5 bedroom Single Family Residence at 4053 PINSTAR TERRACE, PORT CHARLOTTE SUB 01, NORTH PORT — photo 1Front elevation
5 bedroom Single Family Residence at 4053 PINSTAR TERRACE, PORT CHARLOTTE SUB 01, NORTH PORT — photo 2Living space
5 bedroom Single Family Residence at 4053 PINSTAR TERRACE, PORT CHARLOTTE SUB 01, NORTH PORT — photo 3Kitchen
5 bedroom Single Family Residence at 4053 PINSTAR TERRACE, PORT CHARLOTTE SUB 01, NORTH PORT — photo 4Owner's suite
5 bedroom Single Family Residence at 4053 PINSTAR TERRACE, PORT CHARLOTTE SUB 01, NORTH PORT — photo 5Exterior / yardView all 64 photos →
77 days on market Single Family Residence
$409,000
5-Bedroom Pool Home in PORT CHARLOTTE SUB 01

4053 PINSTAR TERRACE, NORTH PORT, FL 34287

Single Family Residence in PORT CHARLOTTE SUB 01, NORTH PORT · No CDD
PORT CHARLOTTE SUB 01 · NORTH PORT, FL 34287 · Sarasota
Listing data updated July 25, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2,618Sq Ft
1986Year Built
$156Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
30% below
$/sq ft vs community
$156 here vs $224 median sold (12 mo)
Buyer leverage
Buyer advantage
77 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~16 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1986 · 40 yrs
  • 2,618 sq ft of living area
  • 2-car garage
  • 77 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · SOUTH VENICE

Pricing & the SOUTH VENICE market

How this home is priced against recent nearby sales, and where SOUTH VENICE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in SOUTH VENICE

Each dot is a closed sale since 2004 (4741 total). This home is the gold marker.

$0$410k$820k4672,1553,843This home: $409,000, 2,618 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $156/sq ft.

$46$169$2922012: $7020122013: $842014: $9320142015: $1062016: $12820162017: $1392018: $14320182019: $1532020: $18120202021: $2162022: $25320222023: $2682024: $26820242025: $2412026: $2242026

Median sale price by year

12-month median closed price, 2012–2026.

$63k$227k$391k2012: $95k20122013: $112k2014: $120k20142015: $140k2016: $167k20162017: $182k2018: $199k20182019: $217k2020: $299k20202021: $290k2022: $331k20222023: $359k2024: $355k20242025: $336k2026: $325k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 26 (cold).

1954892013: 6420132014: 322015: 5420152016: 802017: 6020172018: 442019: 3220192020: 342021: 6320212022: 822023: 5520232024: 472025: 2820252026: 262026
Property timeline

This home’s history

  • 1986BuiltPer public record
  • Jul 10, 2026First trackedObserved at $409,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,702/mo
  • Principal & interest $2,072/mo 77%
  • Taxes $358/mo 13%
  • Insurance $222/mo 8%
  • HOA $50/mo 2%

$2,702/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

68/100
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional

68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $156/sq ft vs the community 12-month median $224/sq ft.
Affordability7
List price $409,000 vs the community median $325,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost59
From FEMA Zone X and a 1986 build. Obtain a property-specific quote.
Market liquidity64
Community median 45 days on market (12-month record).
Renovation upside66
From a 1986 build and $156/sq ft vs the community median $224/sq ft. Not a condition assessment.
Buyer competition65
35% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power78
Recent sales closed at about 92.4% of original asking (~7.6% below). More room below asking generally favors buyers.
Market timing74
Momentum Market Heat is 26/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $156 per square foot, about 30% below the community’s $224 median. SOUTH VENICE’s 12-month median sold price per square foot is $224. Median sold price per square foot is down 3.2% year over year. Confidence: Very High · 307 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent SOUTH VENICE sales closed near 92.4% of original asking. Cash paid for about 35% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4845 active listings in SOUTH VENICE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Not your typical waterfront home—this one is filled with charm, space, and sunset views that make every day feel like a getaway. Experience the beauty of waterfront living in this spacious two-story house, where character and architectural details set it apart from the ordinary. Perfectly positioned along the Blue Ridge Waterway, this home offers a unique connection to one of North Port’s scenic freshwater canal systems, known for kayaking, canoeing, and fishing—bringing outdoor adventure right to your backyard.

This is not a cookie-cutter property—this is a warm, inviting home designed for comfortable everyday living and effortless entertaining. Major updates provide both style and peace of mind, including a standing-seam metal roof installed in 2023—a premium roofing system known for its exceptional durability and superior watertightness, with concealed fasteners that protect against the elements. Paired with hurricane-impact windows and an insulated impact-rated garage door, the home is well-equipped for storm readiness.

The septic tank is currently being replaced, offering added peace of mind and helping reduce future maintenance concerns for the next owner. Inside, the thoughtfully designed layout offers five bedrooms and three full baths, giving you the flexibility and space today’s lifestyle demands. The downstairs bedrooms are ideal for a home office, hobby rooms, or guest accommodations.

At the heart of the home is a beautifully renovated eat-in kitchen featuring custom cabinetry, a farmhouse sink, stainless steel appliances, subway-tile backsplash, breakfast bar, quartz countertops, and pantry—perfectly suited for gathering and entertaining. Step outside to your private outdoor retreat, where a heated saltwater pool and screened lanai overlook the water, creating the perfect setting to relax and take in stunning sunset views. The combination of a peaceful waterfront setting and Flood Zone X designation is a rare advantage—allowing you to enjoy the beauty of the water with reduced flood risk and typically lower insurance costs.

In addition to the two-car garage, the property offers a large driveway with ample space for boat or RV parking. With no HOA restrictions, you have the freedom to store your recreational vehicles right at home—adding both convenience and value. This is a truly special waterfront home offering space, character, modern updates, and a lifestyle that’s hard to match.

Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$409,000
Bed / bath5 / 3
Living area2,618 sq ft
Year built1986
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #N6143878
Listing status77 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~16 ft
Windstorm exposureLow
CountySarasota
Area listings4845 active · 1614 under contract
Estimated first-year tax~$4,294/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$156
Estimated monthly payment$2,702
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$325,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of EXP REALTY LLC · Listing agent: Shannon Thinnes · 888-883-8509Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$515,746the mess$657,118

Actual list price: $409,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 77 days on market vs. a 45-day community median
  • 4831 active listings competing, 1581 under contract

For reference, this home is listed at $409,000 ($156/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,618 sq ft × $197–$251/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near PORT CHARLOTTE SUB 01

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $409,000Momentum Realty · on market 77 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,294/yr

A rough first-year estimate only, applying a typical Sarasota rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~16 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in PORT CHARLOTTE SUB 01

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PORT CHARLOTTE SUB 01 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$325,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$224

Canonical 12-month median $/sq ft. Reference only.

Go deeper on PORT CHARLOTTE SUB 01

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Cranberry ElementaryAssigned elementary school · Sarasota County School District · Grade A (Florida DOE 2025-26)
GRADEA
Heron Creek MiddleAssigned middle school · Sarasota County School District · Grade A (Florida DOE 2025-26)
GRADEB
North Port HighAssigned high school · Sarasota County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,875 – $2,727/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$885 – −$118At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4053 PINSTAR TERRACE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.