4 bedroom Single Family Residence at 3503 Oak Club Court, Walden Lake Unit 26, Plant City — photo 1
Active Single Family Residence
$548,000
4-Bedroom Pool Home in WALDEN LAKE UNIT 26

3503 Oak Club Court, Plant City, FL 33566

Single Family Residence in WALDEN LAKE UNIT 26, PLANT CITY · No CDD on record
WALDEN LAKE UNIT 26 · Plant City, FL 33566 · Hillsborough County
Listing data updated October 14, 2026 at 9:34 AM ET · checked against the MLS hourly
4Bedrooms
2Bathrooms
2,309Sq Ft
1994Year Built
$237Per Sq Ft
Private pool3-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
48% above
$/sq ft vs community
$237 here vs $160 median sold (12 mo)
Buyer leverage
Seller-leaning
2.9-month supply
2.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $548k tops 7 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 3503 Oak Club Court in Walden Lake Unit 26, Plant City is listed at $548,000 (2,309 sq ft, about $237 per sq ft). That is 28% above Walden Lake Unit 26's median closed sale of $427,000 over the last 12 months (4 recorded sales). Per square foot it is above the community's recent $160/sq ft by about 48%. It came to market within the past week. Listing facts: built in 1994, a private pool. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1994 · 32 yrs
  • 2,309 sq ft of living area
  • 3-car garage
  • Listed at $548,000 — recent neighborhood median sale price ~$427,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
Listing description

About this home

Virtually Staged. Welcome to 3503 Oak Club Court, a beautifully maintained pool home tucked at the end of a quiet cul-de-sac in the desirable Forest Club neighborhood of Walden Lake. A long driveway, mature landscaping and an inviting front porch create a memorable first impression, while the private backyard offers a peaceful setting for enjoying Florida living.

Inside, the recently painted interior features a spacious split-bedroom floor plan filled with natural light from large windows and sliding glass doors. Engineered hardwood and tile flooring, high ceilings and crown molding add character throughout the main living areas. The family room is centered around a striking stone, wood-burning fireplace, creating a warm and welcoming gathering space.

A separate formal dining room provides plenty of room for entertaining, while the versatile den can serve as a home office, hobby room or fourth bedroom. The kitchen offers abundant cabinetry and storage, generous counter space, stainless steel appliances, under-cabinet lighting, a breakfast bar and a comfortable dining area for everyday meals. The spacious primary suite is privately positioned away from the secondary bedrooms and includes an impressive walk-in closet with elegant built-ins that create a custom closet feel.

The en-suite bathroom features dual vanities, a garden tub and a separate walk-in shower. The outdoor living space is one of the home’s standout features. Multiple rooms overlook the inviting in-ground pool, expansive paver deck and screened enclosure.

A large covered and screened patio provides shaded space for outdoor dining, relaxing or entertaining throughout the year. Mature landscaping surrounds the pool area, creating a private backyard retreat with a lush and peaceful backdrop. The home also features an attached three-car split garage.

The third single-car bay is air-conditioned and currently used as a workshop, offering excellent flexibility for projects, hobbies, storage or a climate-controlled bonus space. It could also be easily returned to use as a traditional garage bay for a vehicle. Additional highlights include indoor laundry, irrigation supplied by a dedicated well and the option to purchase the home partially furnished.

The former Walden Lake golf course is now closed, leaving behind expansive green space and paths that have become popular for walking. Residents also enjoy access to Walden Lake community amenities, including parks, a playground, a dog park, athletic facilities, fishing and lake access. Plant City’s convenient Central Florida location makes it possible to enjoy peaceful suburban living while remaining within easy reach of Tampa, Lakeland and Orlando.

Spend the day exploring world-famous theme parks, Gulf Coast beaches or nearby shopping and dining. Tampa International Airport and Orlando International Airport provide convenient options for travel, while the entertainment, sporting events and nightlife of Tampa and Orlando are close enough to enjoy whenever the mood strikes. Whether you prefer quiet evenings by the pool or easy access to some of Florida’s most popular destinations, this home offers the best of both lifestyles.

