223 days on market (MLS) Condominium ▼ Price cut: $40,000 (8/4)
$159,900
3-Bedroom Condo in VILLAS AT SHADOW BAY THE

3115 Fox Squirrel Drive #3115, Kissimmee, FL 34741

Condominium in VILLAS AT SHADOW BAY THE, KISSIMMEE · No CDD on record
VILLAS AT SHADOW BAY THE · Kissimmee, FL 34741 · Osceola County
Listing data updated October 17, 2026 at 6:20 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,250Sq Ft
1988Year Built
$128Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
28% below
$/sq ft vs community
$128 here vs $178 median sold (12 mo)
Buyer leverage
Strong buyer advantage
223 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~75 ft elevation
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $160k tops 3 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 17, 2026, 3115 Fox Squirrel Drive #3115 in Villas At Shadow Bay The, Kissimmee is listed at $159,900 (1,250 sq ft, about $128 per sq ft). It has been 223 days on market. Listing facts: built in 1988. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1988 · 38 yrs
  • 1,250 sq ft of living area
  • Listed at $159,900 — recent neighborhood median sale price ~$217,500 (nearby sales; deemed reliable, not an appraisal)
  • 223 days on market
Listing description

About this home

DRASTIC PRICE REDUCTION!! Welcome to 3115 Fox Squirrel Drive, Unit #3115, located in the heart of Kissimmee, Florida. This beautifully maintained top-floor condominium offers a perfect blend of comfort, style, and convenience.

Featuring 3 spacious bedrooms and 2 full bathrooms, this home is ideal for homeowners or investors seeking a move-in-ready property in a well-kept community. The unit showcases newly renovated flooring throughout and an open living room/dining room combination that creates a bright and inviting atmosphere. High and vaulted ceilings enhance the sense of space, while large windows allow abundant natural sunlight to fill the home.

Interior features include ceiling fans, walk-in closets, and a primary bedroom conveniently located on the main floor, offering both functionality and comfort. An added bonus is the private storage closet located on the front porch next to the front door—perfect for additional storage needs. The property sits on a desirable corner lot within city limits and is surrounded by landscaped grounds, paved streets, and sidewalks that contribute to the community’s clean and welcoming appearance.

Residents enjoy assigned parking along with access to a community pool and clubhouse, ideal for relaxation and social gatherings. The neighborhood is well maintained and centrally located, providing easy access to shopping, dining, major roadways, and local attractions. Don’t miss the opportunity to own this spacious, sun-filled condo in a prime Kissimmee location.

Schedule your private showing today.

All 29 photos

3115 Fox Squirrel Drive #3115, Kissimmee FL - photo 6 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 7 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 8 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 9 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 10 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 11 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 12 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 13 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 14 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 15 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 16 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 17 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 18 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 19 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 20 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 21 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 22 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 23 of 293115 Fox Squirrel Drive #3115, Kissimmee FL - photo 24 of 29

Description provided by CENTURY 21 ALL HOMES & PROPERT and reproduced from the MLS; not independently verified.

Listing courtesy of CENTURY 21 ALL HOMES & PROPERT · Listing agent: Kish Munjal · 407-343-1300Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$159,900
Bed / bath3 / 2
Living area1,250 sq ft
Year built1988
Property typeCondominium
MLS #S5141040
Listing status223 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~75 ft
CountyOsceola
Area listings4 active · 0 under contract
Estimated first-year tax~$1,675/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$128
Estimated monthly payment$1,110
Insurance (illustrative)$500–$2k/yr
Messtimate range$210,000 – $236,250
Comparable-sales median$217,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,110/mo
  • Principal & interest $886/mo 80%
  • Taxes $140/mo 13%
  • Insurance $84/mo 8%

$1,110/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$1,675/yr
≈ $140/mo·effective rate ~1.05%
Estimate: asking price less the $50,000 homestead exemption × Osceola County rate (15.23 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $750/yr ($62/mo) — taxable value $48,755 × 15.23 mills
$925 more each year
(+123%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$103,945
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$152,700
Market value
$99,477
Assessed
$48,755
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 3115 Fox Squirrel Drive #3115

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $750/yr (certified county roll, taxable value × millage). Buy at the asking price of $159,900 and the first-year bill resets to about $1,675/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.23 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
Home and flood insuranceThe average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $500–$1,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1988. An original roof would be about 38 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~75 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Osceola County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Villas At Shadow Bay The Kissimmee

Pricing & the Villas At Shadow Bay The Kissimmee market

How this home is priced against recent nearby sales, and where Villas At Shadow Bay The Kissimmee has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2002 CASCADES BOULEVARD …2002 CASCADES BOULEVARD #201: $121/sq ft$121This homeThis home: $128/sq ft$1282442 SWEETWATER CLUB CIR…2442 SWEETWATER CLUB CIR #43: $168/sq ft$1682452 SWEETWATER CLUB CIR…2452 SWEETWATER CLUB CIRCLE #27: $176/sq ft$1762494 SWEETWATER CLUB CIR…2494 SWEETWATER CLUB CIRCLE #55: $180/sq ft$1802458 SWEETWATER CLUB CIR…2458 SWEETWATER CLUB CIRCLE #22: $189/sq ft$1893171 PARADOX CIRCLE #4033171 PARADOX CIRCLE #403: $252/sq ft$252Community median $178
Property timeline

This home’s history

  • 1988BuiltPer public record
  • About Mar 2026Listed (per MLS)MLS reports 223 cumulative days on market as of October 17, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $199,900
  • Aug 4, 2026Price cut$159,900 (-$40,000, -20.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $159,900Momentum Realty · on market 223 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $217,500 ($178/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$172,700the mess$214,700

Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.

