2 bedroom Mobile Home at 3415 SPANISH OAK TERRACE, OAKWOOD MANOR, SARASOTA — photo 1Front elevation
28 days on market Mobile Home
$149,900
2-Bedroom Mobile Home in OAKWOOD MANOR

3415 SPANISH OAK TERRACE, SARASOTA, FL 34237

Mobile Home in OAKWOOD MANOR, SARASOTA · No CDD
OAKWOOD MANOR · SARASOTA, FL 34237 · Sarasota
Listing data updated September 12, 2026 · refreshed twice daily
2Bedrooms
1.5Bathrooms
749Sq Ft
1973Year Built
$200Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
67% above
$/sq ft vs community
$200 here vs $120 median sold (12 mo)
Buyer leverage
Seller-leaning
28 days on market
3.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $150k tops 6 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 3415 Spanish Oak Terrace in Oakwood Manor, Sarasota is listed at $149,900 (749 sq ft, about $200 per sq ft). That is 39% above Oakwood Manor's median closed sale of $107,750 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $120/sq ft by about 67%. It has been 28 days on market. Listing facts: built in 1973, HOA dues of $210/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1973 · 53 yrs
  • 749 sq ft of living area
  • Listed at $149,900 — recent neighborhood median sale price ~$107,750 (nearby sales; deemed reliable, not an appraisal)
  • 28 days on market
  • HOA $210/mo (per listing)
Momentum Research · Oakwood Manor

Pricing & the Oakwood Manor market

How this home is priced against recent nearby sales, and where Oakwood Manor has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3335 SPANISH OAK TERRACE3335 SPANISH OAK TERRACE: $84/sq ft$843415 SPANISH OAK TERRACE3415 SPANISH OAK TERRACE: $93/sq ft$933222 ASPEN TERRACE3222 ASPEN TERRACE: $148/sq ft$1483313 OVERCUP OAK TERRACE3313 OVERCUP OAK TERRACE: $153/sq ft$153This homeThis home: $200/sq ft$200Community median $120
Property timeline

This home’s history

  • 1973BuiltPer public record
  • Aug 12, 2026First trackedObserved at $149,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,201/mo
  • Principal & interest $779/mo 65%
  • Taxes $131/mo 11%
  • Insurance $81/mo 7%
  • HOA $210/mo 17%

$1,201/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

30/100
Strongest on: Renovation upside (62), Market liquidity (60)
0 limited50100 exceptional

30/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $200/sq ft vs the community 12-month median $120/sq ft.
Affordability0
List price $149,900 vs the community median $107,750. Not a measure of personal affordability.
Market liquidity60
Community inventory, ~3.3 months of supply (12-month record).
Renovation upside62
From a 1973 build and $200/sq ft vs the community median $120/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 3.3 months of supply in the surrounding market and 28 days on market for this home, against a 99-day area median.Days on market:this home 28Area median:  99 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. As of September 12, 2026.

🟡 Asking $200 per square foot, about 67% above the community’s $120 median. Oakwood Manor’s 12-month median sold price per square foot is $120. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 15 active listings in Oakwood Manor, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

OAKWOOD MANOR — WHERE FUN AND FRIENDSHIPS BEGIN! FRESH, UPDATED, AND READY TO ENJOY! NEW KITCHENNEW BATHS NEW FLOORING NEW LOOK!

Welcome to Oakwood Manor, Sarasota’s only resident-owned 55+ community within the Sarasota city limits—where affordability meets an active, social lifestyle. This 2-bedroom, 1.5-bath home offers 749 sq. ft.

of living space and sits on a desirable oversized lot (50 x 80.5), giving you extra room and exciting potential. A spacious covered and screened Florida room welcomes you at the front of the home—perfect for morning coffee, entertaining guests, or simply enjoying the Florida lifestyle year-round. Major Updates Already Done: A/C replaced in 2020 Roof replaced in 2023, new flooring through out 2026, new Kitchen, new baths and half bath and newly painted interior.

Oakwood Manor spans 90 beautifully maintained acres and is known for its low maintenance fees and friendly, welcoming atmosphere. Community Amenities Include: Clubhouse with fitness room, dance floor & library Heated pool & hot tub Putt-putt golf, bocce ball, shuffleboard & cornhole Ping-pong & pool table Shaded seating areas & picnic park with grill Full calendar of social events and activities Love pickleball? Courts are just a short bike ride away along the Legacy Trail, located right next to the community.

You’re also just minutes from downtown Sarasota, Gulf beaches, shopping, dining, and major hospitals—everything you need, right at your fingertips. Note: no pets, motorcycles or trucks community

Description provided by REAL ESTATE BOUTIQUE LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$149,900
Bed / bath2 / 1.5
Living area749 sq ft
Year built1973
Property typeMobile Home
MLS #A4702390
Listing status28 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~18 ft
Windstorm exposureLow
CountySarasota
Area listings15 active · 2 under contract
Estimated first-year tax~$1,574/yr
CDD assessmentNone on record
HOA (per listing)$210/mo

Calculated estimates

Price per sq ft$200
Estimated monthly payment$1,201
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$107,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of REAL ESTATE BOUTIQUE LLC · Listing agent: Maria Atkins · 941-726-8061Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$79,394the mess$100,366

Actual list price: $149,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 26% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1973 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $210/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 15 active listings competing, 2 under contract
  • 3.3 months of supply
  • 55 closed here in the last 12 months

For reference, this home is listed at $149,900 ($200/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 749 sq ft × $106–$134/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near OAKWOOD MANOR

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $149,900Momentum Realty · on market 28 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$1,574/yr

A rough first-year estimate only, applying a typical Sarasota rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$210/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~18 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 3415 SPANISH OAK TERRACE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by REAL ESTATE BOUTIQUE LLC · MLS # A4702390

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in OAKWOOD MANOR

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the OAKWOOD MANOR neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$107,750

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$120

Canonical 12-month median $/sq ft. Reference only.

Go deeper on OAKWOOD MANOR

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Sarasota County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $120/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$687 – $999/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate2.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$534 – −$253At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 3415 Spanish Oak Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1973 (53 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $210/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Sarasota County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 749 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,574/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3415 Spanish Oak Terrace and when was it built?

Per the listing record, 3415 Spanish Oak Terrace was built in 1973 and has 749 sq ft of living area, 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3415 Spanish Oak Terrace in?

3415 Spanish Oak Terrace is in Oakwood Manor in Sarasota, Sarasota County. The community section on this page shows recent closed sales, days on market, and active inventory for Oakwood Manor from the same MLS data.

Does 3415 Spanish Oak Terrace have an HOA, and how much are the dues?

The listing reports HOA dues of $210 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3415 Spanish Oak Terrace differ from the current owner's?

The estimate on this page (about $1,574 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3415 Spanish Oak Terrace in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3415 SPANISH OAK TERRACE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.