Description provided by REMAX EXPERTS and reproduced from the MLS; not independently verified.

Listing courtesy of REMAX EXPERTS · Listing agent: Amanda Wright · 863-802-5262Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$548,000
Bed / bath4 / 2
Living area2,309 sq ft
Year built1994
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #L4965386
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~130 ft
CountyHillsborough
Area listings10 active · 3 under contract
Estimated first-year tax~$5,754/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$237
Estimated monthly payment$3,781
Insurance (illustrative)$2k–$4k/yr
Messtimate range$341,732 – $461,800
Comparable-sales median$427,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,781/mo
  • Principal & interest $3,035/mo 80%
  • Taxes $480/mo 13%
  • Insurance $267/mo 7%

$3,781/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,754/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~130 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · walden lake fairway estates

Pricing & the walden lake fairway estates market

How this home is priced against recent nearby sales, and where walden lake fairway estates has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales802 WILTONWAY DRIVE802 WILTONWAY DRIVE: $135/sq ft$135814 WILTONWAY DRIVE814 WILTONWAY DRIVE: $148/sq ft$1481807 HITCHING POST PLACE1807 HITCHING POST PLACE: $165/sq ft$1652001 N GOLFVIEW DRIVE2001 N GOLFVIEW DRIVE: $175/sq ft$1754435 DEVINSHIRE FIELDS L…4435 DEVINSHIRE FIELDS LOOP: $200/sq ft$2004124 BARRET AVENUE4124 BARRET AVENUE: $207/sq ft$207This homeThis home: $237/sq ft$237Community median $160

Median $/sq ft by year

Community sold $/sq ft, 2023–2026. This home lists at $237/sq ft.

$123$147$1712023: $16620232025: $12820252026: $1602026

Median sale price by year

12-month median closed price, 2023–2026.

$415k$478k$542k2023: $530k20232025: $525k20252026: $427k2026
Property timeline

This home’s history

  • 1994BuiltPer public record
  • Oct 12, 2026First seen on movewithmomentum.comObserved at $548,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $548,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $427,000 ($160/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$367,700the mess$459,300

Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.

Actual list price: $548,000 ($237/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 25% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1994 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 12 active listings competing, 1 under contract
  • ≈2.9 months of supply
  • 12 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.

Momentum Scores

Momentum Property Score

32/100
Strongest on: Market liquidity (66), Pricing power (61)
0 limited50100 exceptional

32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $237/sq ft vs the community 12-month median $160/sq ft.
Affordability3
List price $548,000 vs the community median $427,000. Not a measure of personal affordability.
Market liquidity66
Community median 42 days on market, ~2.9 months of supply (12-month record).
Pricing power61
Recent sales closed at about 95.9% of original asking (~4.1% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $237 per square foot, about 48% above the community’s $160 median. walden lake fairway estates’s 12-month median sold price per square foot is $160. Median sold price per square foot is down 18.7% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

88% of homes in walden lake fairway estates are owner-occupied. An estimated 12% are non-owner-occupied, including 2% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 204 homes matched. Community-level context.

Recent walden lake fairway estates sales closed near 95.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 10 active listings in walden lake fairway estates, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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More on WALDEN LAKE UNIT 26

Go deeper on WALDEN LAKE UNIT 26

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hillsborough County Schools (verify by address)Public · Hillsborough County School District
Confirm zoned elementary, middle, and highBy address · Hillsborough County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3503 Oak Club Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1994 (32 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,309 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,754/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3503 Oak Club Court and when was it built?

Per the listing record, 3503 Oak Club Court was built in 1994 and has 2,309 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3503 Oak Club Court in?

3503 Oak Club Court is in Walden Lake Unit 26 in Plant City, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 3503 Oak Club Court differ from the current owner's?

The estimate on this page (about $5,754 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3503 Oak Club Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.