3 bedroom Single Family Residence at 4207 DES PREZ COURT, HERNANDO BEACH, HERNANDO BEACH — photo 1Front elevation
3 bedroom Single Family Residence at 4207 DES PREZ COURT, HERNANDO BEACH, HERNANDO BEACH — photo 2Living space
3 bedroom Single Family Residence at 4207 DES PREZ COURT, HERNANDO BEACH, HERNANDO BEACH — photo 3Kitchen
3 bedroom Single Family Residence at 4207 DES PREZ COURT, HERNANDO BEACH, HERNANDO BEACH — photo 4Owner's suite
3 bedroom Single Family Residence at 4207 DES PREZ COURT, HERNANDO BEACH, HERNANDO BEACH — photo 5Exterior / yardView all 38 photos →
174 days on market Single Family Residence
$649,000
3-Bedroom Home in HERNANDO BEACH

4207 DES PREZ COURT, HERNANDO BEACH, FL 34607

Single Family Residence in HERNANDO BEACH · No CDD
HERNANDO BEACH · HERNANDO BEACH, FL 34607 · Hernando
Listing data updated July 25, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,768Sq Ft
2001Year Built
$367Per Sq Ft
WaterfrontNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
24% above
$/sq ft vs community
$367 here vs $296 median sold (12 mo)
Buyer leverage
Buyer advantage
174 days on market
5.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~6 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $649k tops 10 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 1,768 sq ft of living area
  • Listed at $649,000 — recent neighborhood median sale price ~$485,000 (nearby sales; deemed reliable, not an appraisal)
  • 174 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Hernando Beach

Pricing & the Hernando Beach market

How this home is priced against recent nearby sales, and where Hernando Beach has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3507 CENTAVO COURT3507 CENTAVO COURT: $272/sq ft$2723391 JEWFISH DRIVE3391 JEWFISH DRIVE: $272/sq ft$2723244 ROSE ARBOR DRIVE3244 ROSE ARBOR DRIVE: $273/sq ft$2734009 SHEEPHEAD DRIVE4009 SHEEPHEAD DRIVE: $319/sq ft$3193416 CRAPE MYRTLE DRIVE3416 CRAPE MYRTLE DRIVE: $322/sq ft$3223431 PALOMETA DRIVE3431 PALOMETA DRIVE: $353/sq ft$353This homeThis home: $367/sq ft$367Community median $296
Property timeline

This home’s history

  • 2001BuiltPer public record
  • Jul 2, 2026First trackedObserved at $649,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,190/mo
  • Principal & interest $3,289/mo 78%
  • Taxes $568/mo 14%
  • Insurance $284/mo 7%
  • HOA $50/mo 1%

$4,190/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

39/100
Strongest on: Flood safety (90), Insurance cost (70)
0 limited50100 exceptional

39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $367/sq ft vs the community 12-month median $296/sq ft.
Affordability0
List price $649,000 vs the community median $485,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity47
Community inventory, ~5.5 months of supply (12-month record).
Renovation upside28
From a 2001 build and $367/sq ft vs the community median $296/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 5.5 months of supply in the surrounding market and 174 days on market for this home, against a 40-day area median.Days on market:this home 174Area median:  40 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 15, 2026.

🟡 Asking $367 per square foot, about 24% above the community’s $296 median. Hernando Beach’s 12-month median sold price per square foot is $296. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

37% of homes in Hernando Beach are owner-occupied. An estimated 63% are non-owner-occupied, including 8% held in a company or trust and 98% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 870 homes matched. Community-level context.

What’s unique here: one of only 26 active listings in Hernando Beach, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to your coastal dream home in Hernando Beach, Florida, where modern luxury and the tranquil Gulf Coast lifestyle converge! This stunning ELEVATED 3-story stilt home includes 3 bedrooms, 2.5 bathrooms, and 50 feet of prime waterfront on the Robin Canal, one of the largest and deepest saltwater canals in the area. A new dock (2024) with direct Gulf access and no fixed bridges is a boater’s paradise that promises endless adventures on the water.

