2 bedroom Single Family Residence at 4201 BERWICK DRIVE, LAKE ASHTON GOLF CLUB PH 01, LAKE WALES — photo 1Front elevation
2 bedroom Single Family Residence at 4201 BERWICK DRIVE, LAKE ASHTON GOLF CLUB PH 01, LAKE WALES — photo 2Living space
2 bedroom Single Family Residence at 4201 BERWICK DRIVE, LAKE ASHTON GOLF CLUB PH 01, LAKE WALES — photo 3Kitchen
2 bedroom Single Family Residence at 4201 BERWICK DRIVE, LAKE ASHTON GOLF CLUB PH 01, LAKE WALES — photo 4Owner's suite
69 days on market Single Family Residence
$224,900
2-Bedroom Golf-Course Home in LAKE ASHTON GOLF CLUB PH 01

4201 BERWICK DRIVE, LAKE WALES, FL 33859

Single Family Residence in LAKE ASHTON GOLF CLUB PH 01, LAKE WALES · No CDD
LAKE ASHTON GOLF CLUB PH 01 · LAKE WALES, FL 33859 · Polk
Listing data updated July 25, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,109Sq Ft
2003Year Built
$203Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
3% above
$/sq ft vs community
$203 here vs $197 median sold (12 mo)
Buyer leverage
Seller-leaning
69 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~130 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 1,109 sq ft of living area
  • 2-car garage
  • 69 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WINDSOR ISLAND RESIDENCE PH 2B

Pricing & the WINDSOR ISLAND RESIDENCE PH 2B market

How this home is priced against recent nearby sales, and where WINDSOR ISLAND RESIDENCE PH 2B has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in WINDSOR ISLAND RESIDENCE PH 2B

Each dot is a closed sale since 2022 (133 total). This home is the gold marker.

$172k$662k$1.2M9112,7584,604This home: $224,900, 1,109 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $203/sq ft.

$190$228$2662022: $23620222023: $25820232024: $23720242025: $22320252026: $1972026

Median sale price by year

12-month median closed price, 2022–2026.

$533k$620k$707k2022: $690k20222023: $645k20232024: $580k20242025: $620k20252026: $550k2026
Property timeline

This home’s history

  • 2003BuiltPer public record
  • Jul 10, 2026First trackedObserved at $224,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,482/mo
  • Principal & interest $1,140/mo 77%
  • Taxes $197/mo 13%
  • Insurance $95/mo 6%
  • HOA $50/mo 3%

$1,482/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

65/100
Strongest on: Affordability (100), Pricing power (99)
0 limited50100 exceptional

65/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area42
This home $203/sq ft vs the community 12-month median $197/sq ft.
Affordability100
List price $224,900 vs the community median $550,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~130 ft elevation. Verify the parcel with FEMA.
Insurance cost71
From FEMA Zone X and a 2003 build. Obtain a property-specific quote.
Market liquidity20
Community median 116 days on market (12-month record).
Renovation upside26
From a 2003 build and $203/sq ft vs the community median $197/sq ft. Not a condition assessment.
Buyer competition64
36% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power99
Recent sales closed at about 88.2% of original asking (~11.8% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $203 per square foot, about 3% above the community’s $197 median. WINDSOR ISLAND RESIDENCE PH 2B’s 12-month median sold price per square foot is $197. Median sold price per square foot is down 11.3% year over year. Confidence: Very High · 43 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent WINDSOR ISLAND RESIDENCE PH 2B sales closed near 88.2% of original asking. Cash paid for about 36% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 5027 active listings in WINDSOR ISLAND RESIDENCE PH 2B, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

THE CDD BOND IS FULLY PAID on this unique one-owner Marbella floor plan home. As one arrives and tours this home, the pride of ownership is evident. This 2-bedroom, 2-bath open-floor-plan home is located on a large corner lot at the end of a dead-end street.

