Osceola County Homes for Sale
Osceola County is Kissimmee, St. Cloud, and the vacation-home corridor at Disney's southern doorstep — a fast-growing, affordable, and increasingly diversifying market as the NeoCity semiconductor hub aims to push it beyond tourism.
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"Osceola County is Kissimmee, St. Cloud, and the vacation-home corridor at Disney's southern doorstep — a fast-growing, affordable, and increasingly diversifying market as the NeoCity semiconductor hub aims to push it beyond tourism. It is Central Florida's value-and-vacation-rental county. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Osceola County neighborhood, which is what we price against live comps."
Jon Brooks, founder, Momentum Realty · Updated June 2026
The 60-Second Overview
Osceola County snapshot (April 2026): typical home value $364K ($211/sqft), median rent $2,115, about 4,112 active listings, a median 81 days on market, and 19.6% of listings cutting price — a buyer's market. Values are -4.3% over the past year and +5.5% over five years.
Tourism is the historic engine — Osceola sits at Disney's southern edge and feeds the theme-park, hotel, and vacation-rental economy — but the county is deliberately diversifying. NeoCity, a 500-acre semiconductor-and-advanced-tech campus in Kissimmee, is attracting high-wage investment, while AdventHealth and Osceola Regional anchor healthcare and Orlando's job market is a short drive north.
Homes for Sale in Osceola County
About 4,112 active listings across Osceola County right now, median list price $415K at $211/sqft. Browse everything for sale, filter by price, area, and school zone, and ask us about any address.
Condos, townhomes, and starter homes — the lowest-cost way into Osceola County and its school zones.
The heart of the market: established single-family homes and newer planned-community product.
Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.
Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.
“Under contract” share = homes under contract ÷ (under contract + active listings) — a forward read on how much of the available inventory buyers have already claimed. In Osceola County, 22% of homes for sale are already under contract. Here is the breakdown by price band. Source: MLS data (2026-07-04).
| Price band | % under contract |
|---|---|
| Under $250K | 17% |
| $250K - $350K | 27% |
| $350K - $500K | 24% |
| $500K - $750K | 20% |
| $750K - $1M | 16% |
| $1M - $2M | 15% |
| $2M+ | 6% |
Osceola County Market Scorecard
Osceola County is a buyer's market: about 4,112 active listings, a median list price of $415,000, 19.6% of them cutting price, and homes going under contract in about 81 days.
Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.
Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.
Should You Buy, Sell, or Invest Here?
Among the most affordable doorsteps to Disney, with heavy new construction and a large short-term-rental segment — strong selection for buyers and investors alike.
Tourism and migration keep demand active, but a big vacation-home and new-build pipeline rewards sharp pricing.
One of the country's premier short-term-rental markets given the proximity to Disney — underwrite STR zoning carefully, as resort-zoned communities are built for it.
Get a Cash Offer in Osceola County
Need to sell fast, as-is, or skip the showings? Momentum Offers gets you a real cash offer on your Osceola County home in 24 hours — and, because we're a licensed RealTrends-500 brokerage, we'll also show you what the same home would net on the open market, so you can choose with both numbers in front of you.
- Close in as little as 7–14 days
- No repairs, cleaning, or showings
- No financing fall-through
- Pick your move-out date
- Often nets more, even after commission
- Sells 1.25% above MLS average, 8 days faster
- Full marketing & negotiation
- We front the prep with our concierge
Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Osceola County demand. Compare both at our Osceola County cash-offer page.
Schools in Osceola County
The School District of Osceola County is growing rapidly, and its NeoCity Academy magnet has rocketed up the rankings to become one of the top public high schools in Florida.
- NeoCity Academy (top-ranked magnet)
- Harmony High School
- Tohopekaliga High School
- St. Cloud High School
NeoCity Academy is a magnet with an application process; for most homes, confirm the zoned assignment in this fast-growing district. See school-zone guides →
Taxes, Insurance & Cost to Own
A median-priced Osceola County home costs about $2,628/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $68,711. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.
| Typical property-tax millage | 15.233 mills (~1.52% before exemptions) |
| Avg. homeowners insurance | $1,735/yr (Citizens county avg) |
| Homestead exemption | Up to $50,000 + 3% Save Our Homes cap |
| Est. all-in monthly (PITI) | $2,628/mo on a $364K home |
| Income to buy median home | $105,140/yr (est.) |
At about $1,735 a year on average, Osceola is middle-of-the-pack for Florida — manageable, but very address-dependent near the water. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.
New Construction in Osceola County
Builders pulled 7,366 residential permits last year (-16.4% YoY) — 5,085 single-family and 2,281 multifamily, about 18.1 per 1,000 residents. Active master-planned communities include Celebration; Tohoqua (Kissimmee); Kindred; Harmony; Twin Lakes (Del Webb, 55+); ChampionsGate-area vacation communities. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →
Population & Migration
Osceola County has about 406,943 residents. On a net domestic basis it gained roughly 5,703 people and a net +$299.46M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by NY, NJ, TX, MA. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.
