94 days on market (MLS) Single Family Residence ▼ Price cut: $14,510 (9/20)
$604,990
5-Bedroom Home in LAKE PRESERVE-PH 2

3231 Palatka Street, Orlando, FL 32824

Single Family Residence in LAKE PRESERVE-PH 2, ORLANDO · No CDD on record
LAKE PRESERVE-PH 2 · Orlando, FL 32824 · Orange County
Listing data updated October 3, 2026 · refreshed hourly
5Bedrooms
3.5Bathrooms
3,232Sq Ft
2017Year Built
$187Per Sq Ft
2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
12% below
$/sq ft vs community
$187 here vs $213 median sold (12 mo)
Buyer leverage
Balanced market
94 days on market
4.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~80 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $605k tops 6 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 3231 Palatka Street in Lake Preserve-Ph 2, Orlando is listed at $604,990 (3,232 sq ft, about $187 per sq ft). That sits within a few percent of Lake Preserve-Ph 2's median closed sale of $696,250 over the last 12 months (12 recorded sales). Per square foot it is below the community's recent $213/sq ft by about 12%. It has been 94 days on market. Listing facts: built in 2017, HOA dues of $107/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2017 · 9 yrs
  • 3,232 sq ft of living area
  • 2-car garage
  • Listed at $604,990 — recent neighborhood median sale price ~$696,250 (nearby sales; deemed reliable, not an appraisal)
  • 94 days on market
  • HOA $107/mo (per listing)
Listing description

About this home

Discover this five-bedroom home for sale in Orlando, Florida 32824, located in the Lake Preserve community near Lake Nona. Featuring a first-floor primary suite, three and one-half bathrooms, and 3,232 square feet of heated living area, 3231 Palatka Street offers a spacious floor plan designed for flexible living arrangements. The private first-floor primary bedroom is complemented by four additional bedrooms upstairs, a separate office, and a dedicated media/bonus room.

With 4,413 total square feet, this Orlando home also features a two-car garage, covered rear porch, and fenced yard. Lake Preserve offers community amenities that include a swimming pool, walking trails, playground, and scenic lake surroundings. The property is conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, and major transportation routes throughout Central Florida such as Florida’s Turnpike and the 417.

The property offers access to major employment centers as well. A leased solar panel system will be assumed by the buyer at closing. Schedule your private showing of 3231 Palatka Street and experience the space, versatility, and location this Lake Preserve home offers.

NO FLOOD INSURANCE REQUIRED, SEE ATTACHMENT

All 35 photos

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Description provided by LA ROSA REALTY CW PROPERTIES L and reproduced from the MLS; not independently verified.

Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Listing agent: Shakyra Cortes Mendez, PA · 407-910-2168Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$604,990
Bed / bath5 / 3.5
Living area3,232 sq ft
Year built2017
Property typeSingle Family Residence
Garage2-car
MLS #O6417980
Listing status94 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~80 ft
CountyOrange
Area listings5 active · 1 under contract
Estimated first-year tax~$9,250/yr
CDD assessmentNone on record
HOA$107/mo

Calculated estimates

Price per sq ft$187
Estimated monthly payment$4,386
Insurance (illustrative)$2k–$4k/yr
Messtimate range$630,240 – $730,432
Comparable-sales median$696,250

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,386/mo
  • Principal & interest $3,312/mo 75%
  • Taxes $771/mo 18%
  • Insurance $197/mo 4%
  • HOA $107/mo 2%

$4,386/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$9,250/yr
≈ $771/mo·effective rate ~1.53%
Estimate: asking price less the $50,000 homestead exemption × Orange County rate (16.67 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $9,275/yr ($773/mo) — taxable value $556,700 × 16.67 mills
About the same each year
(−0%)

The estimate for a new owner and the current owner’s estimated bill are within a few percent of each other. Exemptions, portability and any change in millage will move the actual bill.

$35,960
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$592,660
Market value
$556,700
Assessed
$556,700
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Orange County Property Appraiser 2025 final millage rates; OCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$107/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~80 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · LAKE PRESERVE

Pricing & the LAKE PRESERVE market

How this home is priced against recent nearby sales, and where LAKE PRESERVE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3448 SOMERSET PARK DRIVE3448 SOMERSET PARK DRIVE: $179/sq ft$179This homeThis home: $187/sq ft$1873260 PALATKA STREET3260 PALATKA STREET: $195/sq ft$1953260 PALATKA STREET3260 PALATKA STREET: $195/sq ft$19514291 WOODCHIP COURT14291 WOODCHIP COURT: $226/sq ft$22614291 WOODCHIP COURT14291 WOODCHIP COURT: $226/sq ft$2262816 SAND CRANE LANE2816 SAND CRANE LANE: $261/sq ft$261Community median $213

Price vs. size in LAKE PRESERVE

Each dot is a closed sale since 2015 (89 total). This home is the gold marker.

$239k$710k$1.2M1,8133,5565,298This home: $604,990, 3,232 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2026. This home lists at $187/sq ft.

$90$169$2482016: $10520162017: $11620172019: $11620192022: $17920222023: $23320232024: $19420242025: $20320252026: $2132026

Median sale price by year

12-month median closed price, 2016–2026.

$312k$525k$737k2016: $353k20162017: $401k20172019: $480k20192022: $568k20222023: $536k20232024: $612k20242025: $650k20252026: $696k2026

Market Heat by year (0–100)

Momentum Market Heat, 2016–2026. Now 32 (cold).