Curb appeal comes from the paver drive and walk, quality plantings, and well-maintained landscaping beds. The lawn and landscaping are "watered" by an automated irrigation system that is fed from a separate water meter, a real money saver. Rain gutters are installed around the entire home.

In addition, the roof was replaced in 2021. The covered front entry protects the front door. A full glass storm door adds a level of security.

Inside, the foyer gets natural light from the sidelight by the front door. The foyer has the doorway to the attached 2-car garage and direct access to the kitchen area. The garage has an opener, pull-down attic ladder, and service door.

The U-shaped kitchen boasts ample wooden cabinetry, counterspace, and a handy snack bar. The flexibility of the combination dining and living room allows for various furniture arrangements. This open space has a ceiling fan, quality carpeting, and dual windows with window treatment.

The north end of the living room has a triple slider that opens onto the fully enclosed lanai. This lanai is enclosed by three double sliders that not only make this space "airy and inviting," but also help to block outside noise. Just outside the enclosed lanai is an open patio.

The guest and primary suites fill the east wing. The guest suite has a bedroom with a ceiling fan with light, quality carpeting, and a reach-in closet. Adjacent to the guest bedroom is the guest bath.

The guest bath has a shower/tub with a ceramic tile surround, an elongated stool, and a wood vanity. The entire guest suite can be isolated from the rest of the home by a pocket door off the living room. The primary suite has a bedroom with a walk-in closet, ceiling fan with light, and quality carpeting.

The primary bath has a stall shower with a shower door, a wood vanity, and an elongated stool. There are many special features of this home that will greatly benefit the next owner. The A/C unit was replaced in 2020.

The water heater was new in 2018. The washer and dryer were also installed new in 2024. Since the home was built, a termite protection plan has been in effect, including annual inspections and appropriate preventive maintenance.

What sets this home apart is that only four homes with this layout and design were built. With an appropriate offer, a golf cart can be included. The golf cart has newer batteries, a newer charger, and a rear seat.

This home is located in Lake Ashton Golf Club, Central Florida's premier resort-style living, 55+ active adult community. Residents have a wide variety of amenities and social events. The 26,000-square-foot main clubhouse features a grand ballroom, restaurant/bar, movie theater, bowling center, fitness room, and much more.

The grounds have tennis, shuffleboard, lawn bowling, basketball, a heated outdoor pool, and much more. A 30,000-square-foot Health and Fitness Center features an indoor pool, racquetball courts, a ballroom, a multipurpose room, a craft room, a fitness room, and much more. The ground has 6 pickleball courts, a tennis court, and a spa patio.

Lake Ashton has 2 private par-70 golf courses, 3 dog parks, on-site storage, and a marina. One tour of Lake Ashton will prove that this is the place to live. A must see!

Description provided by A+ REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$224,900
Bed / bath2 / 2
Living area1,109 sq ft
Year built2003
Property typeSingle Family Residence
Garage2-car
MLS #P4938190
Listing status69 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~130 ft
Windstorm exposureLow
CountyPolk
Area listings5027 active · 1736 under contract
Estimated first-year tax~$2,361/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$203
Estimated monthly payment$1,482
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$550,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of A+ REALTY LLC · Listing agent: Michael Krigelski · 863-293-1141Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$191,857the mess$245,089

Actual list price: $224,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 69 days on market vs. a 116-day community median
  • 5075 active listings competing, 1708 under contract

For reference, this home is listed at $224,900 ($203/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,109 sq ft × $173–$221/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near LAKE ASHTON GOLF CLUB PH 01

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $224,900Momentum Realty · on market 69 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,361/yr

A rough first-year estimate only, applying a typical Polk rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~130 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in LAKE ASHTON GOLF CLUB PH 01

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAKE ASHTON GOLF CLUB PH 01 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$550,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$197

Canonical 12-month median $/sq ft. Reference only.

Go deeper on LAKE ASHTON GOLF CLUB PH 01

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Polk County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Polk County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,031 – $1,499/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$482 – −$61At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4201 BERWICK DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.