This is a true, just bring-your-toothbrush, move-in ready home. Step inside and be amazed by the airy layout, elevated ceilings, and bountiful natural light that make every corner of this home feel bright and welcoming. The recently remodeled kitchen—with more than $40,000 invested in enhancements—is a food enthusiast’s haven, showcasing quartz countertops, a farmhouse sink, white shaker cabinets, and generous space for both meal prep and socializing.

Flowing effortlessly into the main living area, the kitchen sets the stage for gatherings of any size. You’ll love the gorgeous wood flooring underfoot and the dramatic stone fireplace, which lend a cozy yet refined vibe. Soak in expansive water views from both the kitchen and living room, perfect for entertaining or simply relishing the calming scenery.

Step out onto the covered balcony to sip your coffee as sunlight shimmers on the canal or settle in with a glass of wine while taking in the mesmerizing sunsets. On the main floor, you’ll also find two spacious guest bedrooms with sizeable closets, a full bath, a half bath for added convenience, and a dedicated laundry room. Ascend to the top floor to discover your own private escape: the primary suite featuring a generously sized bedroom, a walk-in closet, and a luxurious en-suite bathroom with a large step-in shower.

An adorable loft lies adjacent to the suite, while a private balcony offers sweeping views of the canal and nearby coastal properties. Outdoor living is equally captivating. A covered back patio invites you to lounge in the shade, a private floating wood dock makes fishing or boating a breeze, and a hot tub promises ultimate relaxation after a day on the water.

With a 50-foot seawall, you’ll enjoy direct access to the canal—perfect for storing watercraft, casting a line, or watching dolphins and manatees swim by. Best of all, no HOA fees or restrictions mean you can fully embrace the waterfront lifestyle, whether you’re parking boats or trailers onsite or exploring SHORT-TERM RENTAL opportunities. Situated at the end of a cul-de-sac, this home places you within walking distance of two marinas and several of Hernando Beach’s top eateries, including Brian’s Place, Hernando Beach Tropical Grille, and the Silver Dolphin.

Local gems like Rogers Park, Pine Island, and Weeki Wachee Springs State Park are just a short drive away to Homosassa, Aripeka, Clearwater, and Tarpon Springs. Offered fully furnished (minus a few personal and patio items), this turnkey property lets you transition seamlessly into a coastal lifestyle. Whether your heart yearns for tranquil mornings, Gulf Coast excursions, or the friendly ambiance of Hernando Beach, this inviting retreat delivers it all.

Don’t miss out on your chance to claim this waterfront haven—begin your Paradise Life today! Don't forget to check out the 360-degree walk through link!

Description provided by PARADISE LIFE REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$649,000
Bed / bath3 / 2.5
Living area1,768 sq ft
Year built2001
Property typeSingle Family Residence
MLS #TB8460531
Listing status174 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~6 ft
Windstorm exposureLow
CountyHernando
Area listings26 active · 11 under contract
Estimated first-year tax~$6,814/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$367
Estimated monthly payment$4,190
Insurance (illustrative)$2k–$5k/yr
Messtimate range$480,896 – $569,296
Comparable-sales median$485,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of PARADISE LIFE REALTY · Listing agent: Lou Tutko · 727-698-2996Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$480,896the mess$569,296

Actual list price: $649,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 18% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 26 active listings competing, 11 under contract
  • 5.5 months of supply
  • 57 closed here in the last 12 months

For reference, this home is listed at $649,000 ($367/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,768 sq ft × $272–$322/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near HERNANDO BEACH

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $649,000Momentum Realty · on market 174 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,814/yr

A rough first-year estimate only, applying a typical Hernando rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in HERNANDO BEACH

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HERNANDO BEACH neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$485,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$296

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HERNANDO BEACH

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hernando County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Hernando County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $296/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,975 – $4,327/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,307 – −$90At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4207 DES PREZ COURT in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.