5 bedroom Single Family Residence at 339 55TH AVENUE, BRIGHTWATER BEACH ESTATES, ST PETE BEACH — photo 1Front elevation
5 bedroom Single Family Residence at 339 55TH AVENUE, BRIGHTWATER BEACH ESTATES, ST PETE BEACH — photo 2Living space
5 bedroom Single Family Residence at 339 55TH AVENUE, BRIGHTWATER BEACH ESTATES, ST PETE BEACH — photo 3Kitchen
5 bedroom Single Family Residence at 339 55TH AVENUE, BRIGHTWATER BEACH ESTATES, ST PETE BEACH — photo 4Owner's suite
5 bedroom Single Family Residence at 339 55TH AVENUE, BRIGHTWATER BEACH ESTATES, ST PETE BEACH — photo 5Exterior / yardView all 73 photos →
287 days on market Single Family Residence
$2,495,000
5-Bedroom Home in BRIGHTWATER BEACH ESTATES

339 55TH AVENUE, ST PETE BEACH, FL 33706

Single Family Residence in BRIGHTWATER BEACH ESTATES, ST PETE BEACH · No CDD
BRIGHTWATER BEACH ESTATES · ST PETE BEACH, FL 33706 · Pinellas
Listing data updated July 25, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,028Sq Ft
2020Year Built
$824Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$824 here vs $824 median sold (12 mo)
Buyer leverage
Strong buyer advantage
287 days on market
16.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~4 ft elevation
$6k–$13k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $2.50M tops 2 of the last 2 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2020 · 6 yrs
  • 3,028 sq ft of living area
  • 2-car garage
  • 287 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Brightwater Beach Estates St Pete Beach

Pricing & the Brightwater Beach Estates St Pete Beach market

How this home is priced against recent nearby sales, and where Brightwater Beach Estates St Pete Beach has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Brightwater Beach Estates St Pete Beach

Each dot is a closed sale since 2014 (33 total). This home is the gold marker.

$288k$2.0M$3.8M8563,9347,012This home: $2,495,000, 3,028 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2025. This home lists at $824/sq ft.

$281$627$9722015: $34820152017: $35220172022: $67220222023: $90520232025: $5142025

Median sale price by year

12-month median closed price, 2015–2025.

$340k$1.6M$2.9M2015: $585k20152017: $1.1M20172022: $1.6M20222023: $2.6M20232025: $1.4M2025
Property timeline

This home’s history

  • 2020BuiltPer public record
  • Jul 2, 2026First trackedObserved at $2,495,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$15,635/mo
  • Principal & interest $12,642/mo 81%
  • Taxes $2,183/mo 14%
  • Insurance $760/mo 5%
  • HOA $50/mo 0%

$15,635/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

45/100
Strongest on: Flood safety (90), Insurance cost (80)
0 limited50100 exceptional

45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $824/sq ft vs the community 12-month median $824/sq ft.
Affordability50
List price $2,495,000 vs the community median $2,495,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~4 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2020 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~16.0 months of supply (12-month record).
Renovation upside10
From a 2020 build and $824/sq ft vs the community median $824/sq ft. Not a condition assessment.
Buyer competition0
100% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 16.0 months of supply in the surrounding market and 287 days on market for this home, against a 159-day area median.Days on market:this home 287Area median:  159 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 15, 2026.

🟡 Asking $824 per square foot, about in line with the community’s $824 median. Brightwater Beach Estates St Pete Beach’s 12-month median sold price per square foot is $824. Confidence: Low · 2 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

62% of homes in Brightwater Beach Estates St Pete Beach are owner-occupied. An estimated 38% are non-owner-occupied, including 16% held in a company or trust and 16% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 104 homes matched. Community-level context.

