Single Family Residence in SORRENTO PAXTON & SOMMERVILLES · No CDD on record
SORRENTO PAXTON & SOMMERVILLES · Sorrento, FL 32776 · Lake County
Listing data updated October 10, 2026 at 5:38 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,012Sq Ft
1988Year Built
$296Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
129% above
$/sq ft vs community
$296 here vs $129 median sold (12 mo)
Buyer leverage
Balanced market
1 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 10, 2026, 31434 Summit Street in Sorrento Paxton & Sommervilles, Sorrento is listed at $299,900 (1,012 sq ft, about $296 per sq ft). It came to market within the past week. Listing facts: built in 1988, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1988 · 38 yrs
1,012 sq ft of living area
Listed at $299,900 — recent neighborhood median sale price ~$120,000 (nearby sales; deemed reliable, not an appraisal)
New to market
No HOA reported by the listing (confirm)
Listing description
About this home
Welcome to 31434 Summit Street in Sorrento, a charming 3-bedroom, 2-full-bathroom cottage offering comfortable living, functional spaces, and a relaxed Central Florida lifestyle. Tucked away in a quiet, established neighborhood, this inviting home is a wonderful opportunity for a first-time buyer, small family, downsizer, or anyone looking for a little more outdoor freedom without giving up convenience. The three-bedroom floor plan provides flexibility for family, guests, a home office, or hobby space, while two full bathrooms make everyday living easy.
A dedicated laundry room adds additional functionality and keeps household tasks conveniently separated from the main living areas. Outside, the property offers plenty of possibilities for those who enjoy gardening, outdoor projects, or simply having extra space. The property is zoned for chickens and includes a chicken coop with a fenced-in run, making it easy to enjoy fresh eggs and a touch of homestead living right at home.
Two additional sheds provide valuable storage for lawn equipment, gardening supplies, tools, bicycles, outdoor gear, seasonal items, and more. A new HVAC system was installed in April 2026, providing an important recent update to the home. Imagine starting your morning with a bike ride, tending to your garden or chickens in the afternoon, and taking a quick trip into Mount Dora for dinner in the evening.
Location is another standout feature of this property! Approximately two minutes from access to the 429, this home offers excellent connectivity for your weekly commute and makes traveling throughout Central Florida convenient. Downtown Orlando is approximately 25 minutes away, placing employment centers, shopping, dining, entertainment, attractions, and everything Central Florida has to offer within easy reach.
When you're looking for small-town charm, Downtown Mount Dora is approximately 10 minutes away. Spend your weekends exploring locally owned restaurants, unique shops, festivals, community events, and the vibrant downtown atmosphere that makes Mount Dora such a popular destination. Come discover the possibilities and make 31434 Summit Street your next home!
Description provided by BHHS FLORIDA REALTY and reproduced from the MLS; not independently verified.
Listing courtesy of BHHS FLORIDA REALTY · Listing agent: Kara Wisely · 352-729-7325Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$299,900
Bed / bath3 / 2
Living area1,012 sq ft
Year built1988
Property typeSingle Family Residence
MLS #O6441583
Listing statusNew — 1 day on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~76 ft
CountyLake
Area listings1 active · 0 under contract
Estimated first-year tax~$4,150/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$296
Estimated monthly payment$2,165
Insurance (illustrative)$2k–$3k/yr
Messtimate range$102,212 – $267,168
Comparable-sales median$120,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,165/mo
Principal & interest $1,661/mo77%
Taxes $346/mo16%
Insurance $158/mo7%
$2,165/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Lake County rate (16.65 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $1,300/yr ($108/mo) — taxable value $78,672 × 16.65 mills
$2,850 more each year
(+219%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$78,672
Market value
$78,672
Assessed
$78,672
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~76 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Sorrento Paxton & Sommervilles
Pricing & the Sorrento Paxton & Sommervilles market
How this home is priced against recent nearby sales, and where Sorrento Paxton & Sommervilles has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1988BuiltPer public record
Sep 16, 2026First seen on movewithmomentum.comObserved at $299,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $299,900Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$270,000
25342 CARNOUSTIE DRIVE, SORRENTO
2 / 2 bd/ba · 1,023 sq ft · $264/sq ft
Courtesy of AGILE GROUP REALTY · View details →
Sold Sep 2026
$319,000
31050 LOCHMORE CIRCLE, MOUNT PLYMOUTH
2 / 2 bd/ba · 999 sq ft · $319/sq ft
Courtesy of UNITED REAL ESTATE PREFERRED · View details →