12-Month Forecast
Expect Osceola to keep growing on affordability, migration, and the parks, with NeoCity adding higher-wage jobs over time. Near-term price growth stays modest given heavy vacation-home and new construction; STR policy is the key variable for investors.
Cities & Towns in Osceola County
The cities and communities that make up Osceola County — each its own market with its own prices, schools, and feel.
| Kissimmee | County seat; the tourism corridor, NeoCity, and affordable housing. |
| St. Cloud | Fast-growing, family-oriented city on East Lake Toho with newer communities. |
| Poinciana | Large, affordable master-planned area spanning into Polk County. |
| Celebration | Disney-built new-urbanist town with top demand. |
| Harmony | Conservation-focused master plan in the east county. |
Economy & Major Employers
Tourism is the historic engine — Osceola sits at Disney's southern edge and feeds the theme-park, hotel, and vacation-rental economy — but the county is deliberately diversifying. NeoCity, a 500-acre semiconductor-and-advanced-tech campus in Kissimmee, is attracting high-wage investment, while AdventHealth and Osceola Regional anchor healthcare and Orlando's job market is a short drive north.
- Walt Disney World and area theme parks
- School District of Osceola County
- AdventHealth Kissimmee
- Osceola Regional Medical Center
- NeoCity (semiconductor/advanced-tech campus)
- Osceola County government
- vacation-rental and hospitality operators
Osceola is building NeoCity, a 500-acre semiconductor-and-advanced-technology hub, to broaden its economy beyond tourism.
A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Osceola County agent →
Most Popular Communities
The master-planned, golf, waterfront, luxury, and 55+ communities buyers ask about most in Osceola County.
| Master-planned | Celebration, Tohoqua (Kissimmee), Kindred, Harmony, Twin Lakes (Del Webb, 55+), ChampionsGate-area vacation communities |
| Golf | Celebration Golf Club, Reunion Resort (nearby), Harmony Golf Preserve |
| Waterfront | East Lake Tohopekaliga (St. Cloud), Lake Toho (Kissimmee) |
| Luxury | Celebration, Bellalago, Reunion-area estates |
| 55+ / active adult | Twin Lakes (Del Webb), Solivita (nearby Poinciana) |
Lifestyle in Osceola County
Osceola is defined by its proximity to the parks — Disney, the Kissimmee tourism corridor, and a huge vacation-rental market — plus the bass-fishing lakes of the Kissimmee Chain (Lake Toho), the new-urbanist charm of Celebration, and Old Town's classic Florida tourism. NeoCity is adding a high-tech dimension to a county long defined by hospitality.
Risks to Weigh
Osceola's risks are tourism cyclicality and short-term-rental regulation, affordability creeping up from a low base, inland lake flooding, and rapid-growth strain on infrastructure. It is inland, so hurricane risk is wind-and-rain rather than surge, and insurance is more moderate than the coast.
Osceola County Communities
Browse every Osceola County community on our interactive map, sortable by price, schools, and commute.
Recent Developments in Osceola County
Development, infrastructure, retail, and school activity affecting Osceola County, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- July 2026Development
Hedrick Brothers lands a 56.5 million dollar loan to start The Hedrick at Lake Toho in Kissimmee
Hedrick Brothers Development secured a 56.5 million dollar construction loan for The Hedrick at Lake Toho, a 366-unit apartment community on about 21.7 acres along Toho Grande Boulevard in Kissimmee. The project is moving into vertical construction, with initial leasing anticipated by the end of 2027 and completion expected by the end of 2028.
What it may mean for the marketNew financing closing on large rental projects near downtown Kissimmee could add meaningful rental supply to the Lake Toho corridor by 2028, which may moderate rent growth as units deliver.
Source: Florida YIMBY - June 2026Development
NRP Group breaks ground on the 88-unit income-restricted Alora Lofts in Kissimmee
NRP Contractors broke ground on Alora Lofts, an 88-unit income-restricted apartment community at 1300 Windsor Drive in Kissimmee, with units set aside at between 30 percent and 70 percent of area median income. The four-story concrete building, designed by FK Architecture, closed on nearly 30 million dollars in financing as part of roughly 149 million dollars in apartment construction loans reported that week across Orlando and Kissimmee.
What it may mean for the marketContinued lender appetite for income-restricted projects in Osceola County may help diversify the price points of new rental supply over the next few years.
Source: GrowthSpotter - June 2026Builder Activity
Richland Communities prepping Osceola portion of Sedona Ridge for nearly 400 lots
Richland Communities is preparing roughly 85 acres on the Osceola side of the Osceola-Polk County line for Sedona Ridge, a subdivision platted for about 392 single-family lots across two phases in the Four Corners submarket on Sand Mine Road. Plans describe a mix of front-loaded lots, rear-loaded bungalows and townhomes facing linear parks.
