGO
2 / 2 bd/ba · 1,162 sq ft · $245/sq ft
Courtesy of RE/MAX REALTEC GROUP INC · View details →
Sold Aug 2026
$284,900
255 WERTZ DRIVE, LARGO
2 / 2 bd/ba · 1,162 sq ft · $245/sq ft
Courtesy of RE/MAX REALTEC GROUP INC · View details →
Sold Nov 2025
$357,500
272 WERTZ DRIVE, LARGO
2 / 1.5 bd/ba · 926 sq ft · $386/sq ft
Courtesy of DALTON WADE INC · View details →
Sold Nov 2025
$357,500
272 WERTZ DRIVE, LARGO
2 / 1.5 bd/ba · 926 sq ft · $386/sq ft
Courtesy of DALTON WADE INC · View details →
Median of these 4 sales: $321,200 ($316/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$362,790the mess$461,970
Stronger local evidence — 4 comparable closed sales in WERTZ HILLTOP ESTATES, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $370,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1960 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
2 active listings competing
≈12.0 months of supply
2 closed here in the last 12 months
For reference, this home is listed at $370,000 ($284/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,305 sq ft × $278–$354/sq ft (±12% around the median of 4 comparable closed sales in WERTZ HILLTOP ESTATES, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
45/100
Strongest on: Price vs area (75), Market liquidity (35)
0 limited50100 exceptional
45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area75
This home $284/sq ft vs the community 12-month median $316/sq ft.
Affordability25
List price $370,000 vs the community median $321,200. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 18 days on market for this home, against a 75-day area median.Days on market:this home 18Area median: 75 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. As of September 20, 2026.
🟡 Asking $284 per square foot, about 10% below the community’s $316 median. Wertz Hilltop Estates’s 12-month median sold price per square foot is $316. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
69% of homes in Wertz Hilltop Estates are owner-occupied. An estimated 31% are non-owner-occupied, including 14% held in a company or trust and 21% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 29 homes matched. Community-level context.
What’s unique here: one of only 2 active listings in Wertz Hilltop Estates, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RE/MAX ACTION FIRST OF FLORIDA · MLS # TB8549106
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Keep looking
Similar homes for sale near WERTZ HILLTOP ESTATES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
Why it matters: New downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 8 miles south of Wertz Hilltop Estates, elsewhere in Pinellas County.
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
Why it matters: Airport capital spending supports construction employment and long-term air service capacity for the region. The site is about 11 miles northeast of Wertz Hilltop Estates.
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
Why it matters: Advances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 8 miles south of Wertz Hilltop Estates, elsewhere in Pinellas County.
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 8 miles southeast of Wertz Hilltop Estates, elsewhere in Pinellas County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Mildred Helms Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Largo Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEB
Largo High-PNAssigned high school · Pinellas County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 254 Wertz Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1960 (66 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,305 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,885/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
Stellar MLS closed sales in WERTZ HILLTOP ESTATES, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 254 Wertz Drive and when was it built?
Per the listing record, 254 Wertz Drive was built in 1960 and has 1,305 sq ft of living area, 2 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 254 Wertz Drive in?
254 Wertz Drive is in Wertz Hilltop Estates in Largo, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 254 Wertz Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 254 Wertz Drive differ from the current owner's?
The estimate on this page (about $3,885 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 254 Wertz Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 254 WERTZ DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.