28692 Cozy Creek Drive, Wesley Chapel, FL 33543
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 25, 2026, 28692 Cozy Creek Drive in Persimmon Park Ph 1, Wesley Chapel is listed at $599,900 (2,477 sq ft, about $242 per sq ft). That sits within a few percent of Persimmon Park Ph 1's median closed sale of $565,000 over the last 12 months (25 recorded sales). It has been 78 days on market. Listing facts: built in 2022, HOA dues of $142/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2022 · 4 yrs
- 2,477 sq ft of living area
- 2-car garage
- Listed at $599,900 — recent neighborhood median sale price ~$565,000 (nearby sales; deemed reliable, not an appraisal)
- 78 days on market
- HOA $142/mo (per listing)
Pricing & the persimmon park ph 2a market
How this home is priced against recent nearby sales, and where persimmon park ph 2a has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in persimmon park ph 2a
Each dot is a closed sale since 2021 (99 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $242/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
This home’s history
- 2022BuiltPer public record
- Jul 10, 2026First trackedObserved at $609,900
- Sep 19, 2026Price cut$599,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,177/mo 79%
- Taxes $525/mo 13%
- Insurance $174/mo 4%
- HOA $142/mo 4%
$4,018/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.8 months of supply in the surrounding market and 78 days on market for this home, against a 94-day area median.Days on market:this home 78Area median: 94 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. As of September 20, 2026.
🟡 Asking $242 per square foot, about in line with the community’s $237 median. persimmon park ph 2a’s 12-month median sold price per square foot is $237. Median sold price per square foot is down 4.0% year over year. Confidence: High · 25 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
65% of homes in persimmon park ph 2a are owner-occupied. An estimated 35% are non-owner-occupied, including 16% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 130 homes matched. Community-level context.
Recent persimmon park ph 2a sales closed near 95.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4 active listings in persimmon park ph 2a, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Like Brand new, shows like a model home, includes 110k in Builder Premium upgrades, plus another 21k in homeowner-added extras. Everyone says they have upgrades; we have the builder’s paperwork to justify every penny! Welcome to this spectacular ICI Homes Primrose featuring the Coastal Elevation with a covered second-floor balcony.
Perfectly situated on a premium corner homesite in the highly desirable Persimmon Park community of Wesley Chapel, this exceptional residence truly shows like a professionally decorated model home and offers the perfect blend of luxury, craftsmanship, and modern design. Offering 4 bedrooms, 3 bathrooms, a spacious loft, and an oversized 2-car garage with a 2-foot extension, this home has been meticulously upgraded from top to bottom with nearly $110,000 in premium builder upgrades, plus thousands of dollars in owner-added enhancements, creating a truly turnkey home that would be extremely expensive to duplicate today. From the moment you enter, you'll be impressed by the dramatic 12-foot ceilings, elegant tray ceilings, upgraded 8-foot interior doors, beautiful crown molding, and stunning Luxury Vinyl Plank flooring throughout.
Large windows flood the open-concept floor plan with natural light, creating a bright and inviting living space. The gourmet chef's kitchen is truly the centerpiece of the home, featuring an oversized waterfall island with Level 5 Quartz countertops, breakfast bar seating, premium GE Profile appliances, upgraded wood cabinetry, a spacious pantry, and a striking Level 5 designer backsplash that creates an unforgettable focal point. Every detail has been carefully selected to combine elegance with everyday functionality.
The adjoining dining area opens seamlessly onto the covered lanai, creating the perfect indoor-outdoor living experience for entertaining or simply enjoying Florida's beautiful weather. The luxurious first-floor owner's suite offers a peaceful retreat with dual walk-in closets and a spa-inspired ensuite bath featuring dual vanities and an oversized walk-in shower. A second first-floor bedroom and full bath provide the perfect space for guests, multigenerational living, or a private home office.
Upstairs, the spacious loft/game room offers endless possibilities as a media room, family room, fitness space, or playroom. Step outside onto the covered second-floor balcony and relax while enjoying beautiful views of the community water features and lush landscaping. Two additional bedrooms and a full bathroom complete the second level.
The luxury continues with numerous owner-added improvements rarely found in new construction, including a vinyl privacy fence, whole-home gutters, whole-home water softener, a stunning custom built-in electric fireplace with feature wall, and a premium Bowers & Wilkins in-ceiling surround sound speaker system in the living room, delivering an incredible entertainment experience. Additional premium features include 8-inch baseboards, upgraded designer lighting, custom window treatments, enhanced landscaping, and premium finishes throughout. The oversized garage provides extra space for larger SUVs, storage, or a workshop.
Built with energy efficiency in mind, this ICI Home also includes Low-E high-performance windows and an energy-efficient hybrid water heater, helping reduce utility costs. Why wait months to build—and spend significantly more on upgrades—when you can move into a home that's already been perfected?
All 72 photos
Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $599,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $142/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 78 days on market vs. a 94-day community median
- 4 active listings competing, 1 under contract
- ≈1.8 months of supply
- 26 closed here in the last 12 months
For reference, this home is listed at $599,900 ($242/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,477 sq ft × $209–$265/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 25, 2026.
Similar homes for sale near PERSIMMON PARK PH 1
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in PERSIMMON PARK PH 1
- 28591 Cozy Creek Drive · $519,000 · 4 bd / 3.5 ba · listed September 10, 2026 (courtesy of SERVICE NEAR REALTY)
- 28583 Cozy Creek Drive · $529,000 · 4 bd / 3.5 ba · listed September 2, 2026 (courtesy of LPT REALTY LLC)
Recently off market in PERSIMMON PARK PH 1
- 28741 Jujube Road · last listed $539,900 · 2026-09-19
- 28793 Sweet Persimmon Drive · 2026-09-10
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by FUTURE HOME REALTY INC · MLS # TB8525242
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Recent sales activity in PERSIMMON PARK PH 1
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PERSIMMON PARK PH 1 neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on PERSIMMON PARK PH 1
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $237/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 28692 Cozy Creek Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $142/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,477 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,299/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 25, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 28692 Cozy Creek Drive and when was it built?
Per the listing record, 28692 Cozy Creek Drive was built in 2022 and has 2,477 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 28692 Cozy Creek Drive in?
28692 Cozy Creek Drive is in Persimmon Park Ph 1 in Wesley Chapel, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Persimmon Park Ph 1 from the same MLS data.
Does 28692 Cozy Creek Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $142 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 28692 Cozy Creek Drive differ from the current owner's?
The estimate on this page (about $6,299 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 28692 Cozy Creek Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 28692 COZY CREEK DRIVE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.