What it may mean for the marketThe activity may signal continued builder appetite for entry-priced single-family lots on the county's southern edge, though delivery timing could shift with infrastructure phasing.
Source: GrowthSpotter - May 2026Development
Atlantic Housing plans early start for 60 million dollar City Center next to St. Cloud City Hall
Atlantic Housing Partners is advancing a mixed-use City Center beside St. Cloud City Hall, with a revised plan for a 542-space parking garage plus attached buildings holding 150 apartments and ground-floor commercial space. Roughly half of the apartments are committed as income-restricted, and the city is contributing land and about 6.25 million dollars, with the project contingent on tax-credit financing.
What it may mean for the marketIf financing closes, the project could add structured parking and downtown housing in St. Cloud's historic core, but the income-restricted component reportedly depends on competitive tax credits that are not guaranteed.
Source: GrowthSpotter - May 2026Development
Osceola commissioners back 470 million dollar NeoCity headquarters deal with a South Korean tech firm
County commissioners approved a development agreement with South Korean firm ELSPES to build a global headquarters and U.S. manufacturing facility at NeoCity, with a stated commitment of at least 470 million dollars in investment. The reported first phase is around 289,000 square feet, with construction targeted to begin in January and an early workforce of 300 by 2030.
What it may mean for the marketThe agreement could deepen NeoCity's advanced-manufacturing footprint, though phased hiring and construction milestones may evolve over the multi-year build-out.
Source: GrowthSpotter - April 2026Retail & Dining
Osceola County drops objection to a Target-anchored center near the Poinciana SunRail station
County staff withdrew earlier objections to Poinciana Parke, a roughly 35-acre Target-anchored shopping center proposed on the former Florida Bible College property at U.S. 17-92 and Poinciana Boulevard. Staff agreed it could proceed under existing Poinciana planned-development zoning, with site plans expected within weeks.
What it may mean for the marketResolution of the zoning dispute may move the retail center toward permitting, though the cited groundbreaking timeline remains the developer's projection.
Source: GrowthSpotter - April 2026Development
Developer eyes a Kissimmee logistics park site for Live Local apartments
A developer is studying a Kissimmee site previously slated for logistics use as a candidate for apartments under Florida's Live Local Act, which can streamline residential approvals on commercial and industrial land. The proposal is at an early stage.
What it may mean for the marketUse of Live Local provisions could convert some employment-zoned parcels to housing, though early-stage concepts may change substantially before any formal application.
Source: GrowthSpotter - March 2026Development
Kissimmee gets first look at a downtown Azure hotel and convention concept
City officials reviewed an early concept for the Azure Hotel on the downtown Kissimmee waterfront, described as a full-service property with about 300 rooms, a spa, restaurant, meeting space and a rooftop bar overlooking Lake Tohopekaliga. The presentation represented an initial look rather than a final approval.
What it may mean for the marketA waterfront hotel could expand downtown Kissimmee's lodging and meeting capacity, but the concept is preliminary and design and financing details may shift.
Source: GrowthSpotter - February 2026Parks & Amenities
Lakefront lots and expanded amenities planned in the latest Weslyn Park phase in Sunbridge
Tavistock is expanding its Weslyn Park community in the Osceola portion of Sunbridge with a new phase that includes lakefront lots. The expansion ties into planned community amenities, including The Watershed clubhouse and pool with a trailhead and waterfront recreation.
What it may mean for the marketThe phasing may broaden lot variety and amenity offerings in Sunbridge, though the central amenity's reported opening timeline extends into 2027 and could move.
Source: GrowthSpotter - February 2026Builder Activity
Pulte starts first phase of the 900-acre Hilliard Isle in Kissimmee
Pulte has begun the first phase of Hilliard Isle, a roughly 900-acre master plan at Simpson Point and Pebble Park Way in Kissimmee. Plans describe about 2,016 homes across eight phases plus a 67-acre town center with multifamily units and mixed-use commercial space, developed with partners Empresas Fonalledas and Plaza Lakes LLC.
What it may mean for the marketThe start of construction could add substantial single-family and town-center supply over many years, though later phases and the commercial component remain dependent on absorption and market conditions.
Source: Florida YIMBY - December 2025Retail & Dining
Walmart-anchored power center filed for E192 at Narcoossee in the St. Cloud area
The Ferber Company filed construction plans for a roughly 250,000-square-foot retail power center on about 40 acres along E. Irlo Bronson Memorial Highway near Narcoossee Road. The plans include a large big-box anchor with a drive-thru pharmacy and a fueling station, consistent with a Walmart Supercenter format.
What it may mean for the marketIf permitted and built, the center could add a major grocery and retail anchor to the corridor, though filings at this stage do not guarantee tenants or a construction date.
Source: GrowthSpotter
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in the Orlando Metro.
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More Central Florida Counties
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Go deeper on Osceola County: Osceola property taxes · market scorecard (0–100) · cash offer & sell fast · search homes for sale
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