1242732016: 6320162017: 5920172019: 1820192022: 6720222023: 4520232024: 6620242025: 5020252026: 322026
Property timeline

This home’s history

  • 2017BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 94 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $635,000
  • Aug 4, 2026Price cut$625,000 (-$10,000, -1.6%)
  • Aug 22, 2026Price cut$619,500 (-$5,500, -0.9%)
  • Sep 20, 2026Price cut$604,990 (-$14,510, -2.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $604,990Momentum Realty · on market 94 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $696,250 ($213/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$630,240the mess$730,432

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $604,990 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 16% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $107/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 94 days on market vs. a 90-day community median
  • 4 active listings competing, 1 under contract
  • ≈4.6 months of supply
  • 15 closed here in the last 12 months

For reference, this home is listed at $604,990 ($187/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,232 sq ft × $195–$226/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

66/100
Strongest on: Buyer competition (92), Pricing power (84)
0 limited50100 exceptional

66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area81
This home $187/sq ft vs the community 12-month median $213/sq ft.
Affordability72
List price $604,990 vs the community median $696,250. Not a measure of personal affordability.
Flood safety50
FEMA Zone AE, ~80 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2017 build. Obtain a property-specific quote.
Market liquidity36
Community median 90 days on market, ~4.6 months of supply (12-month record).
Buyer competition92
8% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power84
Recent sales closed at about 91.2% of original asking (~8.8% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 8 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 4.6 months of supply in the surrounding market and 94 days on market for this home, against a 90-day area median.Days on market:this home 94Area median:  90 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. As of August 2, 2026.

🟡 Asking $187 per square foot, about 12% below the community’s $213 median. LAKE PRESERVE’s 12-month median sold price per square foot is $213. Median sold price per square foot is up 7.1% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

69% of homes in LAKE PRESERVE are owner-occupied. An estimated 31% are non-owner-occupied, including 3% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 334 homes matched. Community-level context.

Recent LAKE PRESERVE sales closed near 91.2% of original asking. Cash paid for about 8% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 5 active listings in LAKE PRESERVE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by LA ROSA REALTY CW PROPERTIES L · MLS # O6417980

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Keep looking

Similar homes for sale near LAKE PRESERVE-PH 2

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in LAKE PRESERVE-PH 2

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Lake Preserve news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Development

Capstone begins construction on The Gateway luxury apartments

Capstone Building Corp began construction on The Gateway, a 270-unit apartment community at 7250 Shadowridge Drive in Orlando, developed by JBL Development. The five-story gated project spans more than 417,000 square feet and is expected to be completed in late 2027. Amenities include a saltwater pool, fitness center, pickleball court, and a clubhouse with a restaurant and bar.

Why it matters: Adds 270 market rate apartments in a five story building with resort style amenities, expanding the local rental housing stock in the Airport Lakes area of south Orlando. The project is about 5 miles north of Lake Preserve, elsewhere in Orange County.

Construction Owners

Jul 2026 · Development

Orange County opens Enclave at Canopy Park with 104 affordable units

Orange County opened The Enclave at Canopy Park, a 104-unit affordable apartment community at 4440 Canopy Park Loop developed by Archway Partners. The county contributed 3 million dollars from its Affordable Housing Trust Fund. The community includes one and two bedroom homes plus a community center, fitness center, technology lab, and EV charging.

Why it matters: Adds 104 income-restricted apartment homes to the local rental supply along with new community amenities and green-certified construction. The project is about 10 miles northwest of Lake Preserve, elsewhere in Orange County.

ClickOrlando

Jul 2026 · Civic

Orange County previews new Innovation Center on West Colonial Drive

Orange County previewed its new Innovation Center at 7149 West Colonial Drive, located within the county's Multicultural Center and Senior Center complex, with an official opening set for Fall 2026. The center will offer technology programs including 3D printing and makerspace prototyping through the Orange County Library System, plus career exploration and workforce training through CareerSource Central Florida.

Why it matters: Adds a county operated civic and technology facility with library and workforce programming to the West Colonial corridor. The project is about 16 miles northwest of Lake Preserve, elsewhere in Orange County.

Orange County Newsroom

Jun 2026 · Development

Mixed-use high-rise redesigned for 924 and 934 North Magnolia Avenue

A redesigned 17-story mixed-use high-rise was proposed for 924 and 934 North Magnolia Avenue in Orlando's North Quarter district by Acram Group. The project would include 350 residential units, about 3,300 square feet of ground-floor commercial space, and a parking garage with 510 spaces, replacing two 1972 office buildings. A public plaza is planned at the corner of Magnolia and Weber Street.

Why it matters: Would replace two aging office buildings with 350 residences, ground floor retail, and structured parking, adding housing density and a public plaza along the Orlando Urban Trail. The project is about 14 miles north of Lake Preserve, elsewhere in Orange County.

Florida YIMBY

Go deeper

More on LAKE PRESERVE-PH 2

Go deeper on LAKE PRESERVE-PH 2

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Stonewyck ElementaryAssigned elementary school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEA
Luminary MiddleAssigned middle school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEB
Cypress Creek HighAssigned high school · Orange County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3231 Palatka Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2017: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $107/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,232 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,250/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3231 Palatka Street and when was it built?

Per the listing record, 3231 Palatka Street was built in 2017 and has 3,232 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3231 Palatka Street in?

3231 Palatka Street is in Lake Preserve-Ph 2 in Orlando, Orange County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3231 Palatka Street have an HOA, and how much are the dues?

The listing reports HOA dues of $107 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3231 Palatka Street differ from the current owner's?

The estimate on this page (about $9,250 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3231 Palatka Street in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3231 PALATKA STREET in person

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Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.