Hernando Beach
Housing Market

City market report · Hernando County

Median sale price $542,500, up 8.2% year over year, with homes going under contract in about 78 days, 48 homes on the market.

3 communities reporting153 sales analyzedRefreshed twice dailyMomentum Score 49
Live Market Pulse
49/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 6% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Hernando Beach Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$542K
Median sold · 12 moConfidence: High
up 8.2% vs the prior 12 months
+8.2%
1-yr price change
n = 153 recent sales
$325/sf
Sold $/sqft · 12 mo
Hernando County: $190 · +18.0% vs prior yr
93.8%
Sale vs ask
Hernando County: 95.4% · +2.6pp vs prior yr
$310K
Hernando County home value
Zillow ZHVI, monthly · -2.4% vs a year ago
Tempo
5.4mo
Supply
3 to 6 months is the balanced band
78days
Median DOM · closed
Hernando County: 50 days · +35.0 days vs prior yr
25%
Under contract
Hernando County: 29%
48 · 12 ▲2
For sale · pending
live counts, refreshed twice daily
108
Sold · last 12 mo
closed across all tracked communities · +5.5% vs prior yr
Market context
32%
Listings with price cuts
Hernando County · Zillow · +0.4pp vs prior month
1,453
County for-sale inventory
Zillow, monthly · +0.6% vs prior month
12%
New construction
share of recent sales
36%
Cash buyers
share of sales · peak 50% · -6.8pp vs prior yr
49/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$63,193
Median household income
U.S. Census ACS, county
201,512
County population
+10.3% since 2018
4.9×
Price to income
county home value vs median income
82%
Owner-occupied
U.S. Census ACS, county
$1,732/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 25% of listed homes are already under contract. Prices are up 8.2% versus the prior year and sellers are still collecting 93.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 49
Momentum Score
Buyer leverage51
Seller leverage49

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 25% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Hernando Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Hernando Beach

The median sale price across Hernando Beach currently stands at $542,500, up 8.2% from a year ago. Buyers are paying a median of $325 per square foot. The typical home goes under contract in about 78 days. Sellers are capturing 93.8% of their original asking price on average.

There are 48 active listings on the market, with 12 more already under contract. At the current sales pace that works out to 5.4 months of supply — roughly balanced conditions by the standard six-month benchmark. 108 homes closed here over the trailing 12 months.

Hernando Beach prices sit above the Hernando County median by roughly 81%. Zillow's home value index for Hernando County stands at $310,261. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Hernando Beach is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Hernando Beach since 2014 — and where it’s heading

A median home here sold for $250,300 in 2014 and $549,444 over the last recorded year — 120% appreciation across 12 years of recorded sales. Cash buyers took 36% of recent sales, down from a 50% peak.

Median sale price · 2014–2026 (901 recorded sales)

$215K$405K$595K$549K2014: $250K2015: $222K2016: $251K2017: $269K2018: $299K2019: $294K2021: $501K2022: $537K2023: $588K2024: $578K2025: $500K2026: $549K20142017202120242026

Days on market by year

7d88d169d78d2014: 166d2015: 70d2016: 87d2017: 68d2018: 98d2019: 100d2021: 11d2022: 21d2023: 25d2024: 56d2025: 43d2026: 78d20142017202120242026

Cash buyers · share of sales

22%36%51%36%2016: 43%2017: 50%2018: 37%2019: 36%2020: 33%2021: 23%2022: 24%2023: 44%2024: 47%2025: 43%2026: 36%20162018202120242026

Home value trend · Hernando County (Zillow ZHVI)

$310K$314K$318K$310KJul '25: $318KAug '25: $316KSep '25: $315KOct '25: $314KNov '25: $314KDec '25: $314KJan '26: $314KFeb '26: $314KMar '26: $314KApr '26: $314KMay '26: $313KJun '26: $311KJul '26: $310KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,4191,4861,5521,453Jul '25: 1,540Aug '25: 1,550Sep '25: 1,541Oct '25: 1,531Nov '25: 1,505Dec '25: 1,457Jan '26: 1,431Feb '26: 1,422Mar '26: 1,450Apr '26: 1,442May '26: 1,441Jun '26: 1,444Jul '26: 1,453Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Hernando County (MLS)