What’s unique here: one of only 4 active listings in Brightwater Beach Estates St Pete Beach, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

THE BEST OF BOATING AND THE BEACH, THIS BEAUTIFUL 5 BEDROOM, 4 BATH COASTAL CONTEMPORARY RESIDENCE FEATURES RARE FRONT AND REAR (NORTH AND SOUTH) WATERVIEWS, AND AN ASSUMABLE FLOOD INSURANCE POLICY THAT IS JUST $550/YEAR! Feel the immediate coastal living vibe with your first step on the property of this home, an experience that will never grow old. A dual entry brick paver driveway introduces a covered front porch with two separate sitting areas overlooking the waterfront.

Beyond the pleasing entry foyer, discover a home that feels virtually brand new! Elegant wood flooring and rich detailed finishes provide a deeply satisfying living appeal. Enjoy sweeping water views from the expansive great room and dining area.

The living room integrates an entertainment wall/LED fireplace with shiplap wall finishes. Step out to the 39ft-wide covered deck and take-in dazzling panoramic views of the water; the huge deck presents three distinct sitting areas and offers access to the lower level. Your designer chef’s kitchen will make your culinary experience a true joy - with exquisite quartz surfaces, exceptional shaker-style coastal cabinetry, high-quality stainless-steel appliances, lovely tile backsplash, pantry, a terrific island prep center with breakfast bar, and excellent waterviews.

Both of the first living level bedrooms are sizable and have their own waterviews, with bedroom one opening to the covered balcony. The lavish full guest bath contains a rich quartz vanity, travertine tilework throughout, and a fabulous walk-in glass shower enclosure. Your impressive upper level holds three spacious waterfront bedroom suites.

The superb owner’s suite includes a generously-sized walk-in closet with closet system, and private access to an inspiring 300sqft+ covered balcony with commanding views of the waterfront. The gorgeous owner’s bath is luxurious, boasts two large/separate quartz vanities, a plush soaking tub encased in resplendent tilework, a sumptuous walk-in glass shower enclosure with two shower heads, and lovely water views. The 2nd and 3rd bedrooms suites are large and beautiful, with graceful full baths (suite 2 opens to the upper-level balcony).

The lower level has two oversized garage spaces, and a large multi-purpose area ideal for fitness, gaming or storage. The 300sqft covered lower-level deck overlooks the back yard and waterfront and is perfect for lounging and relaxing after a boating or beach day. The updated seawall and composite dock with runway lighting have a step-down area for kayak/paddleboard launching.

Dock supports a 13,000lb lift - from here you’re an easy 10-minute board ride to the Gulf! Water filtration/softening system, epoxy garage flooring, posh finished 3-stop elevator and so much more. An outstanding value in a truly uncommon location where all homes are on the water!

Just a 3-minute walk to the pristine soft white sands of TripAdvisors #1 rate beach, and a 5-minute walk to dining, shopping, entertainment! All dimensions are estimates, buyer to verify.

Description provided by CENTURY 21 JIM WHITE & ASSOC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,495,000
Bed / bath5 / 4
Living area3,028 sq ft
Year built2020
Property typeSingle Family Residence
Garage2-car
MLS #TB8425322
Listing status287 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~4 ft
Windstorm exposureLow
CountyPinellas
Area listings4 active · 1 under contract
Estimated first-year tax~$26,198/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$824
Estimated monthly payment$15,635
Insurance (illustrative)$6k–$13k/yr
Comparable-sales median$2,495,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Listing agent: Dania Perry · 727-367-3795Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$2,195,300the mess$2,794,844

Actual list price: $2,495,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing, 1 under contract
  • 16.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $2,495,000 ($824/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,028 sq ft × $725–$923/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near BRIGHTWATER BEACH ESTATES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,495,000Momentum Realty · on market 287 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$26,198/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$13k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~4 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in BRIGHTWATER BEACH ESTATES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BRIGHTWATER BEACH ESTATES neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$2,495,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$824

Canonical 12-month median $/sq ft. Reference only.

Go deeper on BRIGHTWATER BEACH ESTATES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Azalea Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Azalea Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEC
Boca Ciega High-PNAssigned high school · Pinellas County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$11,435 – $16,633/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$4,554 – +$125At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 339 55TH AVENUE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.