Single Family Residence in SADDLEBROOK VILLAGE WEST, WESLEY CHAPEL · No CDD
SADDLEBROOK VILLAGE WEST · WESLEY CHAPEL, FL 33544 · Pasco
Listing data updated September 12, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,484Sq Ft
2004Year Built
$192Per Sq Ft
2-car garageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$192 here vs $188 median sold (12 mo)
Buyer leverage
Strong buyer advantage
9.6-month supply
9.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 9
Price vs recent sales
Asking $670k tops 9 of the last 9 closed sales; also one of the largest homes here at 3,484 sq ft
As of September 12, 2026, 4522 Mapletree Loop in Saddlebrook Village West, Wesley Chapel is listed at $670,000 (3,484 sq ft, about $192 per sq ft). That is 61% above Saddlebrook Village West's median closed sale of $415,000 over the last 12 months (14 recorded sales). It came to market within the past week. Listing facts: built in 2004, HOA dues of $86/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2004 · 22 yrs
3,484 sq ft of living area
2-car garage
Listed at $670,000 — recent neighborhood median sale price ~$415,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $86/mo (per listing)
Momentum Research · Saddlebrook Village West
Pricing & the Saddlebrook Village West market
How this home is priced against recent nearby sales, and where Saddlebrook Village West has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Saddlebrook Village West
Each dot is a closed sale since 2007 (247 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2014–2026. This home lists at $192/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 30 (cold).
Property timeline
This home’s history
2004BuiltPer public record
Sep 12, 2026First trackedObserved at $670,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,431/mo
Principal & interest $3,480/mo79%
Taxes $586/mo13%
Insurance $279/mo6%
HOA $86/mo2%
$4,431/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Strongest on: Pricing power (79), Market timing (70)
0 limited50100 exceptional
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area45
This home $192/sq ft vs the community 12-month median $188/sq ft.
Affordability0
List price $670,000 vs the community median $415,000. Not a measure of personal affordability.
Market liquidity34
Community median 53 days on market, ~9.6 months of supply (12-month record).
Renovation upside24
From a 2004 build and $192/sq ft vs the community median $188/sq ft. Not a condition assessment.
Pricing power79
Recent sales closed at about 92.2% of original asking (~7.9% below). More room below asking generally favors buyers.
Market timing70
Momentum Market Heat is 30/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $192 per square foot, about in line with the community’s $188 median. Saddlebrook Village West’s 12-month median sold price per square foot is $188. Median sold price per square foot is down 3.3% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
73% of homes in Saddlebrook Village West are owner-occupied. An estimated 27% are non-owner-occupied, including 14% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 265 homes matched. Community-level context.
Recent Saddlebrook Village West sales closed near 92.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Saddlebrook Village West, no CDD assessment.
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Virtually Staged. Welcome to this expansive 5-bedroom, 4-bathroom residence boasting over 3,400 sq. ft.
of versatile living space in the heart of Wesley Chapel! Nestled in an established community with low HOA fees and no CDD, this home combines impressive scale with high-value structural and efficiency upgrades. Enjoy low electric bills and peace of mind with a newer roof (2022), a high-efficiency AC system, and full hurricane impact-resistant windows that deliver premium storm protection, superior acoustic insulation, and substantial insurance savings.
The functional floor plan offers generous living and dining areas, a spacious kitchen built for entertaining, and flexible bedroom accommodations ideal for multi-generational living or dedicated home offices. The garage comes equipped with a dedicated Level 2 EV charging station for electric vehicle convenience. Situated on a sizable 0.26-acre lot with plenty of backyard potential, you are just minutes from Tampa Premium Outlets, Wiregrass Mall, AdventHealth, top-rated schools, and effortless access to I-75 / I-275 for an easy commute throughout Tampa Bay.
Schedule your private showing today!
Description provided by STAR BAY REALTY CORP. and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$670,000
Bed / bath5 / 4
Living area3,484 sq ft
Year built2004
Property typeSingle Family Residence
Garage2-car
MLS #TB8547477
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyPasco
Area listings8 active · 1 under contract
Estimated first-year tax~$7,035/yr
CDD assessmentNone on record
HOA (per listing)$86/mo
Calculated estimates
Price per sq ft$192
Estimated monthly payment$4,431
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$415,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of STAR BAY REALTY CORP. · Listing agent: Dimitre Bobev · 813-533-6467Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$574,860the mess$735,124
Actual list price: $670,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $86/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
9 active listings competing, 1 under contract
≈9.6 months of supply
10 closed here in the last 12 months
For reference, this home is listed at $670,000 ($192/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,484 sq ft × $165–$211/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Keep looking
Similar homes for sale near SADDLEBROOK VILLAGE WEST
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $670,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,035/yr
A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$86/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Listed by STAR BAY REALTY CORP. · MLS # TB8547477
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Market data · public records
Recent sales activity in SADDLEBROOK VILLAGE WEST
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SADDLEBROOK VILLAGE WEST neighborhood guide for more.
Comparable sales found
4
Recent nearby closings in the data set.
Community median sale price
$415,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$188
Canonical 12-month median $/sq ft. Reference only.
Go deeper on SADDLEBROOK VILLAGE WEST
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The site is about 2 miles north of Saddlebrook Village West.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 8 miles west of Saddlebrook Village West.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 12 miles west of Saddlebrook Village West.
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 3 miles south of Saddlebrook Village West.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Veterans Elementary SchoolAssigned elementary school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Cypress Creek Middle SchoolAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Cypress Creek High-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Dec 2025
$490,000
27045 SILVERLEAF WAY, WESLEY CHAPEL
4 / 3 bd/ba · 2,943 sq ft · $166/sq ft
Courtesy of SERHANT · View details →
Sold Jun 2026
$507,000
27338 HOLLYBROOK TRAIL, WESLEY CHAPEL
4 / 3 bd/ba · 2,910 sq ft · $174/sq ft
Courtesy of IMPACT REALTY TAMPA BAY · View details →
Sold May 2026
$495,000
5214 VILLAGEBROOK DRIVE, WESLEY CHAPEL
4 / 3 bd/ba · 2,626 sq ft · $188/sq ft
Courtesy of FLORIDA EXECUTIVE REALTY · View details →
Sold Mar 2026
$352,000
27001 ARROWBROOK WAY, WESLEY CHAPEL
4 / 2.5 bd/ba · 2,592 sq ft · $136/sq ft
Courtesy of MAINSTAY BROKERAGE LLC · View details →
Community 12-month median: $188/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,071 – $4,467/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,450 – −$194At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 4522 Mapletree Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $86/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,484 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,035/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
WESLEY CHAPEL
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: September 12, 2026)
Community market stats
Stellar MLS closed sales, as of September 12, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 4522 Mapletree Loop and when was it built?
Per the listing record, 4522 Mapletree Loop was built in 2004 and has 3,484 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4522 Mapletree Loop in?
4522 Mapletree Loop is in Saddlebrook Village West in Wesley Chapel, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Saddlebrook Village West from the same MLS data.
Does 4522 Mapletree Loop have an HOA, and how much are the dues?
The listing reports HOA dues of $86 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 4522 Mapletree Loop differ from the current owner's?
The estimate on this page (about $7,035 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4522 Mapletree Loop in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4522 MAPLETREE LOOP in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
