3830 SHORE ACRES BOULEVARD, ST PETERSBURG, FL 33703
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 9, 2026, 3830 Shore Acres Boulevard in Shore Acres Overlook Sec, St Petersburg is listed at $3,995,000 (5,186 sq ft, about $770 per sq ft). That sits within a few percent of Shore Acres Overlook Sec's median closed sale of $3,995,000 over the last 12 months (1 recorded sales). It has been 209 days on market. Listing facts: built in 2023, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2023 · 3 yrs
- 5,186 sq ft of living area
- 4-car garage
- 209 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 2023BuiltPer public record
- Jul 10, 2026First trackedObserved at $4,395,000
- Sep 3, 2026Price cut$3,995,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $20,644/mo 82%
- Taxes $3,496/mo 14%
- Insurance $1,133/mo 4%
- HOA $50/mo 0%
$25,323/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $770 per square foot, about in line with the community’s $770 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $770. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
46% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 54% are non-owner-occupied, including 20% held in a company or trust and 22% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 583 homes matched. Community-level context.
What’s unique here: one of only 5292 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
This exceptional waterfront residence, built in 2023, delivers a refined blend of modern design, advanced technology, and sweeping open bayou views. Thoughtfully enhanced over time and constructed with quality and longevity in mind, this five-bedroom estate offers an elevated coastal lifestyle in one of St. Petersburg’s most desirable waterfront settings.
Spanning approximately 5,200 square feet, the home features five bedrooms, five full bathrooms, and two half bathrooms, with a flexible layout designed for everyday living and entertaining. An elevator services all levels of the home, offering effortless access throughout. The main living level welcomes you with a spacious great room anchored by a striking fireplace and expansive windows capturing the water beyond.
An open-concept design flows seamlessly into the dining and kitchen areas, creating a refined backdrop for elevated living and entertaining. The kitchen is a true showpiece, anchored by a massive waterfall-edge statement island and featuring a professional-grade natural gas ZLINE cooktop, a fully paneled Sub-Zero refrigerator for a seamless custom look, and expansive European-style cabinetry. Quartz countertops and thoughtful design details elevate the space, while a hidden oversized walk-in pantry offers exceptional storage and prep space and includes a second refrigerator.
A wet bar and dedicated wine cooler further enhance the kitchen’s entertaining appeal. Two primary suites provide flexibility and privacy. One suite occupies the second level, while the expansive third-level primary retreat serves as a true sanctuary with custom his-and-hers closets and a spa-inspired bathroom featuring a large walk-in shower and freestanding soaking tub.
The primary bedroom opens directly to a private balcony overlooking breathtaking open bayou views. The third level also features a generously sized family room with beautiful water views and direct access to an additional balcony, along with a conveniently located laundry room. The home is fully integrated with a whole-house sound, lighting, and smart-control system, all operable from a mobile app.
Additional upgrades include motorized window blinds, a whole-house solar system, a water softener system, and a whole-house generator. Outdoor living is exceptional, with wide open bayou views, a composite dock with boat lift, and a resort-style pool and spa enhanced with a new pump and heater in 2025 and now fully screened for year-round enjoyment. Two well-appointed outdoor kitchens and a dedicated pool bathroom complete the space, while thoughtfully designed landscaping and new fencing provide privacy without sacrificing the waterfront backdrop.
Additional highlights include impact-rated windows and doors throughout, offering enhanced storm protection and peace of mind, along with an oversized garage providing exceptional space for multiple vehicles, storage, and water toys. Perfectly positioned in Northeast St. Petersburg, the home offers easy golf-cart access to vibrant downtown St.
Pete, known for its waterfront dining, award-winning restaurants, museums, parks, and year-round events. This is a rare opportunity to own a meticulously upgraded waterfront home that combines modern luxury, smart-home innovation, and timeless coastal appeal, set against a striking open bayou backdrop.
Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $3,995,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 4912 active listings competing, 1266 under contract
For reference, this home is listed at $3,995,000 ($770/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 5,186 sq ft × $678–$862/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 9, 2026.
Similar homes for sale near SHORE ACRES OVERLOOK SEC
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by CHARLES RUTENBERG REALTY INC · MLS # TB8472930
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Recent sales activity in SHORE ACRES OVERLOOK SEC
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SHORE ACRES OVERLOOK SEC neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on SHORE ACRES OVERLOOK SEC
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3830 Shore Acres Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 5,186 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $41,948/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 9, 2026) |
| Community market stats | Stellar MLS closed sales, as of July 15, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3830 Shore Acres Boulevard and when was it built?
Per the listing record, 3830 Shore Acres Boulevard was built in 2023 and has 5,186 sq ft of living area, 6 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3830 Shore Acres Boulevard in?
3830 Shore Acres Boulevard is in Shore Acres Overlook Sec in St Petersburg, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Shore Acres Overlook Sec from the same MLS data.
Does 3830 Shore Acres Boulevard have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3830 Shore Acres Boulevard differ from the current owner's?
The estimate on this page (about $41,948 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3830 Shore Acres Boulevard in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.