Osceola County Homes for Sale
Osceola County is Kissimmee, St. Cloud, and the vacation-home corridor at Disney's southern doorstep — a fast-growing, affordable, and increasingly diversifying market as the NeoCity semiconductor hub aims to push it beyond tourism.
Momentum
Off-market listings, true comps, and the carrying-cost math before you tour. Or get an instant cash offer on your current home.
Search all Osceola County listings or get a cash offer →
"Osceola County is Kissimmee, St. Cloud, and the vacation-home corridor at Disney's southern doorstep — a fast-growing, affordable, and increasingly diversifying market as the NeoCity semiconductor hub aims to push it beyond tourism. It is Central Florida's value-and-vacation-rental county. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Osceola County neighborhood, which is what we price against live comps."
Jon Brooks, founder, Momentum Realty · Updated June 2026
The 60-Second Overview
Osceola County snapshot (April 2026): typical home value $364K ($211/sqft), median rent $2,115, about 4,112 active listings, a median 81 days on market, and 19.6% of listings cutting price — a buyer's market. Values are -4.3% over the past year and +5.5% over five years.
Tourism is the historic engine — Osceola sits at Disney's southern edge and feeds the theme-park, hotel, and vacation-rental economy — but the county is deliberately diversifying. NeoCity, a 500-acre semiconductor-and-advanced-tech campus in Kissimmee, is attracting high-wage investment, while AdventHealth and Osceola Regional anchor healthcare and Orlando's job market is a short drive north.
Homes for Sale in Osceola County
About 4,112 active listings across Osceola County right now, median list price $415K at $211/sqft. Browse everything for sale, filter by price, area, and school zone, and ask us about any address.
Condos, townhomes, and starter homes — the lowest-cost way into Osceola County and its school zones.
The heart of the market: established single-family homes and newer planned-community product.
Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.
Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.
Osceola County Market Scorecard
Osceola County is a buyer's market: about 4,112 active listings, a median list price of $415,000, 19.6% of them cutting price, and homes going under contract in about 81 days.
Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.
Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.
Should You Buy, Sell, or Invest Here?
Among the most affordable doorsteps to Disney, with heavy new construction and a large short-term-rental segment — strong selection for buyers and investors alike.
Tourism and migration keep demand active, but a big vacation-home and new-build pipeline rewards sharp pricing.
One of the country's premier short-term-rental markets given the proximity to Disney — underwrite STR zoning carefully, as resort-zoned communities are built for it.
Get a Cash Offer in Osceola County
Need to sell fast, as-is, or skip the showings? Momentum Offers gets you a real cash offer on your Osceola County home in 24 hours — and, because we're a licensed RealTrends-500 brokerage, we'll also show you what the same home would net on the open market, so you can choose with both numbers in front of you.
- Close in as little as 7–14 days
- No repairs, cleaning, or showings
- No financing fall-through
- Pick your move-out date
- Often nets more, even after commission
- Sells 1.25% above MLS average, 8 days faster
- Full marketing & negotiation
- We front the prep with our concierge
Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Osceola County demand. Compare both at our Osceola County cash-offer page.
Schools in Osceola County
The School District of Osceola County is growing rapidly, and its NeoCity Academy magnet has rocketed up the rankings to become one of the top public high schools in Florida.
- NeoCity Academy (top-ranked magnet)
- Harmony High School
- Tohopekaliga High School
- St. Cloud High School
NeoCity Academy is a magnet with an application process; for most homes, confirm the zoned assignment in this fast-growing district. See school-zone guides →
Taxes, Insurance & Cost to Own
A median-priced Osceola County home costs about $2,628/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $68,711. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.
| Typical property-tax millage | 15.233 mills (~1.52% before exemptions) |
| Avg. homeowners insurance | $1,735/yr (Citizens county avg) |
| Homestead exemption | Up to $50,000 + 3% Save Our Homes cap |
| Est. all-in monthly (PITI) | $2,628/mo on a $364K home |
| Income to buy median home | $105,140/yr (est.) |
At about $1,735 a year on average, Osceola is middle-of-the-pack for Florida — manageable, but very address-dependent near the water. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.
New Construction in Osceola County
Builders pulled 7,366 residential permits last year (-16.4% YoY) — 5,085 single-family and 2,281 multifamily, about 18.1 per 1,000 residents. Active master-planned communities include Celebration; Tohoqua (Kissimmee); Kindred; Harmony; Twin Lakes (Del Webb, 55+); ChampionsGate-area vacation communities. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →
Population & Migration
Osceola County has about 406,943 residents. On a net domestic basis it gained roughly 5,703 people and a net +$299.46M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by NY, NJ, TX, MA. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.
