Front elevation3823 Ancient Oak Trail, Plant City, FL 33565
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 26, 2026, 3823 Ancient Oak Trail in Ancient Oak Platted Sub, Plant City is listed at $799,500 (2,589 sq ft, about $309 per sq ft). It has been 80 days on market. Listing facts: built in 2006, a private pool, HOA dues of $25/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2006 · 20 yrs
- 2,589 sq ft of living area
- 3-car garage
- 80 days on market
- HOA $25/mo (per listing)
This home’s history
- 2006BuiltPer public record
- Jul 10, 2026First trackedObserved at $820,000
- Aug 4, 2026Price cut$799,500
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $4,268/mo 80%
- Taxes $700/mo 13%
- Insurance $322/mo 6%
- HOA $25/mo 0%
$5,315/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $309 per square foot, about in line with the community’s $309 median. Ancient Oak Platted Sub’s 12-month median sold price per square foot is $309. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
90% of homes in Ancient Oak Platted Sub are owner-occupied. An estimated 10% are non-owner-occupied, including 0% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 10 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in Ancient Oak Platted Sub, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
* . QUIET CUL-DE-SAC & COUNTRY LIVING - VERY LOW HOA AND NO CDDs: Welcome to a private sanctuary, where the serenity of country living meets the convenience of being just minutes from everything you need. Nestled on just over an acre at the end of a quiet cul-de-sac, this meticulously maintained 4 bedroom / 3 bath home offers a rare opportunity to enjoy privacy, modern comfort, and peaceful surroundings without sacrificing easy access to shopping, dining, medical facilities, and everyday conveniences.
Begin your mornings with coffee on the private patio, listening to the soothing sounds of the pool's waterfall, and end your evenings beneath a sky full of stars as owls call in the distance. . PRIVATE SCREENED-IN OASIS, HEATED SWIMMING POOL & JACUZZI SPA: At the heart of this private sanctuary is an exceptional screened-in outdoor oasis, thoughtfully designed for both relaxation and entertaining.
Centered around a resort style heated swimming pool and spa with waterfall, stone accents and a pool bath, it offers the perfect setting for making memories with family and friends or simply unwinding in your own private retreat. . SEAMLESS INDOOR & OUTDOOR ENTERTAINING: The interior is designed perfectly for entertaining, with spacious living areas that flow effortlessly right out to the screened pool deck, creating the ultimate indoor-outdoor party space.
The main living zones feature a cozy wood-burning fireplace, durable Pergo water-resistant flooring, premium plantation shutters, and sliding glass doors that perfectly frame views of your backyard oasis. The gourmet kitchen blends modern convenience with everyday hosting, featuring a conversational breakfast bar, smart refrigerator with a built-in camera and multi-zone storage, a dual-oven range, and a microwave with convection oven capability. .
SOLAR PANELS: Modern living meets energy efficiency. Reduce your carbon footprint and your bills. This home features a high efficiency, 79 panel solar array.
ASKING PRICE INCLUDES FULL PAY OFF OF SOLAR WITH 25 YEAR WARRANTY. . PRIVATE OWNER'S RETREAT: The home features a dedicated private primary suite offering an expansive, secluded layout for optimal relaxation and ultimate privacy.
. SPACIOUS BONUS ROOM: A standout feature of the home is the spacious bonus room with its own dedicated mini-split heating and cooling system, offering endless possibilities to personalize the space for the way you live. As your lifestyle changes over the years, this room is ready to evolve right along with you.
COULD EASILY BE CONVERTED BACK TO A 3-CAR GARAGE. . RECENT PREMIUM UPGRADES: * Brand-new Pella sliding glass doors and windows overlooking the pool (2026) * Pool pump (2025) * Water softener (2024) * Energy-efficient solar system (2023) * HVAC system (2022) * New roof (2022) .
ADDITIONAL VALUE FEATURES: * 7-zone irrigation system * High-clearance carport with room for a boat or RV * 14' × 10' storage shed . Thoughtfully updated, exceptionally energy efficient, and offering the serenity of country living just minutes away from everyday conveniences, this isn't simply a beautiful home—it's where the noise of the world fades away. It's a place to breathe deeply, leave the stresses of the day behind, and simply enjoy being home.
. Easy access to I-4 and I-75 * 25 min to Tampa * Airports: Under 30 min to Tampa or Lakeland
Description provided by THOMPSON AND THOMPSON REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $799,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $25/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 1 active listing competing
For reference, this home is listed at $799,500 ($309/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,589 sq ft × $272–$346/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.
Similar homes for sale near ANCIENT OAK PLATTED SUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in PLANT CITY
- 1806 E Linda Street, PLANT CITY · $375,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of IMPACT REALTY TAMPA BAY)
- 7105 Otto Road, PLANT CITY · $550,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of DALTON WADE INC)
- 1506 Oakdale Street, PLANT CITY · $280,000 · 3 bd / 3.0 ba · listed September 24, 2026 (courtesy of KELLER WILLIAMS RLTY NEW TAMPA)
- 2906 Oak Crest Drive, PLANT CITY · $276,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of CARTER COMPANY REALTORS)
- 1446 Walden Oaks Place, PLANT CITY · $349,900 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of REALTYCITY INC)
- 2783 Golf Lake Drive #53, PLANT CITY · $319,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of COLDWELL BANKER REALTY)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by THOMPSON AND THOMPSON REALTY · MLS # TB8520601
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Recent sales activity in ANCIENT OAK PLATTED SUB
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ANCIENT OAK PLATTED SUB neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on ANCIENT OAK PLATTED SUB
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3823 Ancient Oak Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $25/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 2,589 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $8,395/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3823 Ancient Oak Trail and when was it built?
Per the listing record, 3823 Ancient Oak Trail was built in 2006 and has 2,589 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3823 Ancient Oak Trail in?
3823 Ancient Oak Trail is in Ancient Oak Platted Sub in Plant City, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Ancient Oak Platted Sub from the same MLS data.
Does 3823 Ancient Oak Trail have an HOA, and how much are the dues?
The listing reports HOA dues of $25 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3823 Ancient Oak Trail differ from the current owner's?
The estimate on this page (about $8,395 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3823 Ancient Oak Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.