4649931,521Jul 07 · Active: 1,458Aug 03 · Active: 1,467Aug 04 · Active: 1,434Aug 05 · Active: 1,442Aug 06 · Active: 1,444Aug 07 · Active: 1,458Aug 08 · Active: 1,456Aug 09 · Active: 1,455Aug 10 · Active: 1,446Aug 11 · Active: 1,439Aug 12 · Active: 1,444Aug 13 · Active: 1,442Aug 15 · Active: 1,448Aug 17 · Active: 1,453Aug 19 · Active: 1,455Aug 22 · Active: 1,476Aug 23 · Active: 1,475Aug 28 · Active: 1,491Aug 29 · Active: 1,500Aug 30 · Active: 1,496Aug 31 · Active: 1,498Sep 07 · Active: 1,478Sep 09 · Active: 1,473Sep 11 · Active: 1,489Sep 12 · Active: 1,492Sep 13 · Active: 1,489Sep 14 · Active: 1,487Sep 15 · Active: 1,489Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$520K$542K$565K$542KAug 06: $542KAug 08: $542KAug 09: $542KAug 10: $542KAug 11: $542KAug 12: $542KAug 13: $542KAug 15: $542KAug 17: $542KAug 18: $542KAug 19: $542KAug 20: $542KAug 21: $542KAug 22: $542KAug 23: $542KAug 24: $542KAug 26: $542KAug 28: $542KAug 29: $542KAug 30: $542KAug 31: $542KSep 01: $542KSep 04: $542KSep 05: $542KSep 06: $542KSep 07: $542KSep 08: $542KSep 09: $542KSep 10: $542KSep 11: $542KSep 12: $542KSep 13: $542KSep 14: $542KSep 15: $542KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 99%
Local Economics · county layer

What’s driving Hernando Beach

Who’s moving here
+4,826 net residents/yr

Top inbound states: NY, CA, NJ, IL. Movers arriving report ~$61,429 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,699/yr avg premium

4,534 Citizens policies in force in Hernando County — the state-backed insurer of last resort. Budget insurance into any Hernando purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,975 units permitted -21% YoY

1,734 single-family · 241 multi-family · 9.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
gulf coast ret unit 6 ▲ 19%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Hernando County

MarketMedianActiveScore
Hernando Beach ← this page$542K4849
Weeki Wachee$374K24056Open →
Brooksville$302K19649Open →
Spring Hill$300K19462Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
gulf coast ret unit 6Hernando Beach$535K▲ 19%
Hernando Beach Unit 9Hernando Beach$568K▲ 7%
HERNANDO BEACHHernando Beach$542K▲ 0%
Prices cooling fastest
HERNANDO BEACHHernando Beach$542K▼ 0%
Hernando Beach Unit 9Hernando Beach$568K▼ 7%
gulf coast ret unit 6Hernando Beach$535K▼ 19%
Most homes for sale
HERNANDO BEACHHernando Beach$542K29
gulf coast ret unit 6Hernando Beach$535K19
Selling fastest
gulf coast ret unit 6Hernando Beach$535K69 days
Hernando Beach Unit 9Hernando Beach$568K78 days
HERNANDO BEACHHernando Beach$542K86 days
Explore Deeper

Hernando Beach ZIP codes

Most active communities

More on Hernando Beach

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Hernando Beach right now?

The data says conditions currently favor neither side decisively in Hernando Beach — the Momentum Score reads 49/100 with 5.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Hernando Beach becoming more affordable?

No — the median sale price in Hernando Beach is $542,500, up 8.2% versus the prior year, while sellers still capture 93.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Hernando Beach?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Hernando Beach Unit 9 (7%); gulf coast ret unit 6 (19%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Hernando Beach neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are gulf coast ret unit 6 (69 days); Hernando Beach Unit 9 (78 days); HERNANDO BEACH (86 days) — homes there go under contract well ahead of the market-wide pace of 78 days.

How does Hernando Beach compare to the rest of Hernando County?

Hernando Beach's median of $542,500 runs 81% above the county-wide median of $299,900, and homes here take 78 days to go under contract versus 50 county-wide.

Questions

Hernando Beach housing market FAQ

How is the housing market in Hernando Beach right now?

As of September 15, 2026, the Hernando Beach housing market is roughly balanced: the median sale price is $542,500 (up 8.2% year over year), 48 homes are for sale against 108 sales in the last 12 months, which is 5.4 months of supply, and the typical home goes under contract in about 78 days.

How much is a house in Hernando Beach?

The median home sold for $542,500 in Hernando Beach over the last 12 months, about $325 per square foot; asking prices on the 48 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Hernando Beach?

By the numbers, sellers in Hernando Beach are getting 93.8% of asking price and going under contract in about 78 days with 5.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Hernando Beach housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Hernando Beach median sale prices are up 8.2% year over year, inventory stands at 5.4 months of supply, and 25% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Hernando Beach?

The median sale price in Hernando Beach is currently $542,500, up 8.2% from a year ago, based on MLS sales data updated September 15, 2026.

Is Hernando Beach a buyer's or seller's market right now?

The data currently is roughly balanced. Hernando Beach scores 49 of 100 on the Momentum Score, with 5.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Hernando Beach?

The typical home in Hernando Beach goes under contract in about 78 days, per current MLS data.

How many homes are for sale in Hernando Beach?

There are approximately 48 active listings in Hernando Beach as of September 15, 2026.

Are home prices in Hernando Beach rising or falling?

Median sale prices are up 8.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Hernando Beach. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.