3 bedroom Single Family Residence at 409 TOMOKA DRIVE, PARK FOREST PH 5, ENGLEWOOD — photo 1Front elevation
3 bedroom Single Family Residence at 409 TOMOKA DRIVE, PARK FOREST PH 5, ENGLEWOOD — photo 2Living space
3 bedroom Single Family Residence at 409 TOMOKA DRIVE, PARK FOREST PH 5, ENGLEWOOD — photo 3Kitchen
3 bedroom Single Family Residence at 409 TOMOKA DRIVE, PARK FOREST PH 5, ENGLEWOOD — photo 4Owner's suite
3 bedroom Single Family Residence at 409 TOMOKA DRIVE, PARK FOREST PH 5, ENGLEWOOD — photo 5Exterior / yardView all 50 photos →
31 days on market Single Family Residence
$425,000
3-Bedroom Home in PARK FOREST PH 5

409 TOMOKA DRIVE, ENGLEWOOD, FL 34223

Single Family Residence in PARK FOREST PH 5, ENGLEWOOD · No CDD
PARK FOREST PH 5 · ENGLEWOOD, FL 34223 · Sarasota
Listing data updated July 25, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,092Sq Ft
2013Year Built
$203Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
9% below
$/sq ft vs community
$203 here vs $224 median sold (12 mo)
Buyer leverage
Seller-leaning
31 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~10 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2013 · 13 yrs
  • 2,092 sq ft of living area
  • 2-car garage
  • 31 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · SOUTH VENICE

Pricing & the SOUTH VENICE market

How this home is priced against recent nearby sales, and where SOUTH VENICE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in SOUTH VENICE

Each dot is a closed sale since 2004 (4741 total). This home is the gold marker.

$0$410k$820k4672,1553,843This home: $425,000, 2,092 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $203/sq ft.

$46$169$2922012: $7020122013: $842014: $9320142015: $1062016: $12820162017: $1392018: $14320182019: $1532020: $18120202021: $2162022: $25320222023: $2682024: $26820242025: $2412026: $2242026

Median sale price by year

12-month median closed price, 2012–2026.

$63k$227k$391k2012: $95k20122013: $112k2014: $120k20142015: $140k2016: $167k20162017: $182k2018: $199k20182019: $217k2020: $299k20202021: $290k2022: $331k20222023: $359k2024: $355k20242025: $336k2026: $325k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 26 (cold).

1954892013: 6420132014: 322015: 5420152016: 802017: 6020172018: 442019: 3220192020: 342021: 6320212022: 822023: 5520232024: 472025: 2820252026: 262026
Property timeline

This home’s history

  • 2013BuiltPer public record
  • Jul 10, 2026First trackedObserved at $425,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,726/mo
  • Principal & interest $2,154/mo 79%
  • Taxes $372/mo 14%
  • Insurance $150/mo 6%
  • HOA $50/mo 2%

$2,726/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

62/100
Strongest on: Flood safety (90), Insurance cost (78)
0 limited50100 exceptional

62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area73
This home $203/sq ft vs the community 12-month median $224/sq ft.
Affordability0
List price $425,000 vs the community median $325,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~10 ft elevation. Verify the parcel with FEMA.
Insurance cost78
From FEMA Zone X and a 2013 build. Obtain a property-specific quote.
Market liquidity64
Community median 45 days on market (12-month record).
Renovation upside34
From a 2013 build and $203/sq ft vs the community median $224/sq ft. Not a condition assessment.
Buyer competition65
35% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power78
Recent sales closed at about 92.4% of original asking (~7.6% below). More room below asking generally favors buyers.
Market timing74
Momentum Market Heat is 26/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $203 per square foot, about 9% below the community’s $224 median. SOUTH VENICE’s 12-month median sold price per square foot is $224. Median sold price per square foot is down 3.2% year over year. Confidence: Very High · 307 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent SOUTH VENICE sales closed near 92.4% of original asking. Cash paid for about 35% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4845 active listings in SOUTH VENICE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Your very own PRIVATE RETREAT located in the desirable coastal living 55+ community of Park Forest. Turnkey furnished--come and enjoy your own Florida escape located minutes from multiple gulf beaches! As you approach the home you are greeted with a grand front entry featuring brick pavers leading you inside where an expansive foyer with tile flooring, eloquent crown molding, tray ceilings, and a soothing color scheme leading you to the “great” room with plenty of space for entertaining, accented with a tray ceiling & crown molding, overlooking your spacious screened lanai through the triple 8' pocketing sliding glass doors.

