5 bedroom Single Family Residence at 445 18th Avenue, Snell & Hamletts North Shore Add, St Petersburg — photo 1
19 days on market (MLS) Single Family Residence
$2,580,000
5-Bedroom Pool Home in SNELL & HAMLETTS NORTH SHORE ADD

445 18th Avenue, St Petersburg, FL 33704

Single Family Residence in SNELL & HAMLETTS NORTH SHORE ADD, ST PETERSBURG · No CDD on record
SNELL & HAMLETTS NORTH SHORE ADD · St Petersburg, FL 33704 · Pinellas County
Listing data updated October 9, 2026 at 8:33 AM ET · checked against the MLS hourly
5Bedrooms
4Bathrooms
4,400Sq Ft
1925Year Built
$586Per Sq Ft
Private pool2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
22% above
$/sq ft vs community
$586 here vs $481 median sold (12 mo)
Buyer leverage
Strong seller market
19 days on market
Under 1 month
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$12k–$24k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $2.58M tops 12 of the last 12 closed sales; also one of the largest homes here at 4,400 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 9, 2026, 445 18Th Avenue in Snell & Hamletts North Shore Add, St Petersburg is listed at $2,580,000 (4,400 sq ft, about $586 per sq ft). That is 165% above Snell & Hamletts North Shore Add's median closed sale of $975,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $481/sq ft by about 22%. It has been 19 days on market, well inside the community's typical 147 days. Listing facts: built in 1925, a private pool, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1925 · 101 yrs
  • 4,400 sq ft of living area
  • 2-car garage
  • Listed at $2,580,000 — recent neighborhood median sale price ~$975,000 (nearby sales; deemed reliable, not an appraisal)
  • 19 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

A rare Old Northeast offering, this exceptional 4,400-square-foot home combines generous living space, timeless character, and an incredible indoor-outdoor lifestyle just blocks from Coffee Pot Bayou, Tampa Bay, and downtown St. Petersburg. With five bedrooms, four full bathrooms, a spacious bonus/flex room, and a large heated saltwater pool and spa by Sekas Custom Pools, this meticulously maintained home is designed equally well for everyday living, entertaining, and hosting guests.

The expansive, welcoming front porch sets the tone with brick herringbone tiles, twin porch swings, window flower boxes, and glass-paned front door. Inside, the entryway features original hardwood floors, a charming sitting area, and casement entries to the formal living and dining rooms. The formal living room is anchored by a wood burning fireplace with brick surround and custom mantle, custom built in bookcases, and spacious conversational space.

Glass-paned French doors lead you to the light and bright sunroom, where a vibrant checkerboard Cuban tile floor compliments views of blooming bougainvillea out the windows. Just beyond is a cozy sitting room, perfect for quiet moments with a good book. Tucked in behind the sitting room is a private office with large storage closet, providing a work-from-home retreat.

Upstairs, four generously sized guest bedrooms feature original moldings, classic hall bathroom, and closets galore, including two linen closets. The primary suite also features a sitting room, walk-in custom closet, and en-suite bathroom. On the opposite side of the home, the formal dining room is large enough to host formal dinner parties or relaxed family gatherings.

The kitchen is classic in design with white cabinets, granite countertops, stainless steel appliances, step in pantry, and dedicated laundry room with a sink, cabinets and utility closet. Kitchen island and eat-in area open seamlessly to the large family room for everyday living. The family room features a second wood burning fireplace, custom built in shelving, polished concrete floors, coffered ceiling with recessed lighting, and French doors opening to the lanai and pool.

A full bathroom adds convenience for guests and poolside living. An oversized, connected two-car garage with alley access completes the bottom floor, while a rear stairwell leads to one of the home’s most versatile spaces: a massive bonus room with vaulted ceilings, hand painted custom Florida murals, full bathroom, walk in closet and new dedicated HVAC unit. Ideal as a guest suite, game room, media room, or creative space, this flexible area offers endless possibilities.

Outside off the family room is a covered porch for a quiet morning coffee, leading to the pavered lanai and large heated salt water pool with fountain squirters and spa by Sekas Custom Pools, creating a private backyard retreat for entertaining. Meticulously maintained, this home has updated plumbing and electrical, new roof in 2022, and all three HVAC units have been replaced in the last 4 years. Located in an X flood zone, this exceptional Old Northeast home offers a rare combination of historic character, generous living spaces, modern updates, and an enviable location on a brick street.

Description provided by SOUTHERN ROOTS REALTY, LLC and reproduced from the MLS; not independently verified.

Listing courtesy of SOUTHERN ROOTS REALTY, LLC · Listing agent: Natalie DeVicente · 727-498-1673Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,580,000
Bed / bath5 / 4
Living area4,400 sq ft
Year built1925
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8548325
Listing status19 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~11 ft
CountyPinellas
Area listings3 active · 2 under contract
Estimated first-year tax~$49,050/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$586
Estimated monthly payment$19,778
Insurance (illustrative)$12k–$24k/yr
Messtimate range$2,679,600 – $4,162,400
Comparable-sales median$975,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$19,778/mo
  • Principal & interest $14,291/mo 72%
  • Taxes $4,088/mo 21%
  • Insurance $1,400/mo 7%

$19,778/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$49,050/yr
≈ $4,088/mo·effective rate ~1.90%
Estimate: asking price less the $50,000 homestead exemption × Pinellas County rate (19.39 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $7,650/yr ($638/mo) — taxable value $394,996 × 19.39 mills
$41,400 more each year
(+541%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$1,082,713
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,477,709
Market value
$445,718
Assessed
$394,996
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pinellas County Schools FY2025-26 adopted budget (first public hearing, 6.293 mills proposed tax millage); 0.5->1.0 mill operating referendum effective 7/1/2025. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$12k–$24k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~11 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Snell Hamletts North Shore Add

