3 bedroom Single Family Residence at 4140 NW 35th Street, Sable Chase Cluster Ph 1, Gainesville — photo 1Front elevation
9 days on market (MLS) Single Family Residence
$330,000
3-Bedroom Home in SABLE CHASE CLUSTER PH 1

4140 NW 35th Street, Gainesville, FL 32605

Single Family Residence in SABLE CHASE CLUSTER PH 1, GAINESVILLE · No CDD on record
SABLE CHASE CLUSTER PH 1 · Gainesville, FL 32605 · Alachua County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,942Sq Ft
1990Year Built
$170Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
18% below
$/sq ft vs community
$170 here vs $207 median sold (12 mo)
Buyer leverage
Seller-leaning
9 days on market
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 12
Price vs recent sales
Asking $330k tops 2 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 4140 Nw 35Th Street in Sable Chase Cluster Ph 1, Gainesville is listed at $330,000 (1,942 sq ft, about $170 per sq ft). That sits within a few percent of Sable Chase Cluster Ph 1's median closed sale of $360,000 over the last 12 months (182 recorded sales). Per square foot it is below the community's recent $207/sq ft by about 18%. It has been 9 days on market, well inside the community's typical 51 days. Listing facts: built in 1990, HOA dues of $42/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1990 · 36 yrs
  • 1,942 sq ft of living area
  • 2-car garage
  • Listed at $330,000 — recent neighborhood median sale price ~$360,000 (nearby sales; deemed reliable, not an appraisal)
  • 9 days on market
  • HOA $42/mo (per listing)
Listing description

About this home

Under contract-accepting backup offers. Welcome to Sable Chase. This 1,942-square-foot home offers 3 bedrooms and 2 bathrooms, plus a bonus room between the bedrooms that's perfect for a study, home office or craft space is on a cul-de-sac.

Enter the home to a great room with vaulted ceilings and hardwood floors. The dining room is just to your right, and the kitchen offers plenty of storage and counter space, along with an eat-in area overlooking the natural backyard. Off the great room is a screened lanai, a great spot to relax and enjoy the outdoors.

The split floor plan puts the primary bedroom on one side of the home with a large ensuite bathroom. On the other side, two additional bedrooms share a hall bathroom, along with the versatile bonus room. Two car garage.

Bring your vision and make this home your own! Conveniently located near hospitals, shopping, dining, and major amenities, this home is also zoned for nearby schools and close to parks and recreational areas. Easy access to Interstate 75 and close proximity to Santa Fe College.

Description provided by PEPINE REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of PEPINE REALTY · Listing agent: Betsy Pepine · 352-226-8474Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$330,000
Bed / bath3 / 2
Living area1,942 sq ft
Year built1990
Property typeSingle Family Residence
Garage2-car
MLS #GC543223
Listing status9 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyAlachua
Area listings498 active · 146 under contract
Estimated first-year tax~$4,625/yr
CDD assessmentNone on record
HOA$42/mo

Calculated estimates

Price per sq ft$170
Estimated monthly payment$2,359
Insurance (illustrative)$2k–$3k/yr
Messtimate range$355,386 – $429,182
Comparable-sales median$360,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,359/mo
  • Principal & interest $1,762/mo 75%
  • Taxes $385/mo 16%
  • Insurance $170/mo 7%
  • HOA $42/mo 2%

$2,359/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$4,625/yr
≈ $385/mo·effective rate ~1.40%
Estimate: asking price less the $50,000 homestead exemption × Alachua County rate (16.56 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $4,600/yr ($383/mo) — taxable value $277,261 × 16.56 mills
About the same each year
(+1%)

The estimate for a new owner and the current owner’s estimated bill are within a few percent of each other. Exemptions, portability and any change in millage will move the actual bill.

$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$327,983
Market value
$327,983
Assessed
$277,261
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Alachua County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$42/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Alachua County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · N/A

Pricing & the N/A market

How this home is priced against recent nearby sales, and where N/A has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales301 NW 30TH STREET301 NW 30TH STREET: $166/sq ft$166This homeThis home: $170/sq ft$1703551 NW 29TH PLACE3551 NW 29TH PLACE: $183/sq ft$1833560 NW 30TH BOULEVARD3560 NW 30TH BOULEVARD: $192/sq ft$192223 NW 29TH STREET223 NW 29TH STREET: $202/sq ft$2023037 NW 1ST AVENUE3037 NW 1ST AVENUE: $221/sq ft$2211717 NW 17TH LANE1717 NW 17TH LANE: $222/sq ft$222Community median $207

Price vs. size in N/A

Each dot is a closed sale since 2016 (819 total). This home is the gold marker.

$0$2.6M$5.3M-73,7987,603This home: $330,000, 1,942 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2021–2026. This home lists at $170/sq ft.

$163$188$2122021: $19020212022: $16820222023: $17720232024: $20120242025: $19620252026: $2072026

Median sale price by year

12-month median closed price, 2021–2026.

$282k$325k$368k2021: $315k20212022: $305k20222023: $290k20232024: $329k20242025: $305k20252026: $360k2026
Property timeline

This home’s history

  • 1990BuiltPer public record
  • Sep 5, 2026First seen on movewithmomentum.comObserved at $330,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $330,000Momentum Realty · on market 9 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $360,000 ($207/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$355,386the mess$429,182

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $330,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 21% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $42/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 9 days on market vs. a 52-day community median
  • 502 active listings competing, 120 under contract

For reference, this home is listed at $330,000 ($170/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,942 sq ft × $183–$221/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

71/100
Strongest on: Price vs area (95), Pricing power (67)
0 limited50100 exceptional

71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area95
This home $170/sq ft vs the community 12-month median $207/sq ft.
Affordability64
List price $330,000 vs the community median $360,000. Not a measure of personal affordability.
Market liquidity59
Community median 52 days on market (12-month record).
Pricing power67
Recent sales closed at about 94.5% of original asking (~5.5% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $170 per square foot, about 18% below the community’s $207 median. N/A’s 12-month median sold price per square foot is $207. Median sold price per square foot is up 18.0% year over year. Confidence: Very High · 182 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent N/A sales closed near 94.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 498 active listings in N/A, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by PEPINE REALTY · MLS # GC543223

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in SABLE CHASE CLUSTER PH 1

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  • 13816 NW 11th Lane · $278,070 · 3 bd / 2.5 ba · listed October 1, 2026 (courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA)
  • 1182 NW 138th Drive · $382,935 · 5 bd / 3.0 ba · listed October 1, 2026 (courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA)
  • 1170 NW 138th Drive · $352,935 · 3 bd / 2.0 ba · listed October 1, 2026 (courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA)
  • 825 NW 19th Avenue · $274,900 · 2 bd / 1.0 ba · listed October 1, 2026 (courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS)
  • 5110 NW 24th Drive · $329,000 · 3 bd / 2.0 ba · listed October 1, 2026 (courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS)

Recently off market in SABLE CHASE CLUSTER PH 1

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More on Alachua County

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Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Alachua County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Alachua County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4140 Nw 35Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $42/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Alachua County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,942 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,625/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4140 Nw 35Th Street and when was it built?

Per the listing record, 4140 Nw 35Th Street was built in 1990 and has 1,942 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4140 Nw 35Th Street in?

4140 Nw 35Th Street is in Sable Chase Cluster Ph 1 in Gainesville, Alachua County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4140 Nw 35Th Street have an HOA, and how much are the dues?

The listing reports HOA dues of $42 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 4140 Nw 35Th Street differ from the current owner's?

The estimate on this page (about $4,625 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4140 Nw 35Th Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.