4 bedroom Single Family Residence at 27012 Sea Breeze Way, Northwood Unit 5, Wesley Chapel — photo 1Front elevation
4 bedroom Single Family Residence at 27012 Sea Breeze Way, Northwood Unit 5, Wesley Chapel — photo 2Living space
4 bedroom Single Family Residence at 27012 Sea Breeze Way, Northwood Unit 5, Wesley Chapel — photo 3Kitchen
4 bedroom Single Family Residence at 27012 Sea Breeze Way, Northwood Unit 5, Wesley Chapel — photo 4Owner's suite
4 bedroom Single Family Residence at 27012 Sea Breeze Way, Northwood Unit 5, Wesley Chapel — photo 5Exterior / yardView all 6 photos →
130 days on market (MLS) Single Family Residence
$529,000
4-Bedroom Home in NORTHWOOD UNIT 5

27012 Sea Breeze Way, Wesley Chapel, FL 33544

Single Family Residence in NORTHWOOD UNIT 5, WESLEY CHAPEL · No CDD on record
NORTHWOOD UNIT 5 · Wesley Chapel, FL 33544 · Pasco County
Listing data updated September 30, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
3,307Sq Ft
2002Year Built
$160Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
26% below
$/sq ft vs community
$160 here vs $217 median sold (12 mo)
Buyer leverage
Buyer advantage
130 days on market
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 27012 Sea Breeze Way in Northwood Unit 5, Wesley Chapel is listed at $529,000 (3,307 sq ft, about $160 per sq ft). That is 19% above Northwood Unit 5's median closed sale of $445,000 over the last 12 months (22 recorded sales). Per square foot it is below the community's recent $217/sq ft by about 26%. It has been 130 days on market, longer than the community's typical 29 days to contract. Listing facts: built in 2002, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2002 · 24 yrs
  • 3,307 sq ft of living area
  • 2-car garage
  • 130 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Under contract-accepting backup offers. Virtually Staged. Welcome to your new home located in the desirable Northwood Community!

This home offers multiple updates and functional living space. The first floor recessed lighting in the kitchen and a family room with wall-to-wall glass sliders overlooking a conservation area. The first-floor bathroom has been renovated with a walk-in shower, hot and cold bidet, adjustable overhead lighting, and a Bluetooth-connected exhaust system.

A media room provides additional flexible space for entertainment or office use. Upstairs, the primary bathroom has been updated with an oversized double shower, rain shower head, and a wall-to-wall granite bench. Recent updates include roof replacement (2022), exterior paint (2023), interior paint (2024), and laminate flooring (2025).

Community features include low HOA and CDD fees. Convenient location with access to I-75, hospitals, shopping, and dining.

All 6 photos

27012 Sea Breeze Way, Wesley Chapel FL - photo 6 of 6

Description provided by RE FLORIDA HOMES and reproduced from the MLS; not independently verified.

Listing courtesy of RE FLORIDA HOMES · Listing agent: Jen Lavelle · 954-589-7099Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$529,000
Bed / bath4 / 3
Living area3,307 sq ft
Year built2002
Property typeSingle Family Residence
Garage2-car
MLS #TB8491386
Listing status130 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPasco
Estimated first-year tax~$7,750/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$160
Estimated monthly payment$3,698
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$445,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,698/mo
  • Principal & interest $2,824/mo 76%
  • Taxes $646/mo 17%
  • Insurance $228/mo 6%

$3,698/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$7,750/yr
≈ $646/mo·effective rate ~1.47%
Estimate: asking price less the $50,000 homestead exemption × Pasco County rate (16.15 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $8,850/yr ($738/mo) — taxable value $547,406 × 16.15 mills
$1,100 less each year
(−12%)

The current taxable value ($547,406) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$547,406
Market value
$547,406
Assessed
$547,406
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pasco County Schools 2025-26 tentative budget; Pasco County Property Appraiser. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2002BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 130 cumulative days on market as of September 30, 2026
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $529,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $529,000Momentum Realty · on market 130 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Pasco County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for NORTHWOOD UNIT 5. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Pasco County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 3,307 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.

Momentum Scores

Momentum Property Score

62/100
Strongest on: Price vs area (100), Market liquidity (77)
0 limited50100 exceptional

62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $160/sq ft vs the community 12-month median $217/sq ft.
Affordability19
List price $529,000 vs the community median $445,000. Not a measure of personal affordability.
Market liquidity77
Community median 29 days on market (12-month record).
Pricing power58
Recent sales closed at about 96.4% of original asking (~3.6% below). More room below asking generally favors buyers.
Market timing56
Momentum Market Heat is 44/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $160 per square foot, about 26% below the community’s $217 median. NORTHWOOD UNIT 5’s 12-month median sold price per square foot is $217. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RE FLORIDA HOMES · MLS # TB8491386

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Keep looking

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Go deeper

More on NORTHWOOD UNIT 5

Go deeper on NORTHWOOD UNIT 5

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Denham Oaks Elementary-POAssigned elementary school · Pasco County School District · Grade B (Florida DOE 2025-26)
John Long Middle-POAssigned middle school · Pasco County School District
GRADEA
Wiregrass Ranch High-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 27012 Sea Breeze Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2002 (24 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,307 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,750/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,100 less per year than the current owner’s estimated bill (−12%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Pasco County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 27012 Sea Breeze Way and when was it built?

Per the listing record, 27012 Sea Breeze Way was built in 2002 and has 3,307 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 27012 Sea Breeze Way in?

27012 Sea Breeze Way is in Northwood Unit 5 in Wesley Chapel, Pasco County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 27012 Sea Breeze Way have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 27012 Sea Breeze Way differ from the current owner's?

The estimate on this page (about $7,750 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,100 less per year than the current owner’s estimated bill (−12%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 27012 Sea Breeze Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 27012 SEA BREEZE WAY in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.