12-Month Forecast
Expect Osceola to keep growing on affordability, migration, and the parks, with NeoCity adding higher-wage jobs over time. Near-term price growth stays modest given heavy vacation-home and new construction; STR policy is the key variable for investors.
Cities & Towns in Osceola County
The cities and communities that make up Osceola County — each its own market with its own prices, schools, and feel.
| Kissimmee | County seat; the tourism corridor, NeoCity, and affordable housing. |
| St. Cloud | Fast-growing, family-oriented city on East Lake Toho with newer communities. |
| Poinciana | Large, affordable master-planned area spanning into Polk County. |
| Celebration | Disney-built new-urbanist town with top demand. |
| Harmony | Conservation-focused master plan in the east county. |
Economy & Major Employers
Tourism is the historic engine — Osceola sits at Disney's southern edge and feeds the theme-park, hotel, and vacation-rental economy — but the county is deliberately diversifying. NeoCity, a 500-acre semiconductor-and-advanced-tech campus in Kissimmee, is attracting high-wage investment, while AdventHealth and Osceola Regional anchor healthcare and Orlando's job market is a short drive north.
- Walt Disney World and area theme parks
- School District of Osceola County
- AdventHealth Kissimmee
- Osceola Regional Medical Center
- NeoCity (semiconductor/advanced-tech campus)
- Osceola County government
- vacation-rental and hospitality operators
Osceola is building NeoCity, a 500-acre semiconductor-and-advanced-technology hub, to broaden its economy beyond tourism.
A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Osceola County agent →
Most Popular Communities
The master-planned, golf, waterfront, luxury, and 55+ communities buyers ask about most in Osceola County.
| Master-planned | Celebration, Tohoqua (Kissimmee), Kindred, Harmony, Twin Lakes (Del Webb, 55+), ChampionsGate-area vacation communities |
| Golf | Celebration Golf Club, Reunion Resort (nearby), Harmony Golf Preserve |
| Waterfront | East Lake Tohopekaliga (St. Cloud), Lake Toho (Kissimmee) |
| Luxury | Celebration, Bellalago, Reunion-area estates |
| 55+ / active adult | Twin Lakes (Del Webb), Solivita (nearby Poinciana) |
Lifestyle in Osceola County
Osceola is defined by its proximity to the parks — Disney, the Kissimmee tourism corridor, and a huge vacation-rental market — plus the bass-fishing lakes of the Kissimmee Chain (Lake Toho), the new-urbanist charm of Celebration, and Old Town's classic Florida tourism. NeoCity is adding a high-tech dimension to a county long defined by hospitality.
Risks to Weigh
Osceola's risks are tourism cyclicality and short-term-rental regulation, affordability creeping up from a low base, inland lake flooding, and rapid-growth strain on infrastructure. It is inland, so hurricane risk is wind-and-rain rather than surge, and insurance is more moderate than the coast.
Osceola County Communities
Browse every Osceola County community on our interactive map, sortable by price, schools, and commute.
Osceola County Real Estate FAQ
What is the median home price in Osceola County?
Is Osceola County a buyer's or seller's market?
Is Osceola County expensive?
What is the average rent in Osceola County?
Are property taxes high in Osceola County?
How much is homeowners insurance in Osceola County?
Is Osceola County a good place to invest in real estate?
Is Osceola County growing?
How long do homes take to sell in Osceola County?
What are the best areas to live in Osceola County?
What is the price per square foot in Osceola County?
How much income do I need to buy a home in Osceola County?
Is now a good time to buy in Osceola County?
Do I need flood insurance in Osceola County?
Is Osceola County a good place to retire?
How fast are home prices rising in Osceola County?
What is the cost of living in Osceola County?
What are the risks of buying in Osceola County?
Is Osceola County good for real estate investors?
What counties are near Osceola County?
Has inventory in Osceola County gone up?
Is Osceola County good for a vacation / short-term-rental home?
More Central Florida Counties
Orange · Seminole · Lake · Polk · Sumter
Go deeper on Osceola County: Osceola property taxes · market scorecard (0–100) · cash offer & sell fast · search homes for sale
Statewide tools: all 67 county scorecards · rankings & compare · interactive market map · ZIP scorecards · property-tax calculator · homestead exemption · flood insurance
Your move in Osceola County starts with a real person.
Buying, selling, or investing — tell us what you're working on and a Osceola County specialist follows up within one business day with real comps, the off-market list, and representation that's yours.