Sold Aug 2026
$115,000
31128 LOCHMORE CIRCLE, SORRENTO
3 / 1 bd/ba · 1,200 sq ft · $96/sq ft
Courtesy of UNITED REAL ESTATE PREFERRED · View details →
Sold Mar 2026
$105,000
31302 ORANGE STREET, SORRENTO
3 / 1 bd/ba · 816 sq ft · $129/sq ft
Courtesy of HANSON REAL ESTATE GROUP, INC. · View details →
Sold Mar 2026
$105,000
31302 ORANGE STREET, SORRENTO
3 / 1 bd/ba · 816 sq ft · $129/sq ft
Courtesy of HANSON REAL ESTATE GROUP, INC. · View details →
Sold Mar 2026
$125,000
30920 TEHO STREET, SORRENTO
3 / 2 bd/ba · 1,241 sq ft · $101/sq ft
Courtesy of MAX 2 REALTY · View details →
Median of these 6 sales: $120,000 ($129/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$102,212the mess$267,168
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $299,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 161% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1988 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing
≈6.0 months of supply
2 closed here in the last 12 months
For reference, this home is listed at $299,900 ($296/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,012 sq ft × $101–$264/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
15/100
Strongest on: Market liquidity (44), Price vs area (0)
0 limited50100 exceptional
15/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $296/sq ft vs the community 12-month median $129/sq ft.
Affordability0
List price $299,900 vs the community median $120,000. Not a measure of personal affordability.
Market liquidity44
Community inventory, ~6.0 months of supply (12-month record).
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 1 days on market for this home, against a 1-day area median.Days on market:this home 1Area median: 1 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026. As of September 20, 2026.
🟡 Asking $296 per square foot, about 129% above the community’s $129 median. Sorrento Paxton & Sommervilles’s 12-month median sold price per square foot is $129. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
54% of homes in Sorrento Paxton & Sommervilles are owner-occupied. An estimated 46% are non-owner-occupied, including 4% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 93 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in Sorrento Paxton & Sommervilles, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by BHHS FLORIDA REALTY · MLS # O6441583
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Keep looking
Similar homes for sale near SORRENTO PAXTON & SOMMERVILLES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont
The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.
Why it matters: The plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The project is about 27 miles south of Sorrento Paxton Sommervilles, elsewhere in Lake County.
Lake County approves buying 11 miles of CSX rail corridor for Wekiva Trail extension
Lake County commissioners voted to buy an 11-mile CSX rail corridor to extend the Wekiva Trail from Sorrento toward Mount Dora, Eustis and Leesburg. Property costs exceed $20 million, funded by the Lake Forever bond, an expected Florida Communities Trust grant and other sources. The final purchase agreement waits on the outcome of the November property tax amendment.
Why it matters: A continuous trail linking Sorrento, Mount Dora, Eustis and Leesburg would add recreation and non-car connections across north Lake County. The site is about 2 miles east of Sorrento Paxton Sommervilles.
Lake County approves rezoning for the Wolf Branch Innovation District near Mount Dora
Lake County approved a rezoning for the Wolf Branch Innovation District, a large mixed-use employment district planned near Mount Dora and State Road 46, clearing the way for a long-term jobs and commercial hub in east Lake County.
Why it matters: A large new employment and mixed-use district near Mount Dora points to long-term job growth in east Lake County, a structural demand driver for housing in the surrounding area. The site is less than a mile north of Sorrento Paxton Sommervilles.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 31434 Summit Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1988 (38 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,012 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,850 more per year than the current owner’s estimated bill (+219%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 31434 Summit Street and when was it built?
Per the listing record, 31434 Summit Street was built in 1988 and has 1,012 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 31434 Summit Street in?
31434 Summit Street is in Sorrento Paxton & Sommervilles in Sorrento, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 31434 Summit Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 31434 Summit Street differ from the current owner's?
The estimate on this page (about $4,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,850 more per year than the current owner’s estimated bill (+219%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 31434 Summit Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
