3 bedroom Single Family Residence at 3413 IVY HOLLOW DRIVE, VARREA PHASE 2A, PLANT CITY — photo 1Front elevation
3 bedroom Single Family Residence at 3413 IVY HOLLOW DRIVE, VARREA PHASE 2A, PLANT CITY — photo 2Living space
3 bedroom Single Family Residence at 3413 IVY HOLLOW DRIVE, VARREA PHASE 2A, PLANT CITY — photo 3Kitchen
3 bedroom Single Family Residence at 3413 IVY HOLLOW DRIVE, VARREA PHASE 2A, PLANT CITY — photo 4Owner's suite
3 bedroom Single Family Residence at 3413 IVY HOLLOW DRIVE, VARREA PHASE 2A, PLANT CITY — photo 5Exterior / yardView all 72 photos →
66 days on market Single Family Residence ▼ Price cut: $15,000 (8/20)
$444,900
3-Bedroom Home in VARREA PHASE 2A

3413 IVY HOLLOW DRIVE, PLANT CITY, FL 33565

Single Family Residence in VARREA PHASE 2A, PLANT CITY · No CDD · Built 2024
VARREA PHASE 2A · PLANT CITY, FL 33565 · Hillsborough
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,844Sq Ft
2024Year Built
$241Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$241 here vs $241 median sold (12 mo)
Buyer leverage
Balanced market
66 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~112 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 3413 Ivy Hollow Drive in Varrea Phase 2A, Plant City is listed at $444,900 (1,844 sq ft, about $241 per sq ft). It has been 66 days on market. Listing facts: built in 2024, HOA dues of $8/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 1,844 sq ft of living area
  • 2-car garage
  • 66 days on market
  • HOA $8/mo (per listing)
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Jul 10, 2026First trackedObserved at $459,900
  • Aug 20, 2026Price cut$444,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,819/mo
  • Principal & interest $2,299/mo 82%
  • Taxes $389/mo 14%
  • Insurance $123/mo 4%
  • HOA $8/mo 0%

$2,819/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $241/sq ft vs the community 12-month median $241/sq ft.
Affordability50
List price $444,900 vs the community median $444,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~112 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity66
Community inventory, ~2.4 months of supply (12-month record).
Renovation upside10
From a 2024 build and $241/sq ft vs the community median $241/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.4 months of supply in the surrounding market and 66 days on market for this home, against a 26-day area median.Days on market:this home 66Area median:  26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 15, 2026.

🟡 Asking $241 per square foot, about in line with the community’s $241 median. Varrea’s 12-month median sold price per square foot is $241. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in Varrea are owner-occupied. An estimated 58% are non-owner-occupied, including 21% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 749 homes matched. Community-level context.

What’s unique here: one of only 32 active listings in Varrea, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

MOTIVATED OWNER TO HELP IN CLOSING COSTS Welcome to a home where every sunrise feels like a fresh beginning and every sunset becomes a moment worth remembering. Perfectly positioned on a premium homesite overlooking the community's natural preserve, this beautifully maintained 3-bedroom, 2-bath residence offers 1,844 square feet of thoughtfully designed living space where comfort, functionality, and meaningful moments come together effortlessly. Lovingly cared for and tastefully upgraded by its owners, this home goes far beyond builder-grade finishes.

Inside, you'll find laminate flooring throughout the living areas and bedrooms, ceramic tile in the bathrooms, stainless steel appliances, an upgraded laundry room, and a thoughtfully designed layout that feels both inviting and practical. The owners have also invested in enhancements that enrich everyday living, including an insulated garage door for improved comfort and energy efficiency, a whole-home water softener and filtration system, gutters, and an integrated smart home lighting system that can be programmed with timers and controlled by voice commands or directly from your smartphone, creating a modern and convenient living experience. Yet the true centerpiece of this home lies just beyond the sliding doors.

The screened backyard retreat, complete with a gazebo and summer kitchen, opens to peaceful preserve views and an ever-changing canvas of breathtaking sunrises and sunsets. Whether hosting family celebrations, enjoying weekend barbecues with friends, or simply savoring a quiet cup of coffee while nature awakens around you, this outdoor living space was designed for creating memories that will last a lifetime. Located within the desirable Farm at Varrea community in Plant City, this residence presents a rare floor plan opportunity to enjoy the benefits of a newer community while owning a home already enriched with thoughtful upgrades, pride of ownership, and a level of warmth and character that simply cannot be replicated.

More than a house, this is a place where technology, comfort, and nature come together to create a lifestyle that feels both elevated and deeply personal. Owner is open to NEGOCIATE the furniture.

Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$444,900
Bed / bath3 / 2
Living area1,844 sq ft
Year built2024
Property typeSingle Family Residence
Garage2-car
MLS #O6416822
Listing status66 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~112 ft
Windstorm exposureLow
CountyHillsborough
Area listings32 active · 22 under contract
Estimated first-year tax~$4,671/yr
CDD assessmentNone on record
HOA (per listing)$8/mo

Calculated estimates

Price per sq ft$241
Estimated monthly payment$2,819
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$444,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of EXP REALTY LLC · Listing agent: Arturo Cardenas · 888-883-8509Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$390,928the mess$497,880

Actual list price: $444,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $8/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 30 active listings competing, 19 under contract
  • 2.4 months of supply
  • 152 closed here in the last 12 months

For reference, this home is listed at $444,900 ($241/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,844 sq ft × $212–$270/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near VARREA PHASE 2A

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $444,900Momentum Realty · on market 66 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,671/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$8/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~112 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 3413 IVY HOLLOW DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by EXP REALTY LLC · MLS # O6416822

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in VARREA PHASE 2A

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the VARREA PHASE 2A neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$444,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$241

Canonical 12-month median $/sq ft. Reference only.

Go deeper on VARREA PHASE 2A

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Knights-HBAssigned elementary school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
Marshall-HBAssigned middle school · Hillsborough County School District
GRADEA
Plant City-HBAssigned high school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,039 – $2,966/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$840 – −$6At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 3413 Ivy Hollow Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,844 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,671/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3413 Ivy Hollow Drive and when was it built?

Per the listing record, 3413 Ivy Hollow Drive was built in 2024 and has 1,844 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3413 Ivy Hollow Drive in?

3413 Ivy Hollow Drive is in Varrea Phase 2A in Plant City, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Varrea Phase 2A from the same MLS data.

Does 3413 Ivy Hollow Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3413 Ivy Hollow Drive differ from the current owner's?

The estimate on this page (about $4,671 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3413 Ivy Hollow Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3413 IVY HOLLOW DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.