Actual list price: $159,900 ($128/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 24% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1988 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 4 active listings competing
  • ≈24.0 months of supply
  • 1 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.

Momentum Scores

Momentum Property Score

77/100
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional

77/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $128/sq ft vs the community 12-month median $178/sq ft.
Affordability94
List price $159,900 vs the community median $217,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~75 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1988 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~24.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 24.0 months of supply in the surrounding market and 223 days on market for this home, against a 91-day area median.Days on market:this home 223Area median:  91 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. As of September 20, 2026.

🟡 Asking $128 per square foot, about 28% below the community’s $178 median. Villas At Shadow Bay The Kissimmee’s 12-month median sold price per square foot is $178. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 4 active listings in Villas At Shadow Bay The Kissimmee, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 3115 FOX SQUIRREL DRIVE #3115?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by CENTURY 21 ALL HOMES & PROPERT · MLS # S5141040

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near VILLAS AT SHADOW BAY THE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in KISSIMMEE

  • 2677 Broadwing Street, KISSIMMEE · $439,990 · 3 bd / 2.5 ba · listed October 17, 2026 (courtesy of ASHTON WOODS FLORIDA REALTY LLC)
  • 5004 Laguna Bay Circle #54, KISSIMMEE · $220,000 · 3 bd / 2.0 ba · listed October 17, 2026 (courtesy of PROPERTIES IN TOWN)
  • 4388 Quote Street, KISSIMMEE · $1,050,000 · 8 bd / 5.0 ba · listed October 16, 2026 (courtesy of AUTHENTIC REAL ESTATE TEAM)
  • 4451 Monado Drive, KISSIMMEE · $950,000 · 12 bd / 11.5 ba · listed October 16, 2026 (courtesy of AAA GLOBAL VENTURES PA)
  • 3000 Maingate Lane #124, KISSIMMEE · $47,000 · 1 bd / 1.0 ba · listed October 16, 2026 (courtesy of ORLANDO REALTY & PROPERTY MGNT)
  • 8060 Vacation Avenue #212, KISSIMMEE · $485,000 · 2 bd / 2.0 ba · listed October 16, 2026 (courtesy of EXP REALTY LLC)

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Villas At Shadow Bay The news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Development

Orange County commissioners approve Tuscana land use plan in Shingle Creek Basin on 4-3 vote

Commissioners voted 4-3 to approve the Tuscana land use application from Shingle Creek Co-Owners LLC and Geyer Development, reversing a unanimous rejection in May 2025. The plan includes more than 1,000 hotel rooms, about 4,000 apartments and commercial buildings, with conditions for a raised road, flood mitigation and wetland protection. The developer projects thousands of jobs at full build-out.

Why it matters: The approval could add substantial rental housing, hotel capacity and commercial space in the Shingle Creek area, while flood-mitigation conditions will shape how and when it is built. The site is about 6 miles east of Villas At Shadow Bay The.

Spectrum News 13

Sep 2026 · Infrastructure

CFX holds public meetings on 14-mile toll road through part of Split Oak Forest

The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.

Why it matters: If built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 23 miles east of Villas At Shadow Bay The, elsewhere in Osceola County.

Spectrum News 13

Sep 2026 · Development

Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont

The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.

Why it matters: The plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The site is about 7 miles west of Villas At Shadow Bay The.

Clermont Sun

Aug 2026 · Retail Dining

Plans for Mattel indoor water park near Lake Buena Vista Factory Stores expand to 13 acres

Updated plans for the site off State Road 535 show a 95,000-square-foot indoor water park designed by Martin Aquatic, a separate 45,000-square-foot entertainment building and nearly 900 parking spaces. The tower height rises to as much as 100 feet and still needs Orange County approval. About 200 jobs are expected, and no opening date has been announced.

Why it matters: The project would add visitor attractions, dining and roughly 200 jobs near the State Road 535 corridor, with added traffic and parking demand nearby. The site is about 4 miles east of Villas At Shadow Bay The.

FOX 35 Orlando

Go deeper

More on VILLAS AT SHADOW BAY THE

Go deeper on VILLAS AT SHADOW BAY THE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Osceola County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Osceola County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3115 Fox Squirrel Drive #3115, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1988 (38 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Osceola County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,250 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,675/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $925 more per year than the current owner’s estimated bill (+123%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3115 Fox Squirrel Drive #3115 and when was it built?

Per the listing record, 3115 Fox Squirrel Drive #3115 was built in 1988 and has 1,250 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3115 Fox Squirrel Drive #3115 in?

3115 Fox Squirrel Drive #3115 is in Villas At Shadow Bay The in Kissimmee, Osceola County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 3115 Fox Squirrel Drive #3115 differ from the current owner's?

The estimate on this page (about $1,675 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $925 more per year than the current owner’s estimated bill (+123%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3115 Fox Squirrel Drive #3115 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3115 FOX SQUIRREL DRIVE #3115 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.