The “open” floor plan is ideal – showing off the beautiful dream kitchen with ample wood cabinetry, granite countertops, quality stainless steel appliances, a breakfast bar, dinette area with a built-in buffet offering additional counter and cabinet space – all open to your comfortable dining area where you can entertain guests and relax with a cup of coffee and your favourite book. Perfectly designed to maximize square footage, this three bedroom, “split” bedroom design, home offers all functionality and privacy for you and your guests. Unwind in a spacious owner’s bedroom, complete with a tray ceiling & crown molding, ceiling fan, generous walk-in closet, and an ensuite bathroom – providing dual split sinks, a roomy walk-in shower with a granite top bench, private water closet and a linen closet.

Enjoy the extra added "bonus" room off the primary suite with french doors and separate sliding glass doors that lead outside to the covered lanai. This space is perfect for a home office, exercise area, or a den--the possibilities are endless! Family and guests will be comfortable and enjoy the privacy in the 2nd and 3rd bedrooms with a shared bathroom that has a shower/tub, granite countertop and vanity with wood cabinets … A convenient laundry room with additional cabinetry and sink provide access to the 2-car garage.

This home is being offered turnkey furnished so moving-in will be a breeze. But the best is yet to come! Relax out back on the sizable (15' x 15') screened lanai where you can enjoy nature and serenity any time of the day!

The neighborhood of Park Forest offers a community pool & spa, clubhouse, tennis & pickleball courts, shuffleboard, and social activities to get acquainted with your neighbors. Enjoy the savings of no CDD fees, the lawn/landscape & irrigation maintenance taken care of by the HOA, and hurricane impact windows with accordion shutters for the doors. Centrally located just minutes from Venice and Manasota Beach, your options of beaches, dining, quaint shops, fishing, golfing, and much more...are endless!

This truly is a unique, special, and rarely found home! Don’t miss this opportunity…

Description provided by KELLER WILLIAMS ISLAND LIFE REAL ESTATE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$425,000
Bed / bath3 / 2
Living area2,092 sq ft
Year built2013
Property typeSingle Family Residence
Garage2-car
MLS #D6147553
Listing status31 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~10 ft
Windstorm exposureLow
CountySarasota
Area listings4845 active · 1614 under contract
Estimated first-year tax~$4,462/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$203
Estimated monthly payment$2,726
Insurance (illustrative)$2k–$2k/yr
Comparable-sales median$325,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Listing agent: Katie Smallwood, PA · 941-254-6467Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$412,124the mess$525,092

Actual list price: $425,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 31 days on market vs. a 45-day community median
  • 4831 active listings competing, 1581 under contract

For reference, this home is listed at $425,000 ($203/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,092 sq ft × $197–$251/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near PARK FOREST PH 5

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $425,000Momentum Realty · on market 31 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,462/yr

A rough first-year estimate only, applying a typical Sarasota rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~10 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in PARK FOREST PH 5

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PARK FOREST PH 5 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$325,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$224

Canonical 12-month median $/sq ft. Reference only.

Go deeper on PARK FOREST PH 5

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Englewood ElementaryAssigned elementary school · Sarasota County School District · Grade A (Florida DOE 2025-26)
L.A. Ainger MiddleAssigned middle school · Sarasota County School District
Lemon Bay HighAssigned high school · Sarasota County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,948 – $2,833/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$838 – −$41At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 409 TOMOKA DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.