Pricing & the Snell Hamletts North Shore Add market

How this home is priced against recent nearby sales, and where Snell Hamletts North Shore Add has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales514 38TH AVENUE514 38TH AVENUE: $411/sq ft$411This homeThis home: $586/sq ft$586356 BELLEAIR DRIVE356 BELLEAIR DRIVE: $609/sq ft$609485 RAFAEL BOULEVARD485 RAFAEL BOULEVARD: $612/sq ft$612924 42ND AVENUE924 42ND AVENUE: $767/sq ft$767751 34TH AVENUE751 34TH AVENUE: $946/sq ft$9461210 MONTEREY BOULEVARD1210 MONTEREY BOULEVARD: $1064/sq ft$1064Community median $481

Price vs. size in Snell Hamletts North Shore Add

Each dot is a closed sale since 2014 (37 total). This home is the gold marker.

$0$4.2M$8.4M6885,0109,331This home: $2,580,000, 4,400 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $586/sq ft.

$160$459$7572015: $27920152016: $28220162017: $21820172021: $58620212022: $58120222024: $69920242025: $54020252026: $4812026

Median sale price by year

12-month median closed price, 2015–2026.

$411k$1.6M$2.7M2015: $635k20152016: $660k20162017: $677k20172021: $2.5M20212022: $1.8M20222024: $2.2M20242025: $1.2M20252026: $975k2026
Property timeline

This home’s history

  • 1925BuiltPer public record
  • Sep 16, 2026First seen on movewithmomentum.comObserved at $2,580,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,580,000Momentum Realty · on market 19 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $975,000 ($481/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$2,679,600the mess$4,162,400

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $2,580,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 55% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1925 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 19 days on market vs. a 147-day community median
  • 7 active listings competing, 1 under contract
  • ≈0.8 months of supply
  • 12 closed here in the last 12 months

For reference, this home is listed at $2,580,000 ($586/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,400 sq ft × $609–$946/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 9, 2026.

Momentum Scores

Momentum Property Score

39/100
Strongest on: Pricing power (100), Market liquidity (55)
0 limited50100 exceptional

39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $586/sq ft vs the community 12-month median $481/sq ft.
Affordability0
List price $2,580,000 vs the community median $975,000. Not a measure of personal affordability.
Market liquidity55
Community median 147 days on market, ~0.8 months of supply (12-month record).
Pricing power100
Recent sales closed at about 81.2% of original asking (~18.8% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 0.8 months of supply in the surrounding market and 19 days on market for this home, against a 147-day area median.Days on market:this home 19Area median:  147 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 20, 2026.

🟡 Asking $586 per square foot, about 22% above the community’s $481 median. Snell Hamletts North Shore Add’s 12-month median sold price per square foot is $481. Median sold price per square foot is down 18.8% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

73% of homes in Snell Hamletts North Shore Add are owner-occupied. An estimated 27% are non-owner-occupied, including 8% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1147 homes matched. Community-level context.

Recent Snell Hamletts North Shore Add sales closed near 81.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Snell Hamletts North Shore Add, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by SOUTHERN ROOTS REALTY, LLC · MLS # TB8548325

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in SNELL & HAMLETTS NORTH SHORE ADD

  • 415 20th Avenue · $1,490,000 · 3 bd / 2.5 ba · listed October 2, 2026 (courtesy of SMITH & ASSOCIATES REAL ESTATE)
  • 416 19th Avenue · $1,700,000 · 5 bd / 3.0 ba · listed October 2, 2026 (courtesy of COMPASS FLORIDA LLC)
  • 605 14th Avenue · $1,695,000 · 4 bd / 4.0 ba · listed October 2, 2026 (courtesy of SMITH & ASSOCIATES REAL ESTATE)
  • 229 18th Avenue · $1,900,000 · 5 bd / 4.0 ba · listed September 20, 2026 (courtesy of SOUTHERN ROOTS REALTY, LLC)

Recently off market in SNELL & HAMLETTS NORTH SHORE ADD

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Snell Hamletts North Shore Add news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Infrastructure

St. Pete approves temporary downtown dock for Tampa Bay ferry

The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.

Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The site is less than a mile southwest of Snell Hamletts North Shore Add.

FOX 13 Tampa Bay

Jul 2026 · Development

St. Pete advances housing plan for nine vacant city lots

The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.

Why it matters: Advances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The site is about 2 miles southwest of Snell Hamletts North Shore Add.

St Pete Catalyst

Jul 2026 · Development

Blake-Related team selected to redevelop 86-acre Historic Gas Plant District

St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.

Why it matters: Adds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The site is about 2 miles southwest of Snell Hamletts North Shore Add.

Florida YIMBY

Go deeper

More on SNELL & HAMLETTS NORTH SHORE ADD

Go deeper on SNELL & HAMLETTS NORTH SHORE ADD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 445 18Th Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1925 (101 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 4,400 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $49,050/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $41,400 more per year than the current owner’s estimated bill (+541%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 9, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 445 18Th Avenue and when was it built?

Per the listing record, 445 18Th Avenue was built in 1925 and has 4,400 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 445 18Th Avenue in?

445 18Th Avenue is in Snell & Hamletts North Shore Add in St Petersburg, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 445 18Th Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 445 18Th Avenue differ from the current owner's?

The estimate on this page (about $49,050 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $41,400 more per year than the current owner’s estimated bill (+541%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 445 18Th Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.